Registered index-linked annuity · SEC-registered · defined downside design
Athene Amplify 2.0
Issued by Athene Annuity and Life Company
The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.
Every segment, by index and downside design
Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.
0.95%/yr strategy fee is the table default.
Swipe horizontally to compare every protection level.
| Index · term | 10% buffer | 20% buffer | 30% buffer |
|---|---|---|---|
| S&P 500 | |||
| 1-yearPoint-to-point | 25.5% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | 15% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20% | — |
| 1-yearDual Direction | 16% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 1-yearPerformance trigger | 12.75% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 1-yearDual Trigger | 11% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 0.5%Minimum participation: 100%Minimum buffer: 10% | 8.25% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 0.5%Minimum participation: 100%Minimum buffer: 20% | — |
| 2-yearPoint-to-point | 105% participation0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10% | 40% cap0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 20% | — |
| 6-yearPoint-to-point | 120% participation0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | 115% participation0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | 110% participation0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 30% |
| 6-yearAnnual reset | Not published0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | — | — |
| 6-yearDual Direction | — | 105% participation0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20% | — |
| 6-yearDual Trigger | 64% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 10% | 56% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 20% | 50% trigger rate0.95% strategy fee Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 30% |
| Nasdaq-100 | |||
| 1-yearPoint-to-point | 26% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 2-yearPoint-to-point | 75% cap0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 6-yearPoint-to-point | 107% participation0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | — | — |
| Shiller Barclays CAPE US Mid-Month Sector TR Net | |||
| 1-yearPoint-to-point | 15% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 2-yearPoint-to-point | 50% cap0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 6-yearPoint-to-point | 107% participation0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | — | — |
| MSCI EAFE | |||
| 1-yearPoint-to-point | Not published0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 2-yearPoint-to-point | 120% participation0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10% | — | — |
| Russell 2000 | |||
| 1-yearPoint-to-point | 35% cap0.95% strategy fee Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | — |
| 2-yearPoint-to-point | 105% participation0.95% strategy fee Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10% | — | — |
| Blend (index not published) | |||
| 6-yearPerformance Blend | 105% participation0.95% strategy fee Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0% | — | — |
| Fixed account | |||
| 1-year · Declared rate | 3% fixedSegment detailsMinimum fixed-account rate: 2.7% | ||
Showing 27 of 27 indexed segments.
Menu combined from 2 published rate instances (18 + 9 segments). Published share classes: B Share; the source does not map each rate instance to a share class.
What one segment pays at an index outcome
Contract arithmetic on today’s published terms, net of the published strategy fee; not a forecast.
Downside-aware simulator
Test an index segment outcome
The segment can lose value. This educational one-segment scenario is not a carrier illustration.
Strategy fee 0.95%/yr applied.
Starting value
$100,000
Segment return
-5.9%
Ending value
$94,098
Outcomes are net of the published strategy fee. Point-to-point uses the stated buffer; Dual Direction credits a loss inside the buffer as a gain; Dual Trigger pays its flat rate when the index is at or above the negative buffer; Performance Trigger pays its flat rate when the index is at or above zero. The annual fee is compounded across the listed segment term.
The strategy fee, priced honestly
For segments that publish it, 0.95% a year applies whether the index rises, falls, or finishes flat. Fee-null rows are not treated as free.
What the carrier can change at renewal
Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.
Read the minimum buffer twice. A renewed segment may carry no buffer at all. Today’s buffer is a declared term and is not fixed for the life of the contract.
Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.
Getting money out
Surrender charge · full schedule
Analyst notes
Where it stands out
- The live segment menu spans recognizable U.S. and international indexes with several buffer choices.
- Annual and multi-year segment structures are available, including dual-direction and trigger-style designs.
- Athene carries an A-plus A.M. Best rating in the current carrier data.
What to confirm
- This registered index-linked annuity can lose value when an index decline exceeds the selected buffer.
- The current strategies include a strategy fee, so published caps and participation terms should be evaluated net of that charge.
- Segment terms reset and vary by state and issue scenario; use the live detail rather than treating any displayed value as permanent.
Expanded contract facts
Contract details beyond the headline rate
Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.
Source and vintage: normalized public product facts from CANNEX, observed Sep 11, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.
Prospectus and SEC filings
A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.
No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.
State availability
50 published jurisdictions. New York uses the separate NF NY contract.