Top 10-year MYGA rates for $1 million in New York
A live ranking of current 10-year guaranteed MYGA rates available for a hypothetical $1 million premium in New York.
10-year MYGA scenario for a $1,000,000 hypothetical premium in NY.
Guaranteed fixed-rate cohort
Top MYGA annuities for this scenario
Ranked only against other MYGAs using declared guaranteed rates for the selected term. FIA caps and participation rates are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | Palladium MYG American National Insurance Company MYGA cohort | A | 4.3% 10-year guaranteed rate |
| 2 | New Momentum Integrity Life Insurance Company (W&S) MYGA cohort | A+ | 3.97% 10-year guaranteed rate |
Rank is limited to the selected product family and scenario. Implausible, family-mismatched, or family-unverified rows are quarantined before they reach this table.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
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Methodology note
The answer is baked into this page from the cached CANNEX-via-AdvisorWorld data boundary. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Feed freshness: July 14, 2026. This label is sourced from sync_log, not the page render time.
How to cite this scenario
Cite “AnnuityRatesHQ, Top 10-year MYGA rates for $1 million in New York, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.