Top 10 Annuities, ranked with live product-family data
Find current leaders inside one honest cohort at a time: MYGA guaranteed rates, annual S&P 500 FIA caps, or FIA income metrics. The tool never pretends those different measurements are interchangeable.
Family-safe
MYGA and FIA stay separate
Grounded
Feed sync unavailable
Shareable
Every relevant input lives in the URL
Live rankings are temporarily unavailable.
Current CANNEX FIA growth rates are temporarily unavailable for this scenario.
You can change the hypothetical inputs and try again; the page remains free and usable.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
Link to this result
The link serializes the selected mode and only the inputs that affect that cohort, so another reader can open the same live scenario.
Embed this live cohort
Copy the iframe into an advisor site, newsroom, or blog. It keeps the current result inputs and visible source attribution.
<iframe src="https://annuityrateshq.com/embed/top-10-annuities?mode=fia-growth&stateCode=TX&premium=250000" title="Top 10 Annuities by AnnuityRatesHQ" width="100%" height="780" loading="lazy" style="border:1px solid #e5e7eb;border-radius:8px;"></iframe>Pre-rendered examples
Explore representative top-annuity scenarios
Each page contains a server-rendered answer from the same cached data boundary, with no form submission needed.
Top 3-year MYGA rates for $100,000 in Florida
A live ranking of current 3-year guaranteed MYGA rates available for a hypothetical $100,000 premium in Florida.
See baked resultTop 5-year MYGA rates for $250,000 in Texas
A live ranking of current 5-year guaranteed MYGA rates available for a hypothetical $250,000 premium in Texas.
See baked resultTop 7-year MYGA rates for $500,000 in California
A live ranking of current 7-year guaranteed MYGA rates available for a hypothetical $500,000 premium in California.
See baked resultTop 10-year MYGA rates for $1 million in New York
A live ranking of current 10-year guaranteed MYGA rates available for a hypothetical $1 million premium in New York.
See baked resultTop annual S&P 500 FIA caps for $100,000 in Florida
A like-for-like ranking of current no-fee, one-year point-to-point S&P 500 cap rates for a hypothetical $100,000 FIA premium in Florida.
See baked resultTop annual S&P 500 FIA caps for $250,000 in Texas
A like-for-like ranking of current no-fee, one-year point-to-point S&P 500 cap rates for a hypothetical $250,000 FIA premium in Texas.
See baked resultTop annual S&P 500 FIA caps for $500,000 in California
A like-for-like ranking of current no-fee, one-year point-to-point S&P 500 cap rates for a hypothetical $500,000 FIA premium in California.
See baked resultTop annual S&P 500 FIA caps for $1 million in New York
A like-for-like ranking of current no-fee, one-year point-to-point S&P 500 cap rates for a hypothetical $1 million FIA premium in New York.
See baked resultTop FIA lifetime withdrawal rates at age 55 after 10 years in Florida
A live comparison of FIA lifetime withdrawal-rate options for issue age 55, a 10-year deferral, and Florida availability.
See baked resultTop FIA lifetime withdrawal rates at age 60 after 5 years in Texas
A live comparison of FIA lifetime withdrawal-rate options for issue age 60, a 5-year deferral, and Texas availability.
See baked resultTop FIA lifetime withdrawal rates at age 65 with no deferral in California
A live comparison of FIA lifetime withdrawal-rate options for issue age 65, no deferral, and California availability.
See baked resultTop FIA lifetime withdrawal rates at age 62 after 10 years in New York
A live comparison of FIA lifetime withdrawal-rate options for issue age 62, a 10-year deferral, and New York availability.
See baked resultMethodology
How this ranking is built
Source. Product and rate values come from CANNEX via AdvisorWorld, read through AnnuityRatesHQ’s cached, timeout-protected public data boundary.
Cadence and freshness. Live reads revalidate on a regular cache cadence. The displayed freshness label comes only from the upstream sync_log; this page never substitutes its own render time.
Formula. Eligible rows are sorted from highest to lowest on the named metric, then capped at ten. The ranking is always within one cohort: MYGA declared rates, annual S&P 500 FIA point-to-point caps, or FIA income metrics.
Integrity guards. MYGA “best rate” values must remain inside the displayable 2%–9% band. Product-family mismatches and implausible rates are quarantined by the data boundary rather than silently rendered.
How to cite this tool
A source line readers can verify
Suggested citation: “AnnuityRatesHQ, Top 10 Annuities, CANNEX data via AdvisorWorld, feed freshness unavailable, accessed at annuityrateshq.com/top-10-annuities.” Link to the result permalink when citing a particular mode and scenario.
Continue the research
Rates, product families, and recent changes
Use the ranking as a discovery layer, then check the live rate hubs and contract education before treating any product as a fit.
All free tools
Browse the complete public calculator suite.
ExploreBest annuity rates
See current rate leaders and comparison context.
ExploreMYGA rates
Compare declared guaranteed rates and terms.
ExploreFixed indexed annuities
Research FIA accumulation and income mechanics.
ExploreRate changes
Track recent movement in the live feeds.
ExploreTypes of annuities
Understand what belongs in each product family.
ExploreFixed index annuity guide
Read how FIA caps and participation rates work.
ExploreSurrender charges
Check the liquidity tradeoff behind a headline metric.
ExploreEducational comparison only. Product availability, rates, caps, participation rates, rider terms, and guarantees can change and vary by state. Guarantees are backed by the issuing insurer.