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Free · modeled FIA rider income · no gate

See how waiting changes current FIA lifetime income

Move the deferral slider and review up to four current FIA income riders. AdvisorWorld models income using CANNEX benefit details and a moderate crediting scenario. Review the assumptions with each result.

FIA riders

2 available

Current riders only

Data date

November 12, 2026

Verified source date

Shareable

Permalink + embed

No login or email gate

Price FIA rider income by start age

Free, with no email or download.

Premium, ages, sex, life type, state, and start age are user inputs. Every displayed dollar result must match those exact inputs in the current AdvisorWorld data.

Highest current monthly income estimate

$3,378/mo

First among the current FIA rider results—not a recommendation.

Income starts

Age 70

After the selected 10-year wait.

Data date

November 12, 2026

The verified date supplied with the current data.

Exact inputs: $250,000 user-entered premium, age 60, income at age 70, TX, single life. Moving the slider checks current results again; it does not assume the same product stays first.

#1 current income estimate

Symetra Life Insurance Company

Symetra Income Edge Plus

A.M. Best A
Current first-year income estimate
$3,378/mo
$40,538 first-year annual
Annual rider fee
1.2%
Income base at election
$333,646
Payout rate
12.15%
Income form
GLWB

Source-described rider

Guaranteed Lifetime Withdrawal Benefit - Level Income

Modeled income · moderate scenario

AdvisorWorld calculates these income estimates using CANNEX contract terms and a moderate scenario for a selected crediting strategy. Projected credits and future income can differ from the actual result. These are modeled estimates, not carrier-approved illustrations or guaranteed future dollar amounts.

Modeled annualized crediting rate: 4.18%. This is a model assumption, not a guaranteed rate.

Modeled annual credits before income starts, in year order: 5.25%, 5.25%, 0.00%, 5.25%, 5.25%, 5.25%, 5.25%, 5.25%, 0.00%, 5.25%.

#2 current income estimate

Symetra Life Insurance Company

Symetra Income Edge Plus

A.M. Best A
Current first-year income estimate
$2,906/mo
$34,866 first-year annual
Annual rider fee
1.2%
Income base at election
$333,646
Payout rate
10.45%
Income form
GLWB

Source-described rider

Guaranteed Lifetime Withdrawal Benefit - Automatic Increase

Modeled income · moderate scenario

AdvisorWorld calculates these income estimates using CANNEX contract terms and a moderate scenario for a selected crediting strategy. Projected credits and future income can differ from the actual result. These are modeled estimates, not carrier-approved illustrations or guaranteed future dollar amounts.

Modeled annualized crediting rate: 4.18%. This is a model assumption, not a guaranteed rate.

Modeled annual credits before income starts, in year order: 5.25%, 5.25%, 0.00%, 5.25%, 5.25%, 5.25%, 5.25%, 5.25%, 0.00%, 5.25%.

AdvisorWorld calculates these income estimates using CANNEX contract terms and a moderate scenario for a selected crediting strategy. Projected credits and future income can differ from the actual result. These are modeled estimates, not carrier-approved illustrations or guaranteed future dollar amounts. A licensed financial advisor or insurance professional must confirm the carrier-approved illustration, benefit details, fee basis, state availability, contract terms, and fit before use.

Source: CANNEX via AdvisorWorld. Data date: November 12, 2026. Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot.

Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured. Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. A licensed financial advisor or insurance professional must confirm actual carrier figures, terms, state availability, and fit before use.

Prepared examples

Explore current FIA income comparisons

$100,000 single-life FIA income: age 55, 5-year deferral

Compare FIA lifetime-income estimates for a $100,000 single-life Texas scenario with income starting at age 60.

$250,000 single-life FIA income: age 55, 10-year deferral

Compare FIA lifetime-income estimates for a $250,000 single-life Florida scenario with income starting at age 65.

$250,000 single-life FIA income: age 60, 10-year deferral

Compare FIA lifetime-income estimates for a $250,000 single-life Texas scenario with income starting at age 70.

$500,000 joint-life FIA income: age 60, 5-year deferral

Compare FIA lifetime-income estimates for a $500,000 Florida joint-life scenario with income starting at age 65.

Methodology

How the interactive income result is built

Product-specific modeling. AdvisorWorld uses the selected premium, age, income start age, state and life type with CANNEX contract terms and a moderate scenario for a selected crediting strategy. Each result records the assumptions used.

Understand the assumptions. The income base and future dollar income are modeled estimates. Actual index credits and future income can differ. Read the calculation assumptions beside each rider and confirm a carrier-approved illustration.

FIA product checks. Only fixed indexed annuity riders are eligible, and every named product must have current details that identify it as an FIA. Conflicting, incomplete, or invalid products and figures are not shown.

Deferral meaning. Each slider stop requests product-specific illustrations at a different start age. The report does not imply that a product remains available, remains the leader, or produces more income unless the source result proves it for that exact input.

Updates and source date. Current information comes from CANNEX via AdvisorWorld. The visible date comes only from the verified source date; the time you visit the page is never used as an as-of claim.

Market context. The statistics hub publishes a tracked MYGA and FIA market-coverage citation. It is context only and never substitutes an accumulation rate for an income-rider result.

How to cite this tool

Cite the exact inputs and source date

“AnnuityRatesHQ Interactive FIA Income Report, CANNEX benefit data via AdvisorWorld. Include premium, current age, income start age, state, life type, and the verified source date shown with the result.”

Use the result link so readers can reopen the exact inputs. Describe the values as current first-year FIA rider income estimates—not an interest rate, return, recommendation, or carrier-approved illustration.

Review data and use terms

Frequently asked questions

What does the Interactive Income Report compare?

It shows up to four current fixed indexed annuity income-rider estimates for a selected premium, age, state, life type, and income start age. Results are ranked within the displayed modeled comparison, not across the whole market. A single verified result is labeled as a partial comparison.

Does the report calculate income by multiplying premium by a withdrawal rate?

AdvisorWorld models the selected crediting strategy under a moderate scenario, then applies the CANNEX income-rider terms to estimate the benefit base and income. The assumptions are shown with each result. Projected future dollars are not guaranteed.

Does waiting always increase FIA lifetime income?

No. Every slider position checks current results for a different start age. Available products, benefit details, fees, and dollar income can change, so the report shows the result rather than promising that waiting helps.

How are FIA and RILA kept separate?

Only current fixed indexed annuity riders are eligible, and each named product must have current details that identify it as an FIA. Conflicting, incomplete, or invalid products are not shown.

What happens when a rider fee is missing?

The page says “Not disclosed.” A missing fee is never displayed or sorted as zero.

How current is the data?

Current values come from CANNEX data delivered through AdvisorWorld. A visible as-of date appears only when the source supplies a verified data date; the time you visit the page is never substituted.

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Inspect current FIA accumulation and income data.

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Learn how FIAs work

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