CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Sep 22, 2026

Raised

Observed in the last 7 days

Lowered

Observed in the last 7 days

Added

Observed in the last 7 days

Product repricings

Change ledger

14 grouped repricings · 148 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Tuesday, September 22, 2026

FIAAspida Life Insurance Company

Synergy Choice Max

1 rate band/term

1 source field grouped

Crediting lineup
ChangedChanged

FIAOceanview Life and Annuity Company

Harbourview Fixed Indexed Annuity

1 rate band/term

1 source field grouped

Crediting lineup
ChangedChanged

FIASymetra Life Insurance Company

Edge Revolution

14 rate bands/terms

14 source fields grouped

Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
50%→53%+3.00 pts
Cap rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $0–$99,999.99
14%→15%+100 bps
Cap rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $100,000 and up
15%→16%+100 bps
Declared rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $100,000 and up
9.5%→10%+50 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
55%→58%+3.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
10.5%→11%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
10.5%→11%+50 bps
Declared rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $0–$99,999.99
9%→9.5%+50 bps
Declared rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $0–$99,999.99
9%→9.5%+50 bps
Declared rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $100,000 and up
9.5%→10%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
10%→10.5%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
10%→10.5%+50 bps
Participation rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $100,000 and up
145%→150%+5.00 pts
Participation rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $0–$99,999.99
130%→135%+5.00 pts

FIASymetra Life Insurance Company

Edge Elite

14 rate bands/terms

14 source fields grouped

Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
55%→58%+3.00 pts
Participation rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $0–$99,999.99
130%→135%+5.00 pts
Participation rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $100,000 and up
145%→150%+5.00 pts
Declared rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $100,000 and up
9.5%→10%+50 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
50%→53%+3.00 pts
Cap rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $0–$99,999.99
14%→15%+100 bps
Cap rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $100,000 and up
15%→16%+100 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
10.5%→11%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
10.5%→11%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
10%→10.5%+50 bps
Declared rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $100,000 and up
9.5%→10%+50 bps
Declared rate
J.P. Morgan ETF Efficiente 5 Index · Annual · 1-year term · Premium $0–$99,999.99
9%→9.5%+50 bps
Declared rate
Franklin Large Cap Value 15% ER Index · Annual · 1-year term · Premium $0–$99,999.99
9%→9.5%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
10%→10.5%+50 bps

FIAOceanview Life and Annuity Company

CapLock Fixed Indexed Annuity

3 rate bands/terms

3 source fields grouped

Cap rate
S&P 500 Index · 7-Year · 7-year term · Premium $0 and up
9%→9.35%+35 bps
Cap rate
Russell 2000 Index · 7-Year · 7-year term · Premium $0 and up
9%→9.35%+35 bps
Cap rate
Nasdaq-100 Index · 7-Year · 7-year term · Premium $0 and up
9%→9.35%+35 bps

FIACorebridge Financial

Power Select AICO

16 rate bands/terms

16 source fields grouped

Current crediting rate
Guarantee term: 1 year · Premium: $100k+
2.25%→2.4%+15 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
9%→9.5%+50 bps
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $0–$99,999.99
45%→46%+1.00 pts
Participation rate
Invesco New Economy Index · Annual · 1-year term · Premium $0–$99,999.99
28%→33%+5.00 pts
Participation rate
Dimensional US Foundations Index · Annual · 1-year term · Premium $100,000 and up
150%→155%+5.00 pts
Participation rate
Dimensional US Foundations Index · Annual · 1-year term · Premium $0–$99,999.99
135%→140%+5.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.5%+50 bps
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
2%→2.15%+15 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
8.5%→9%+50 bps
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $0–$99,999.99
55%→60%+5.00 pts
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
7.5%→8%+50 bps
Participation rate
Invesco New Economy Index · Annual · 1-year term · Premium $100,000 and up
33%→38%+5.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
38%→40%+2.00 pts
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $100,000 and up
55%→56%+1.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
44%→46%+2.00 pts
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $100,000 and up
80%→85%+5.00 pts

FIANew York Life Insurance and Annuity Corporation (NYLIAC)

