$177,449
Gross crediting illustration at age 80 (Orbiter Income 9)
Excludes the 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms); 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms). This is not a net contract value.
4.55%
Best S&P 500 1-yr point-to-point cap
Gross crediting illustration for each line; excludes the 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms); 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms).
S&P 500 Index — 50% participation · 4.7% cap (Higher Cap · Annual)
✦How crediting works: the 50% participation is applied to positive index returns before the 4.7% cap; a down index year has
0% index credit before rider charges. This illustration deducts no rider charge and is not a net contract value. A 50% participation · 4.7% cap strategy tracks the index within its terms.
What is a cap vs participation? → Assumptions: illustrative — applies Orbiter Income 9's published 50% participation rate before its 4.7% cap on S&P 500 Index to a standard benchmark hypothetical index path (~5.4%/yr average, including down years) with a 0% floor over 20 years. Gross crediting only: this illustration excludes the 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms); 1.15% annual Equilibrium Plus Rider charge (income option; applicability depends on contract terms) reported in the source. Applicable rider charges depend on contract terms; their deduction bases are not modeled. Each listed charge is not deducted, and no net contract value is shown. Not a projection, quote, or guarantee. Live CANNEX rates as of October 14, 2026.