Power Index Advisory
Corebridge Financial
11.25%
Best Cap
10%
Free W/D
49
States
The Power Series of Index Annuities is a fixed insurance product that protects your principal from market losses while offering growth potential tied to index performance and guaranteed lifetime income options. It's designed for people near or in retirement who want security without sacrificing growth.
Free Withdrawal
10%/yr
Available In
49 states
Min Premium
$25,000
Surrender
1 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| Franklin Quality Dividend Total Return 5% Index | Annual | -- | 76% | -- |
| ML Strategic Balanced Index | Annual | -- | 135% | -- |
| MSCI EAFE Index | Annual | 11.25% | 100% | -- |
| PIMCO Global Optima Index | Annual | -- | 74% | -- |
| Russell 2000 Index | Annual | 11.25% | 100% | -- |
| S&P 500 Index | Annual | 11.25% | 100% | -- |
| Fixed Account | Daily | -- | -- | 2.4% |
Key Features
Principal Protection
0% floor on annual returns in down marketsNo loss of principal due to market declines. Only positive index performance credits interest to your account.
Index-Based Growth
S&P 500 positive 77% of time over 30 years, averaging 10.49% annuallyInterest is earned based on the performance of an index like the S&P 500, without directly investing in stocks.
Tax-Deferred Accumulation
Potentially more assets available at retirement than taxable alternativesEarnings are not taxed until withdrawn, allowing assets to compound more efficiently.
Guaranteed Lifetime Income
Pension-like income for lifeConvert your contract to income that lasts your lifetime or the lives of you and your spouse at no additional cost through annuitization.
Guaranteed Living Benefit Rider (optional)
Available in select Power Series products for an annual feeProvides guaranteed lifetime income with potential for rising payments, while maintaining access to contract value during the payout stage.
Fixed Account Option
Guaranteed rate set at issue for first contract yearA 1-year fixed account offering a guaranteed rate of interest for conservative stability.
Highlights
Principal protection from market downturns — your money doesn't lose value when markets decline
Tax-deferred growth linked to stock market index performance without direct stock market risk
Guaranteed lifetime income options that protect against outliving your money
Growth potential through index-based interest accounts that may outperform CDs and fixed income
Combination of conservative protection and moderate growth in a single product
Surrender Schedule
Yr 0
0%
After
0%
Best For
Pre-retirees and retirees who want protection from market losses, tax-deferred growth, and guaranteed lifetime income while maintaining some growth potential.
Consider Alternatives If
Individuals who need full liquidity, those with time horizons under 5-7 years, or those unable to accept early withdrawal penalties.
Carrier Ratings
Free Comparison Report
Get a personalized Power Index Advisory illustration
See year-by-year projections for your specific age, premium, and income goals.