IndexFlex Fixed Annuity - FP Series

15 rate bands/terms

15 source fields grouped

Cap rate
S&P 500 Index · Annual · 7-year term · Premium $100,000 and up
8.5%→9%+50 bps
Cap rate
S&P 500 Index · Annual · 7-year term · Premium $0–$49,999.99
7.75%→8.25%+50 bps
Cap rate
Russell 2000 Index · Annual · 7-year term · Premium $0–$49,999.99
8.45%→8.95%+50 bps
Declared rate
Russell 2000 Index · Annual · 7-year term · Premium $100,000 and up
7.75%→8.25%+50 bps
Cap rate
Russell 2000 Index · Annual · 7-year term · Premium $100,000 and up
9.25%→9.75%+50 bps
Cap rate
S&P 500 Index · Annual · 7-year term · Premium $50,000–$99,999.99
8.1%→8.6%+50 bps
Declared rate
S&P 500 Index · Annual · 7-year term · Premium $50,000–$99,999.99
6.55%→7.05%+50 bps
Current crediting rate
Guarantee term: 1 year · Premium: under $50k
3.15%→3.25%+10 bps
Cap rate
Russell 2000 Index · Annual · 7-year term · Premium $50,000–$99,999.99
8.8%→9.3%+50 bps
Current crediting rate
Guarantee term: 1 year · Premium: $50k–under $100k
3.15%→3.25%+10 bps
Declared rate
Russell 2000 Index · Annual · 7-year term · Premium $50,000–$99,999.99
7.3%→7.8%+50 bps
Current crediting rate
Guarantee term: 1 year · Premium: $100k+
3.15%→3.25%+10 bps
Declared rate
S&P 500 Index · Annual · 7-year term · Premium $0–$49,999.99
6.2%→6.7%+50 bps
Declared rate
S&P 500 Index · Annual · 7-year term · Premium $100,000 and up
7%→7.5%+50 bps
Declared rate
Russell 2000 Index · Annual · 7-year term · Premium $0–$49,999.99
6.95%→7.45%+50 bps

FIAAxonic Insurance Services

Trailhead FIA

1 rate band/term

1 source field grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
10.25%→10.75%+50 bps

FIAAspida Life Insurance Company

Synergy Choice Bonus

6 rate bands/terms

6 source fields grouped

Participation rate
Invesco QQQ Growth Index · 2-Year · 2-year term · Premium $0–$99,999.99
66%→71%+5.00 pts
Cap rate
Invesco QQQ Growth Index · Annual · 1-year term · Premium $0–$99,999.99
2%→3%+100 bps
Participation rate
Invesco QQQ Growth Index · 2-Year · 2-year term · Premium $100,000 and up
72%→77%+5.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
5.75%→6%+25 bps
Cap rate
Invesco QQQ Growth Index · Annual · 1-year term · Premium $100,000 and up
3%→4%+100 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
5.25%→5.5%+25 bps

FIACorebridge Financial

Power Index 5 Plus

20 rate bands/terms

20 source fields grouped

Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
9.5%→9.75%+25 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $100,000 and up
9.5%→9.75%+25 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
5.8%→6%+20 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0–$99,999.99
8.5%→8.75%+25 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
8.5%→8.75%+25 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
48%→49%+1.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.25%+25 bps
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $100,000 and up
105%→108%+3.00 pts
Cap rate
Secure Cap · cap guaranteed for 5-yr term · S&P 500 Index · Annual · Premium $0–$99,999.99
6.2%→6.4%+20 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
45%→46%+1.00 pts
Cap rate
Secure Cap · cap guaranteed for 5-yr term · S&P 500 Index · Annual · Premium $100,000 and up
7.2%→7.4%+20 bps
Participation rate
Franklin Quality Dividend Total Return 5% Index · Annual · 1-year term · Premium $0–$99,999.99
70%→75%+5.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
9%→9.25%+25 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
6.8%→7%+20 bps
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $0–$99,999.99
90%→93%+3.00 pts
Participation rate
Franklin Quality Dividend Total Return 5% Index · Annual · 1-year term · Premium $100,000 and up
90%→95%+5.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
3.65%→3.75%+10 bps
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $0–$99,999.99
65%→66%+1.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: $100k+
3.9%→4%+10 bps
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $100,000 and up
75%→76%+1.00 pts

