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Fixed Indexed Annuity

Power Select Plus Income

Corebridge Financial

3.5%

Best S&P 500 Annual Cap

10%

Free W/D

50

Jurisdictions

Product data status: July 2, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power Select Plus Income would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 2, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$178,601
Est. value at age 80 (Power Select Plus Income)
3.5%
Best S&P 500 1-yr point-to-point cap
S&P 500 Index — 3.5% Cap (Annual)
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power Select Plus Income's published cap rate (3.5% on S&P 500 Index) to a standard benchmark hypothetical index path (~5.4%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 2, 2026.

Free Comparison Report

Get a Power Select Plus Income rate report

See how Power Select Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Live rate data

Run live numbers for Power Select Plus Income

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 2, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

3.5% cap on S&P 500

A ten-year-surrender fixed indexed annuity from a tri-agency-rated Corebridge Financial carrier, structured around a recognizable one-year S&P 500 annual cap plus participation-rate strategies on the Russell 2000 and several proprietary volatility-controlled indexes — with no GLWB income rider currently returned on the live data row despite the 'Plus Income' filing name.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers who can commit principal for the full ten-year surrender period, can meet the contract's higher minimum-premium floor, want index-linked accumulation with a recognizable S&P 500 cap alongside multiple proprietary participation-rate strategies, and are comfortable that the longer lockup is not currently buying a contractually published GLWB withdrawal-rate rider in the live data here.

AM Best

A Excellent

Surrender period

10 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

3.5% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

2.7% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

2.25% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

2.1% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

17% participation rate

Participation

Selected state rate set (TX)

2-year term · 10-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

800% participation rate

Participation

Selected state rate set (TX)

2-year term · 10-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

1.8% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

1.2% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

+ 38 additional crediting options (AB All, Balanced, PIMCO...)

Lifetime Income Riders

Income rider

Income Plus Flex

Lifetime payout rate5.7% lifetime payout
Annual rider fee1.1% annual rider fee
Guaranteed roll-up9%/yr

Income rider

Income Plus Multiplier Flex

Lifetime payout rate5.1% lifetime payout
Annual rider fee1.1% annual rider fee
Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

  • Crediting menu offers a recognizable one-year annual point-to-point cap on the S&P 500 alongside a participation-rate strategy on the Russell 2000 and S&P 500 exposure in a second shape (an annual declared-rate trigger), so a buyer gets a like-for-like S&P 500 cap to compare against other FIAs plus broader equity benchmark exposure in the same contract.
  • Carrier financial strength is rated by three independent agencies — A.M. Best, S&P, and Moody's all publish current ratings on American General Life (Corebridge Financial) — so the strength view on this page is triangulated rather than single-sourced.
  • Two-year crediting-term variants are offered on several of the proprietary participation strategies (AB All Market, Dimensional US Foundations, ML Strategic Balanced, PIMCO Global Optima, S&P 500), giving buyers a longer-look option at higher participation alongside the one-year cap and participation-rate menu in the same chassis.
  • Free-withdrawal allowance, the full ten-year surrender ladder, and three contract waivers (nursing-home, RMD, terminal-illness) are all visible on this page rather than buried in a brochure.

What to confirm

  • Despite the 'Plus Income' suffix — which in the Corebridge Power Series typically signals a contract designed to be paired with a Lifetime Income Plus-family GLWB rider at issue — the live CANNEX feed for this filing returns an empty incomeRiders array, and there is no Protected Income Value (PIV) mechanism on the base chassis either. If a contractually published lifetime withdrawal rate from a rider is the buyer's primary need, that data is not currently shown for this productId. Confirm with the carrier whether a Lifetime Income Plus-family rider is currently available on this contract, at what current withdrawal-rate factors, and at what annual rider charge before treating the product name as a lifetime-income promise.
  • Surrender period runs the full ten years, with a charge ladder that opens in the high single digits and only phases out at the end of year ten. That is a serious liquidity commitment — money beyond the annual free-withdrawal allowance is meaningfully penalized for a decade, and a buyer who needs principal sooner should weigh that lockup carefully, particularly given that the typical reason to accept a ten-year lockup on an income-branded FIA (richer rider income) is not visible in the live data here.
  • Minimum-premium floor on this contract is high relative to a standard retail FIA, so this is not a small-dollar entry contract. Buyers planning a smaller initial premium should confirm the minimum, any banded-rate treatment, and issue-age bounds with the carrier before purchase.
  • Crediting menu leans heavily on proprietary, volatility-controlled indexes (AB All Market, Dimensional US Foundations, ML Strategic Balanced, PIMCO Global Optima, Invesco New Economy). Their participation rates can look high in absolute terms but are not directly comparable to an S&P 500 cap — evaluate each on its own historical and forward characteristics, not on participation-rate magnitude alone.

