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Fixed Indexed Annuity

Power Index Advisory

Corebridge Financial

11.35%

Best S&P 500 Annual Cap

10%

Free W/D

49

Jurisdictions

Product data status: July 2, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power Index Advisory would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 2, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$150,842
Est. value at age 80 (Power Index Advisory)
11.35%
Best S&P 500 1-yr point-to-point cap
MSCI EAFE Index — 11.85% Cap (Annual)
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power Index Advisory's published cap rate (11.85% on MSCI EAFE Index) to a calibrated proprietary/volatility-controlled hypothetical index path (~1.9%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 2, 2026.

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See how Power Index Advisory compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Live rate data

Run live numbers for Power Index Advisory

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 2, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

11.35% cap on S&P 500

A no-surrender fixed indexed annuity from a tri-agency-rated carrier, structured for fee-based advisory distribution — no surrender charges at any point, no premium bonus, no income rider, with a crediting menu built around recognizable annual cap, trigger, and participation strategies on the S&P 500, Russell 2000, and MSCI EAFE plus three proprietary volatility-controlled participation strategies.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers working with a fee-based advisor who want index-linked accumulation across recognizable equity-benchmark caps and participation strategies, value full liquidity with no surrender lockup, can meet the contract's higher minimum-premium threshold, and don't need a guaranteed lifetime-income rider built into the contract.

AM Best

A Excellent

Free withdrawal

10%/yr

Availability

49 jurisdictions (excl. Idaho, New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

11.35% cap rate

Annual cap

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

8.3% cap rate

Annual cap

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

5.9% cap rate

Annual cap

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

8.1% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

5.7% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

3.7% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

57% participation rate

Participation

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

34% participation rate

Participation

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

24% participation rate

Participation

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

4.5% declared rate

Fixed account

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

4% declared rate

Fixed account

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

2.65% declared rate

Fixed account

Selected state rate set (TX)

1-year term · Surrender term not shown · $100,000+

Rate varies by premium band.

+ 29 additional crediting options (Franklin, Balanced, MSCI EAFE...)

Lifetime Income Riders

Income rider

Income Max

Lifetime payout rate6.35% lifetime payout
Annual rider fee1% annual rider fee
Guaranteed roll-up10%/yr

Income rider

Income Plus Multiplier Flex

Lifetime payout rate5.9% lifetime payout
Annual rider fee1% annual rider fee
Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

  • There is no surrender schedule on this contract — withdrawals are not penalized by a carrier surrender charge at any point. That is the defining structural feature of the advisory-channel variant against the seven-year-surrender retail Power Index Plus sibling, and it leaves the contract fully liquid (subject to applicable IRS and tax treatment) from issue.
  • Carrier financial-strength is rated by three independent agencies (A.M. Best, S&P, and Moody's), so the strength view on this page is triangulated rather than single-sourced from one ratings agency.
  • Crediting menu spans multiple recognizable equity benchmarks in one contract — an annual point-to-point cap on the S&P 500, an annual cap on the Russell 2000, and an annual cap on the MSCI EAFE — plus an S&P 500 trigger strategy and an S&P 500 participation-rate strategy, so a buyer can pick between cap, trigger, and participation mechanics within a single chassis.
  • Structured for advisory distribution: no carrier-paid commission and no premium bonus, with the compensation tradeoff handled outside the contract through the advisor's fee schedule. Buyers comparing this to a bonus-paying retail FIA should weigh the difference explicitly.

What to confirm

  • This contract is NOT a guaranteed-lifetime-withdrawal product. The live feed shows no optional GLWB rider attached and no Protected Income Value income chassis — buyers who need a contractually published lifetime-withdrawal rate should look at Corebridge's Power Protector Plus Income or a true rider-led FIA, not this contract.
  • Power Index Advisory carries a meaningfully higher minimum-premium threshold than the carrier's retail FIA filings, consistent with the advisory-channel positioning. Smaller premium amounts will not qualify; check the live key-facts panel for the current minimum and confirm with the carrier before illustrating.
  • Several of the participation strategies on this contract are tied to proprietary volatility-controlled indexes (Franklin Quality Dividend Total Return 5% Index, ML Strategic Balanced Index, PIMCO Global Optima Index). Their participation rates can look high in absolute terms because of the index's volatility target — they are not directly comparable to an S&P 500 cap, so each strategy needs to be evaluated on its own historical and forward characteristics rather than on the headline participation number alone.
  • The guaranteed-minimum cap floor is very low — caps on the index strategies can reset down toward that floor at each crediting anniversary, and although a no-surrender contract leaves the buyer unencumbered to walk away, there is no contractual ceiling on how far caps can move at renewal. Renewal-rate behavior is the central long-run risk to evaluate.

