Power 7 Protector
Corebridge Financial
9.5%
Best Cap
10%
Free W/D
49
States
A fixed index annuity that offers potential for interest credits based on equity market index performance while protecting your principal from losses. Designed for investors seeking market-linked growth with downside protection and guaranteed income options.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
7 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AQR DynamiQ Allocation Index | 2-Year | -- | 305% | -- |
| AQR DynamiQ Allocation Index | Annual | -- | 225% | -- |
| ML Strategic Balanced Index | 2-Year | -- | 140% | -- |
| ML Strategic Balanced Index | Annual | -- | 140% | -- |
| PIMCO Global Optima Index | 2-Year | -- | 125% | -- |
| PIMCO Global Optima Index | Annual | -- | 70% | -- |
| S&P 500 Index | Annual | 9.5% | 100% | -- |
| Fixed Account | Daily | -- | -- | 4.05% |
Key Features
Index Interest Accounts
Annual or 2-year point-to-point crediting with participation rates from 15% to 340% depending on account and deposit sizeInterest credited based on performance of S&P 500, AQR DynamiQ Allocation Index, ML Strategic Balanced Index, or PIMCO Global Optima Index
Principal Protection
Minimum rates of 1.00%-2.00% for most index accounts and 1.00% for fixed accountsYour premium is protected from market losses with guaranteed minimum interest rates
Fixed Interest Account
4.60%-4.85% for deposits of $100,000+ (current rates)Alternative to index accounts offering guaranteed interest with no market risk
Enhanced Participation Rate (EPR)
1.50% annual fee; participation rates increase by 5-40% depending on account typeHigher participation rates available for an annual fee, with any excess fees credited back at contract end
Lifetime Income Choice Rider
Available with lower participation rates and provides income security throughout retirementOptional rider available on Power 7 Protector Plus Income providing guaranteed lifetime income stream
Highlights
Index-linked interest potential tied to S&P 500 and multi-asset indices without direct stock market risk
Guaranteed minimum interest rates protect your principal from market downturns
Multiple account options including fixed interest and enhanced participation rate strategies
Optional Lifetime Income Choice rider provides guaranteed income in Power 7 Protector Plus Income
Tax-deferred growth backed by insurance company guarantees
Surrender Schedule
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
Yr 6
3%
Yr 7
2%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Best For
Conservative to moderate investors nearing or in retirement who want tax-deferred growth with index market exposure but need principal protection and guaranteed minimum returns.
Consider Alternatives If
Investors requiring immediate liquidity or those with shorter time horizons, as index annuities are long-term insurance products with potential surrender charges.
Carrier Ratings
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