Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
Example market rate snapshot
A baked view of the leading eligible 2-year MYGA guaranteed-rate cohort for a hypothetical $250,000 Texas premium.
Answer for this scenario
Leading eligible 2-year MYGA contracts at the hypothetical premium
Leading high
6.1%
Western-Southern Life Assurance Company · MultiRate · AM Best A+
Median of leading sample
5%
Observed numeric range
4.4%–6.1%
Observed among 10 leading eligible numeric live observations; this is not a promised marketwide range. MYGA figures are guaranteed rates for the stated term. FIA caps, participation rates, and lifetime withdrawal rates are separate mechanics—not yields or guaranteed returns—and can change or depend on rider rules. Guarantees rely on the issuing insurer’s claims-paying ability and are not FDIC-insured. Educational only; not financial advice, a quote, or a carrier-approved illustration.
Current market dashboard
CANNEX feed scanned July 15, 2026
Each term is ranked only against MYGA guaranteed rates in the displayable 2%–9% band. FIA crediting terms are excluded.
| Guaranteed term | Leading high | Leading carrier / strength | Median of sample | Leading range | Live observations |
|---|---|---|---|---|---|
| 2-year MYGA | 6.1% | Western-Southern Life Assurance Company · MultiRate · AM Best A+ | 5% | 4.4%–6.1% | 10 |
| 3-year MYGA | 6.8% | Atlantic Coast Life · Safe Harbor Bonus Guarantee · AM Best B | 6% | 5.8%–6.8% | 10 |
| 4-year MYGA | 6.05% | Mountain Life Insurance Company · Alpine Horizon · AM Best B+ | 5.25% | 5%–6.05% | 10 |
| 5-year MYGA | 7.45% | Atlantic Coast Life · Safe Harbor Bonus Guarantee · AM Best B | 6.25% | 6%–7.45% | 10 |
| 6-year MYGA | 7.67% | Atlantic Coast Life · Safe Harbor Bonus Guarantee · AM Best B | 5.5% | 5.3%–7.67% | 10 |
| 7-year MYGA | 7.9% | Atlantic Coast Life · Safe Harbor Bonus Guarantee · AM Best B | 6.2% | 6%–7.9% | 10 |
| 8-year MYGA | 6% | Mountain Life Insurance Company · Secure Summit · AM Best B+ | 5.35% | 3.9%–6% | 9 |
| 9-year MYGA | 5.4% | Clear Spring Life and Annuity Company · Preserve Multi-Year Guaranteed Annuity · AM Best A- | 5.25% | 3.9%–5.4% | 9 |
| 10-year MYGA | 8.65% | Atlantic Coast Life · Safe Harbor Bonus Guarantee · AM Best B | 6.1% | 5.7%–8.65% | 10 |
Annual S&P 500 cap
No-fee, one-year point-to-point FIA strategies
Leading high
10.5%
Revol One Financial · AccumRev FIA · AM Best B++
Median of sample
9.88%
Leading range
9%–10.5%
Calculated from 10 leading eligible live observations after family and integrity checks.
Annual S&P 500 participation rate
No-cap, no-fee, one-year point-to-point FIA strategies
Leading high
54%
Sentinel Security Life · Accumulation Protector Plus Annuity · AM Best B
Median of sample
47%
Leading range
10%–54%
Calculated from 10 leading eligible live observations after family and integrity checks.
FIA lifetime withdrawal rate at age 60
10-year hypothetical deferral; leading family-verified FIA income rows
Leading high
12.8%
Allianz Life Insurance Company of North America · Retirement Foundation ADV · AM Best A+
Median of sample
9.9%
Leading range
8.21%–12.8%
Calculated from 10 leading eligible live observations after family and integrity checks.
The answer was generated on the server from cached CANNEX-via-AdvisorWorld reads. The focused metric stays inside its own product family, index, term, and calculation basis. The page never turns a MYGA guaranteed rate, FIA cap, FIA participation rate, or lifetime withdrawal rate into one generic return.
Permanent context: cite the statistics hub’s 2-year MYGA top-rate statistic. The hub is the permanent dated market citation; this scenario keeps its leading-sample and hypothetical-input context.
Use the result permalink for the same hypothetical state, premium, age, and deferral inputs. Current availability can change, so cite the grounded feed-freshness label when it is present.