Exact source pricing. The visitor’s premium, current age, selected income start age, state, sex, and single- or joint-life choice are sent through AnnuityRatesHQ’s timeout-protected cache to the AdvisorWorld FIA income engine. The engine uses CANNEX benefit data to return first-year monthly and annual income.
No invented roll-up. Displayed dollar income, income base, payout rate, and rider fee are retained only when returned for the exact benefit profile. The report never multiplies premium by a public withdrawal rate, applies a generic roll-up, or labels a hypothetical figure as live data.
Family integrity. Only the engine’s FIA rider path is eligible, and named products must also pass the existing family-verified FIA income cohort boundary. Conflicting and unverified products fail closed; malformed payout and fee figures are quarantined by integrity checks.
Deferral meaning. Each slider stop re-prices the market at a different start age. The report does not imply that a product remains available, remains the leader, or produces more income unless the source result proves it for that exact input.
Cadence and freshness. Live reads use the existing cached data boundary. The visible date comes only from grounded source freshness in the CANNEX sync record; browser time and page render time are never used as an as-of claim.
Market context. The statistics hub publishes a dated tracked MYGA and FIA market-coverage citation. It is context only and never substitutes an accumulation rate for an income-rider result.