Not ideal for

Buyers who need a contractually published GLWB lifetime-withdrawal rate (that calls for an income-rider sibling, not this contract), want a premium bonus, expect a death-benefit roll-up beyond standard, or cannot meet the higher minimum-premium threshold — none of those are what this contract is built to deliver.

Free Comparison Report

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See how Power Index Advisory compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

All crediting strategies

View rate listings (54 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Par: 135% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)$100,000+

Par: 115% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)$100,000+

Par: 95% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)$100,000+

Par: 57% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)$100,000+

Cap: 11.85% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)$100,000+

Cap: 11.85% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)$100,000+

Cap: 11.35% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)$100,000+

Trigger: 8.1% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)$100,000+

Fixed: 4.5% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)$100,000+

Par: 98% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)$100,000+

Par: 90% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)$100,000+

Par: 74% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)$100,000+

Par: 34% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)$100,000+

Cap: 8.3% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)$100,000+

Cap: 8.3% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)$100,000+

Cap: 8.3% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)$100,000+

Trigger: 5.7% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)$100,000+

Fixed: 4% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)$100,000+

Par: 82% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)$100,000+

Par: 76% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)$100,000+

Par: 57% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)$100,000+

Par: 24% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)$100,000+

Cap: 5.9% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)$100,000+

Cap: 5.9% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)$100,000+

Cap: 5.9% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)$100,000+

Trigger: 3.7% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)$100,000+

Fixed: 2.65% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)$100,000+

Par: 110% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 90% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 80% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 54% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)Up to $99,999.99

Cap: 10.85% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 10.85% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 10.35% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)Up to $99,999.99

Trigger: 7.1% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)Up to $99,999.99

Fixed: 4.25% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)Up to $99,999.99

Par: 73% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 65% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 59% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 30% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)Up to $99,999.99

Cap: 7.3% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 7.3% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 7.3% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)Up to $99,999.99

Trigger: 4.7% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)Up to $99,999.99

Fixed: 3.75% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)Up to $99,999.99

Par: 57% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 51% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 42% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)Up to $99,999.99

Par: 20% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)Up to $99,999.99

Cap: 4.9% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 4.9% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)Up to $99,999.99

Cap: 4.9% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)Up to $99,999.99

Trigger: 3.2% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)Up to $99,999.99

Fixed: 2.4% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)Up to $99,999.99

Income riders

Income rider

Lifetime Income Max

Lifetime withdrawal rate6.35%
Annual rider fee1%
Withdrawal-base growth10% roll-up

GLWB

Income rider

Lifetime Income Plus Multiplier Flex

Lifetime withdrawal rate5.9%
Annual rider fee1%
Withdrawal-base growth2× multiplier

GLWB

Common questions about Power Index Advisory

Can I lose money in Power Index Advisory?

A negative index return by itself does not reduce the contract's account value: Power Index Advisory credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

Is the Lifetime Income Max income rider worth the 1% fee?

It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the 10% roll-up and 6.35% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.

How do Power Index Advisory's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power Index Advisory strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

1.00%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Fixed account guarantee

1.00%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 0

0%

After

0%

Documents

brochure

Power Index Advisory brochure pdf.pdf

Confidence: highReviewed Apr 14, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Index Advisory currently shows 48 distinct indexed or fixed crediting choices across 54 current rate listings, including S&P 500 Index, with 29 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 11.35% annual cap
  • S&P 500 Index: 8.3% annual cap
  • S&P 500 Index: 5.9% annual cap
  • S&P 500 Index: 10.35% annual cap

Income rider language

What to look for before treating the rider as income

Lifetime Income Max is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 6.35% withdrawal rate
  • 1% rider fee

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as Power Index Advisory brochure pdf.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a Power Index Advisory rate report

See how Power Index Advisory compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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