A.M. Best A
- Current first-year income estimate
- $4,038/mo
- $48,450 first-year annual
- Annual rider fee
- 1.1%
- Income base at election
- $475,000
- Payout rate
- 10.2%
- Income form
- GLWB
Source-described rider
Lifetime Income Choice - Max Income
Free · live FIA rider pricing · no gate
See how waiting changes current FIA lifetime income
Move the deferral slider and compare 2–4 current FIA income riders. Monthly income comes from current CANNEX benefit details delivered through AdvisorWorld—not premium multiplied by a headline rate.
FIA riders
4 available
Current riders only
Data date
August 17, 2026
Verified source date
Shareable
Permalink + embed
No login or email gate
Highest current monthly income estimate
$4,038/mo
First among the current FIA rider results—not a recommendation.
Income starts
Age 70
After the selected 10-year wait.
Data date
August 17, 2026
The verified date supplied with the current data.
Exact inputs: $250,000 user-entered premium, age 60, income at age 70, TX, single life. Moving the slider checks current results again; it does not assume the same product stays first.
A.M. Best A+
- Current first-year income estimate
- $3,830/mo
- $45,964 first-year annual
- Annual rider fee
- 1.25%
- Income base at election
- $359,091
- Payout rate
- 12.8%
- Income form
- GLWB
Source-described rider
RFA Income Benefit - Level Income
A.M. Best B++
- Current first-year income estimate
- $3,808/mo
- $45,698 first-year annual
- Annual rider fee
- 1.15%
- Income base at election
- $675,000
- Payout rate
- 6.77%
- Income form
- GLWB
Source-described rider
Income and Family Protection Rider: Tomorrow
A.M. Best A+
- Current first-year income estimate
- $3,688/mo
- $44,258 first-year annual
- Annual rider fee
- 1.15%
- Income base at election
- $539,731
- Payout rate
- 8.2%
- Income form
- GLWB
Source-described rider
Guaranteed Lifetime Withdrawal Benefit - Option 1/ Level Income
These monthly and annual income estimates come from current CANNEX benefit data delivered through AdvisorWorld for the exact user inputs. They are not calculated from the displayed premium or a withdrawal rate. A licensed financial advisor or insurance professional must confirm the carrier-approved illustration, benefit details, fee basis, state availability, contract terms, and fit before use.
Source: CANNEX via AdvisorWorld. Data date: August 17, 2026. Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot.
Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured. Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. A licensed financial advisor or insurance professional must confirm actual carrier figures, terms, state availability, and fit before use.
Prepared examples
Explore current FIA income comparisons
$100,000 single-life FIA income: age 55, 5-year deferral
Compare FIA lifetime-income estimates for a $100,000 single-life Texas scenario with income starting at age 60.
$250,000 single-life FIA income: age 55, 10-year deferral
Compare FIA lifetime-income estimates for a $250,000 single-life Florida scenario with income starting at age 65.
$250,000 single-life FIA income: age 60, 10-year deferral
Compare FIA lifetime-income estimates for a $250,000 single-life Texas scenario with income starting at age 70.
$500,000 joint-life FIA income: age 60, 5-year deferral
Compare FIA lifetime-income estimates for a $500,000 Florida joint-life scenario with income starting at age 65.
Methodology
How the interactive income result is built
Exact source pricing. The visitor’s premium, current age, selected income start age, state, sex, and single- or joint-life choice are matched with current CANNEX benefit data delivered through AdvisorWorld. The result shows first-year monthly and annual income for those exact inputs.
No invented roll-up. Displayed dollar income, income base, payout rate, and rider fee are shown only when available for the exact benefit. The report never multiplies premium by a public withdrawal rate, applies a generic roll-up, or labels a hypothetical figure as live data.
FIA product checks. Only fixed indexed annuity riders are eligible, and every named product must have current details that identify it as an FIA. Conflicting, incomplete, or invalid products and figures are not shown.
Deferral meaning. Each slider stop re-prices the market at a different start age. The report does not imply that a product remains available, remains the leader, or produces more income unless the source result proves it for that exact input.
Updates and source date. Current information comes from CANNEX via AdvisorWorld. The visible date comes only from the verified source date; the time you visit the page is never used as an as-of claim.
Market context. The statistics hub publishes a tracked MYGA and FIA market-coverage citation. It is context only and never substitutes an accumulation rate for an income-rider result.
How to cite this tool
Cite the exact inputs and source date
“AnnuityRatesHQ Interactive FIA Income Report, CANNEX benefit data via AdvisorWorld. Include premium, current age, income start age, state, life type, and the verified source date shown with the result.”
Use the result link so readers can reopen the exact inputs. Describe the values as current first-year FIA rider income estimates—not an interest rate, return, recommendation, or carrier-approved illustration.
Review data and use termsFrequently asked questions
What does the Interactive Income Report compare?
It compares 2–4 current fixed indexed annuity income-rider estimates for an exact premium, age, state, sex, life type, and income start age. It ranks the current results by first-year monthly lifetime income.
Does the report calculate income by multiplying premium by a withdrawal rate?
No. The displayed monthly and annual dollars come from current CANNEX benefit data delivered through AdvisorWorld. The report does not invent a post-deferral benefit base or infer income-base growth.
Does waiting always increase FIA lifetime income?
No. Every slider position checks current results for a different start age. Available products, benefit details, fees, and dollar income can change, so the report shows the result rather than promising that waiting helps.
How are FIA and RILA kept separate?
Only current fixed indexed annuity riders are eligible, and each named product must have current details that identify it as an FIA. Conflicting, incomplete, or invalid products are not shown.
What happens when a rider fee is missing?
The page says “Not disclosed.” A missing fee is never displayed or sorted as zero.
How current is the data?
Current values come from CANNEX data delivered through AdvisorWorld. A visible as-of date appears only when the source supplies a verified data date; the time you visit the page is never substituted.
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