MYGA Ladder Builder
Build an optimized multi-year guaranteed annuity ladder from live rates. Set your premium and terms — the builder allocates each rung to the highest current guaranteed rate and shows the maturity timeline, blended yield, and carrier diversification. Free, no sign-up.
Live MYGA rates are temporarily unavailable.
We could not build the ladder from the live rate feed for these inputs right now. The structure below is still valid — try again shortly, or adjust the premium and terms.
No eligible product returned for the 3, 5, 7-year term(s).
Example MYGA ladders
Pre-built examples for common premiums and term mixes — each is a full, server-rendered ladder.
$250,000 MYGA ladder across 3, 5, and 7-year terms
3, 5 and 7-year terms
View ladder$500,000 MYGA ladder across 3, 5, and 7-year terms
3, 5 and 7-year terms
View ladder$100,000 MYGA ladder across 3 and 5-year terms
3 and 5-year terms
View ladder$250,000 5-year MYGA (single-rung)
5-year terms
View ladder$500,000 MYGA ladder across 3, 5, 7, and 10-year terms
3, 5, 7 and 10-year terms
View ladder$1,000,000 MYGA ladder across 3, 5, 7, and 10-year terms
3, 5, 7 and 10-year terms
View ladder$100,000 MYGA ladder across 3, 5, and 7-year terms
3, 5 and 7-year terms
View ladder$300,000 MYGA ladder across 5, 7, and 10-year terms
5, 7 and 10-year terms
View ladderEstimates are based on current guaranteed rates sourced from CANNEX via AdvisorWorld and are for education only. They are not financial advice, a recommendation, or a carrier-approved illustration. Rates change and vary by state and premium band; a licensed financial professional must confirm the actual rate, terms, state availability, and fit before you act. Guarantees are backed by the issuing insurance company, not AnnuityRatesHQ.