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Top 7-year MYGA rates for $500,000 in California
A ranking of 7-year guaranteed MYGA rates available for a hypothetical $500,000 premium in California.
7-year MYGA scenario for a $500,000 hypothetical premium in CA.
Guaranteed fixed-rate cohort
Top MYGA annuities for this scenario
Ranked only against other MYGAs using declared guaranteed rates for the selected term. FIA caps and participation rates are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | A- | 6.65% 7-year guaranteed rate | |
| 2 | B++ | 6.4% 7-year guaranteed rate | |
| 3 | A- | 6.35% 7-year guaranteed rate | |
| 4 | A- | 6.25% 7-year guaranteed rate | |
| 5 | A+ | 6.2% 7-year guaranteed rate | |
| 6 | A | 6.2% 7-year guaranteed rate | |
| 7 | A | 6.2% 7-year guaranteed rate | |
| 8 | A | 6.15% 7-year guaranteed rate | |
| 9 | A- | 6.15% 7-year guaranteed rate | |
| 10 | A+ | 6.1% 7-year guaranteed rate |
Rank is limited to the selected product family and scenario. Products with implausible values or a mismatched or unverified family are excluded from this table.
Rates, caps, and product availability can change and vary by state, premium band, issue age, product, and contract terms. Figures reflect the data date shown with the result. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not financial, investment, insurance, or tax advice, a quote, or a carrier-approved illustration.
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Methodology note
This prepared answer uses CANNEX data delivered through AdvisorWorld. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Data date: October 22, 2026. A date appears only when the source supplies a verified refresh date; the time you view the page is never substituted.
Stable context: cite the statistics hub’s 7-year MYGA top-rate statistic. Use the hub sentence and its immutable as-of JSON record for market context; keep this scenario’s state and premium filters attached to its own result.
How to cite this scenario
Cite “AnnuityRatesHQ, Top 7-year MYGA rates for $500,000 in California, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.
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