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See carrier strength beside the products actually in today’s feeds

Filter issuing carriers by the AM Best ratings supplied with current MYGA and family-verified FIA product observations. Product counts show feed coverage—not an invented quality score—and conflicting ratings are withheld instead of guessed.

Rated source carriers

Unavailable

Consistent supplied AM Best value

Grounded freshness

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Only from the CANNEX sync log

Shareable

Filter state lives in the URL

Link or embed the same screen

Loading the requested carrier screen

No carrier counts, rating claims, freshness label, or sharing code is shown until the cached public-data response verifies the requested inputs.

Loading the requested carrier screen. Carrier counts, rating claims, freshness labels, and sharing code remain withheld until the cached response verifies its inputs.

Pre-rendered examples

Explore rating and product-family screens

Each indexable page contains a server-rendered answer from the same cached feed boundary, ready to cite without submitting a form.

A+ or better annuity carriers for $100,000 in Texas

Current 5-year MYGA and family-verified FIA product observations for a hypothetical $100,000 Texas screen, limited to A+ or A++ AM Best ratings.

See baked carrier screen

A or better annuity carriers for $250,000 in Florida

Current 5-year MYGA and family-verified FIA carrier observations for a hypothetical $250,000 Florida screen.

See baked carrier screen

A- or better annuity carriers for $500,000 in California

Current 7-year MYGA and family-verified FIA carrier observations for a hypothetical $500,000 California screen.

See baked carrier screen

B+ or better annuity carriers for $100,000 in New York

A broader current carrier screen using 5-year MYGA and family-verified FIA observations for a hypothetical $100,000 in New York.

See baked carrier screen

A+ or better 3-year MYGA carriers for $100,000 in Texas

Issuing carriers at A+ or better observed in the current 3-year MYGA query for a hypothetical $100,000 Texas premium.

See baked carrier screen

A or better 5-year MYGA carriers for $250,000 in Florida

Current 5-year MYGA carrier observations at A or better for a hypothetical $250,000 Florida premium.

See baked carrier screen

A- or better 7-year MYGA carriers for $500,000 in California

Current 7-year MYGA carrier observations at A- or better for a hypothetical $500,000 California premium.

See baked carrier screen

B+ or better 5-year MYGA carriers for $100,000 in New York

A broader current 5-year MYGA carrier screen for a hypothetical $100,000 New York premium.

See baked carrier screen

A+ or better FIA carriers for $100,000 in Texas

Family-verified FIA issuing carriers at A+ or better in the current growth feed for a hypothetical $100,000 Texas premium.

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A or better FIA carriers for $250,000 in Florida

Family-verified FIA carrier observations at A or better for a hypothetical $250,000 Florida premium.

See baked carrier screen

A- or better FIA carriers for $500,000 in California

Family-verified FIA carrier observations at A- or better for a hypothetical $500,000 California premium.

See baked carrier screen

B+ or better FIA carriers for $100,000 in New York

A broader family-verified FIA carrier screen for a hypothetical $100,000 New York premium.

See baked carrier screen

Methodology

How the carrier screen is built

Source. Every visible carrier rating and product count comes from CANNEX product rows delivered through AdvisorWorld and read through AnnuityRatesHQ’s cached, timeout-protected data boundary. Premium, state, family, term, threshold, and name filter are the user’s hypothetical inputs.

Cadence and freshness. Cached live reads revalidate every ten minutes. The visible date comes only from the upstream sync_log; page render times, capture timestamps, and carrier effective dates are never substituted.

Formula notes. Rows group by supplied carrier ID when present, otherwise by exact normalized issuing name. Counts deduplicate product IDs. FIA rows declaring a RILA family are quarantined. Conflicting AM Best values withhold the carrier’s rating rather than selecting one.

Scope. Counts describe products observed in the selected query, not a carrier’s full lineup. Ratings are opinions of the rating agency and can change. Guarantees rely on the issuing insurer’s claims-paying ability and are not FDIC-insured.

How to cite this tool

A citation another reader can verify

“AnnuityRatesHQ Carrier Strength Overview, CANNEX product data via AdvisorWorld, annuityrateshq.com/carrier-strength-overview.”

Link to the verified result permalink so readers can reopen the same hypothetical premium, state, product-family, MYGA-term, and rating-threshold inputs. Add the grounded CANNEX scan label shown with that result when available. Do not cite a product count as the carrier’s complete lineup.

Review data and use terms

Frequently Asked Questions

What does an AM Best financial-strength rating measure?

An AM Best financial-strength rating is an opinion about an insurer’s ability to meet ongoing insurance obligations. It is not a guarantee, a product rating, or a recommendation to buy an annuity.

Does the highest-rated carrier always offer the best annuity?

No. Carrier financial strength is one diligence factor. Product terms, state availability, surrender schedules, liquidity, rider costs, and how the contract fits a specific goal still matter.

Why does this page count products observed instead of a carrier’s full lineup?

The count is limited to distinct product IDs returned by the selected cached CANNEX rate-feed query. Calling it a full carrier lineup would overstate what the data proves.

What happens if feed rows disagree on a carrier rating?

The tool withholds the rating and does not rank that issuing carrier. Conflicting or unrecognized values are logged for rate-integrity review instead of choosing the stronger value.

How current is the product-feed context shown here?

The page refreshes its cached product-feed reads regularly. A visible as-of date appears only when every selected feed has a current CANNEX sync_log scan date; it is not an AM Best rating effective date, and a page render time is never shown as data freshness.