Top 7-year MYGA rates for $500,000 in California
A live ranking of current 7-year guaranteed MYGA rates available for a hypothetical $500,000 premium in California.
7-year MYGA scenario for a $500,000 hypothetical premium in CA.
Guaranteed fixed-rate cohort
Top MYGA annuities for this scenario
Ranked only against other MYGAs using declared guaranteed rates for the selected term. FIA caps and participation rates are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | Staysail Knighthead Life MYGA cohort | A- | 6.7% 7-year guaranteed rate |
| 2 | Canvas Future Fund Canvas Annuity MYGA cohort | B++ | 6.2% 7-year guaranteed rate |
| 3 | Aspida Advisory MYGA Aspida Life Insurance Company MYGA cohort | A- | 6.05% 7-year guaranteed rate |
| 4 | Personal Choice Annuity Sentinel Security Life MYGA cohort | B | 6.05% 7-year guaranteed rate |
| 5 | DirectGrowth MYGA California Revol One Financial MYGA cohort | B++ | 5.9% 7-year guaranteed rate |
| 6 | Synergy Choice MYGA Aspida Life Insurance Company MYGA cohort | A- | 5.7% 7-year guaranteed rate |
| 7 | Palladium MYG Max American National Insurance Company MYGA cohort | A | 5.55% 7-year guaranteed rate |
| 8 | Milestone MYGA Sagicor Life Insurance Company MYGA cohort | A- | 5.55% 7-year guaranteed rate |
| 9 | MYAnnuity Nassau Life and Annuity Company MYGA cohort | B++ | 5.55% 7-year guaranteed rate |
| 10 | Multi Select Oxford Life Insurance Company MYGA cohort | A | 5.5% 7-year guaranteed rate |
Rank is limited to the selected product family and scenario. Implausible, family-mismatched, or family-unverified rows are quarantined before they reach this table.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
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Methodology note
The answer is baked into this page from the cached CANNEX-via-AdvisorWorld data boundary. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Feed freshness: July 14, 2026. This label is sourced from sync_log, not the page render time.
How to cite this scenario
Cite “AnnuityRatesHQ, Top 7-year MYGA rates for $500,000 in California, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.