Top FIA lifetime withdrawal rates at age 60 after 5 years in Texas
A live comparison of FIA lifetime withdrawal-rate options for issue age 60, a 5-year deferral, and Texas availability.
FIA income scenario for age 60 in TX with a 5-year hypothetical deferral.
Fixed indexed annuity income cohort
Top FIA income annuities for this scenario
Ranked only against other FIA income products using the live income metric shown on each row. This is not a comparison with MYGA declared rates or FIA accumulation metrics.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | Retirement Foundation ADV Allianz Life Insurance Company of North America FIA cohort | A+ | 10.05% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 2 | Stable Income Annuity Nationwide Life Insurance Company FIA cohort | A+ | 9.9% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 3 | Core Income 7 Allianz Life Insurance Company of North America FIA cohort | A+ | 9.55% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 4 | Essential Income 7 Allianz Life Insurance Company of North America FIA cohort | A+ | 9.55% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 5 | Symetra Income Edge Plus Symetra Life Insurance Company FIA cohort | A | 9.4% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 6 | Clear Income Advantage - FP Series New York Life Insurance and Annuity Corporation (NYLIAC) FIA cohort | A++ | 9.05% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 7 | Allianz 360 Allianz Life Insurance Company of North America FIA cohort | A+ | 8.25% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 8 | F&G Safe Income Advantage Fidelity and Guaranty FIA cohort | A | 8% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 9 | Capital Income Midland National Life Insurance Company FIA cohort | A+ | 7.75% Lifetime withdrawal rate · age 60 · 5-year deferral |
| 10 | Athene Ascent Pro 10 Bonus Athene Annuity and Life Company FIA cohort | A+ | 7.35% Lifetime withdrawal rate · age 60 · 5-year deferral |
Rank is limited to the selected product family and scenario. Implausible, family-mismatched, or family-unverified rows are quarantined before they reach this table.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
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Methodology note
The answer is baked into this page from the cached CANNEX-via-AdvisorWorld data boundary. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Feed freshness: July 14, 2026. This label is sourced from sync_log, not the page render time.
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