FIACorebridge Financial

Power Index 5 NY

12 rate bands/terms

12 source fields grouped

Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $100,000 and up
9%→9.5%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
9%→9.5%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.5%+50 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.5%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
8.5%→9%+50 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
6%→6.15%+15 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.5%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
6.75%→7.15%+40 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
9%→9.5%+50 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
7%→7.15%+15 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
5.75%→6.15%+40 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
7.5%→8%+50 bps

FIACorebridge Financial

Power Index 7 Plus

20 rate bands/terms

20 source fields grouped

Cap rate
Secure Cap · cap guaranteed for 5-yr term · S&P 500 Index · Annual · Premium $0–$99,999.99
6.2%→6.4%+20 bps
Participation rate
Franklin Quality Dividend Total Return 5% Index · Annual · 1-year term · Premium $100,000 and up
90%→95%+5.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
3.75%→3.85%+10 bps
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $0–$99,999.99
90%→93%+3.00 pts
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
9.5%→9.75%+25 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $100,000 and up
9.5%→9.75%+25 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
9%→9.25%+25 bps
Participation rate
Franklin Quality Dividend Total Return 5% Index · Annual · 1-year term · Premium $0–$99,999.99
70%→75%+5.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
48%→49%+1.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: $100k+
3.9%→4%+10 bps
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $0–$99,999.99
65%→66%+1.00 pts
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
5.8%→6%+20 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0–$99,999.99
8.5%→8.75%+25 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
6.8%→7%+20 bps
Participation rate
PIMCO Global Optima Index · Annual · 1-year term · Premium $100,000 and up
75%→76%+1.00 pts
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
8.5%→8.75%+25 bps
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $100,000 and up
105%→108%+3.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
45%→46%+1.00 pts
Cap rate
Secure Cap · cap guaranteed for 5-yr term · S&P 500 Index · Annual · Premium $100,000 and up
7.2%→7.4%+20 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.25%+25 bps

FIACorebridge Financial

Power Index Premier NY

12 rate bands/terms

12 source fields grouped

Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
5.85%→6.25%+40 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
9.25%→9.75%+50 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
8.25%→8.75%+50 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
7.15%→7.25%+10 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
6.15%→6.25%+10 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $100,000 and up
9.25%→9.75%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
6.85%→7.25%+40 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
7.5%→8%+50 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0–$99,999.99
8.25%→8.75%+50 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $100,000 and up
9.25%→9.75%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
8.5%→9%+50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0–$99,999.99
8.25%→8.75%+50 bps

FIACorebridge Financial

Power 10 Protector

13 rate bands/terms

13 source fields grouped

Participation rate
ML Strategic Balanced Index · 2-Year · 2-year term · Premium $100,000 and up
140%→145%+5.00 pts
Participation rate
Enhanced Participation Rate · S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
64%→66%+2.00 pts
Participation rate
AQR DynamiQ Allocation Index · 2-Year · 2-year term · Premium $100,000 and up
240%→245%+5.00 pts
Participation rate
Enhanced Participation Rate · ML Strategic Balanced Index · 2-Year · 2-year term · Premium $0–$99,999.99
170%→175%+5.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
49%→51%+2.00 pts
Participation rate
Enhanced Participation Rate · ML Strategic Balanced Index · Annual · 1-year term · Premium $100,000 and up
140%→145%+5.00 pts
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $0–$99,999.99
90%→95%+5.00 pts
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
6.25%→6.65%+40 bps
Current crediting rate
Guarantee term: 1 year · Premium: $100k+
4.25%→4.4%+15 bps
Participation rate
Enhanced Participation Rate · PIMCO Global Optima Index · 2-Year · 2-year term · Premium $0–$99,999.99
125%→126%+1.00 pts
Participation rate
ML Strategic Balanced Index · Annual · 1-year term · Premium $100,000 and up
110%→115%+5.00 pts
Participation rate
AQR DynamiQ Allocation Index · 2-Year · 2-year term · Premium $0–$99,999.99
230%→235%+5.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
4%→4.15%+15 bps

What changed in annuity rates

Change ledger

Tuesday, September 22, 2026

Cite this