Not ideal for

Buyers who need a contractually published GLWB withdrawal rate from an optional income rider shown on this page (none is returned on the live row despite the 'Plus Income' name), want a Protected Income Value-style built-in income mechanism (this is not a PIV chassis), need shorter-than-ten-year liquidity, can't meet the higher minimum-premium floor, or want a plain MYGA-style declared rate — none of those is what this contract is built to deliver.

Free Comparison Report

Get a Power Select Plus Income rate report

See how Power Select Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

All crediting strategies

View rate listings (56 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Par: 120% + Spread: 50% · 1-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 120% + Spread: 50% · 1-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 70% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 40% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 35% · 1-yr

Invesco New Economy Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 16% · 1-yr

Russell 2000 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 3.5% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Trigger: 2.25% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrender$100,000+

Fixed: 1.8% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrender$100,000+

Par: 80% + Spread: 50% · 1-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 80% + Spread: 50% · 1-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 47% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 30% · 1-yr

Invesco New Economy Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 25% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 11% · 1-yr

Russell 2000 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 2.7% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Trigger: 2.1% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrender$100,000+

Fixed: 1.2% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrender$100,000+

Par: 140% + Spread: 100% · 2-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 140% + Spread: 100% · 2-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 100% + Spread: 3.7% · 2-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 44% · 2-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 17% · 2-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 800% · 2-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 95% + Spread: 100% · 2-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 100% + Spread: 4.3% · 2-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 95% + Spread: 100% · 2-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 32% · 2-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 100% + Spread: 50% · 1-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 100% + Spread: 50% · 1-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 45% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 32% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 30% · 1-yr

Invesco New Economy Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 11% · 1-yr

Russell 2000 Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Cap: 2.75% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Trigger: 2% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Fixed: 1.55% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 700% · 1-yr

Russell 2000 Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Fixed: 100% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 60% + Spread: 50% · 1-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 60% + Spread: 50% · 1-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 25% · 1-yr

Invesco New Economy Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 22% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 12% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Cap: 2.2% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Trigger: 2% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 120% + Spread: 100% · 2-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 120% + Spread: 100% · 2-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 100% + Spread: 4.2% · 2-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 29% · 2-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 13% · 2-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 700% · 2-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 75% + Spread: 100% · 2-yr

AB All Market Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 100% + Spread: 4.8% · 2-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 75% + Spread: 100% · 2-yr

Dimensional US Foundations Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Par: 17% · 2-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrenderUp to $99,999.99

Income riders

Income rider

Lifetime Income Plus Flex

Lifetime withdrawal rate5.7%
Annual rider fee1.1%
Withdrawal-base growth9% roll-up

GLWB

Income rider

Lifetime Income Plus Multiplier Flex

Lifetime withdrawal rate5.1%
Annual rider fee1.1%
Withdrawal-base growth2× multiplier

GLWB

Linked review

Power Select Plus Income review notes

Uncover how Power Select Builder secures retirement with market-linked growth and principal protection.

AnnuityRatesHQ Editorial Team

Common questions about Power Select Plus Income

Can I lose money in Power Select Plus Income?

A negative index return by itself does not reduce the contract's account value: Power Select Plus Income credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

Is the Lifetime Income Plus Flex income rider worth the 1.1% fee?

It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the 9% roll-up and 5.7% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.

When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The surrender period runs 10 years; after that you reach full liquidity. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

How do Power Select Plus Income's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power Select Plus Income strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

3

Nursing home waiver, RMD waiver, Terminal illness waiver

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

1.00%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Fixed account guarantee

1.00%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Maximum spread

9.50%

Maximum spread: 9.50%

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

9%

Yr 2

9%

Yr 3

8%

Yr 4

7%

Yr 5

6%

Yr 6

5%

Yr 7

4%

Yr 8

3%

Yr 9

2%

Yr 10

1%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers

Documents

brochure

Corebridge Financial pdf.pdf

Confidence: highReviewed Apr 9, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Select Plus Income currently shows 48 distinct indexed or fixed crediting choices across 56 current rate listings, including S&P 500 Index, with 35 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 3.5% annual cap
  • S&P 500 Index: 2.7% annual cap
  • S&P 500 Index: 2.75% annual cap
  • S&P 500 Index: 2.2% annual cap

Income rider language

What to look for before treating the rider as income

Lifetime Income Plus Flex is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 5.7% withdrawal rate
  • 1.1% rider fee

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 10 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as Corebridge Financial pdf.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a Power Select Plus Income rate report

See how Power Select Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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