Top 5-year MYGA rates for $250,000 in Texas
A live ranking of current 5-year guaranteed MYGA rates available for a hypothetical $250,000 premium in Texas.
5-year MYGA scenario for a $250,000 hypothetical premium in TX.
Guaranteed fixed-rate cohort
Top MYGA annuities for this scenario
Ranked only against other MYGAs using declared guaranteed rates for the selected term. FIA caps and participation rates are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | Safe Harbor Bonus Guarantee Atlantic Coast Life MYGA cohort | B | 6.65% 5-year guaranteed rate |
| 2 | Staysail Knighthead Life MYGA cohort | A- | 6.45% 5-year guaranteed rate |
| 3 | Alpine Horizon Mountain Life Insurance Company MYGA cohort | B+ | 6.3% 5-year guaranteed rate |
| 4 | Security MYGA Wichita National Life Insurance MYGA cohort | B+ | 6.25% 5-year guaranteed rate |
| 5 | Personal Choice Annuity Sentinel Security Life MYGA cohort | B | 6.25% 5-year guaranteed rate |
| 6 | Canvas Future Fund Canvas Annuity MYGA cohort | B++ | 6.1% 5-year guaranteed rate |
| 7 | Secure Rate Pro Heartland National Life Insurance Company MYGA cohort | B++ | 6.1% 5-year guaranteed rate |
| 8 | Safeguard Plus Farmers Life Insurance Company MYGA cohort | B++ | 6% 5-year guaranteed rate |
| 9 | Anchor MYGA Gulf Guaranty Life Insurance Company MYGA cohort | B++ | 6% 5-year guaranteed rate |
| 10 | DirectGrowth MYGA Revol One Financial MYGA cohort | B++ | 6% 5-year guaranteed rate |
Rank is limited to the selected product family and scenario. Implausible, family-mismatched, or family-unverified rows are quarantined before they reach this table.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
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Methodology note
The answer is baked into this page from the cached CANNEX-via-AdvisorWorld data boundary. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Feed freshness: July 14, 2026. This label is sourced from sync_log, not the page render time.
How to cite this scenario
Cite “AnnuityRatesHQ, Top 5-year MYGA rates for $250,000 in Texas, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.