Athene Ascent Pro 10
Athene Annuity and Life Company
7.25%
Best Cap
10%
Free W/D
50
States
A fixed indexed annuity with built-in income rider that protects your money from market losses while providing potential for growth and guaranteed lifetime income payments.
Free Withdrawal
10%/yr
Available In
50 states
Min Premium
$5,000
Surrender
10 years
Current Rates & Strategies
| Index | Crediting | Cap | Participation | Fixed |
|---|---|---|---|---|
| AI Powered Global Opportunities Index | 2-Year | -- | 160% | -- |
| AI Powered Global Opportunities Index | Annual | -- | 120% | -- |
| AI Powered US Equity Index | 2-Year | -- | 190% | -- |
| AI Powered US Equity Index | Annual | -- | 145% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | 2-Year | -- | 245% | -- |
| BNP Paribas Multi Asset Diversified 5 Index | Annual | -- | 180% | -- |
| Nasdaq FC Index | 2-Year | -- | 160% | -- |
| Nasdaq FC Index | Annual | -- | 105% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | 2-Year | -- | 110% | -- |
| S&P 500 FC TCA 0.50% Decrement Index (USD) ER | Annual | -- | 80% | -- |
| S&P 500 Index | Annual | 7.25% | 100% | -- |
| UBS Innovative Balanced Index | 2-Year | -- | 160% | -- |
| UBS Innovative Balanced Index | Annual | -- | 120% | -- |
| Fixed Account | Daily | -- | -- | 3.8% |
Key Features
Minimum Premium
$10,000 ($5,000 in select states)Low entry point for retirement planning
Built-in Income Rider
Included with purchaseAutomatically included rider that provides guaranteed lifetime income
Free Withdrawals
Up to 10% annuallyAccess to your money without penalties
Enhanced Income Benefit
Up to 60 monthsDoubles income payments if confined to qualified care facility
Growth Options
Multiple crediting strategiesChoose between guaranteed growth or growth plus market-linked potential
Spousal Protection
AvailableJoint life withdrawal options provide income for surviving spouse
Highlights
Built-in income rider provides guaranteed lifetime income payments that can increase the longer you wait to start withdrawals
Protection from market downturns with potential for growth based on stock market index performance
Enhanced Income Benefit can double your income payments for up to 60 months if confined to a qualified care facility
RMD-friendly withdrawals that don't reduce future income payments
Minimum premium of just $10,000 ($5,000 in select states)
Surrender Schedule
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver, Terminal illness waiver
Best For
Individuals nearing or in retirement who want protection from market losses while maintaining growth potential and need guaranteed lifetime income.
Consider Alternatives If
People who need immediate access to large portions of their money or want direct market investment exposure.
Carrier Ratings
Free Comparison Report
Get a personalized Athene Ascent Pro 10 illustration
See year-by-year projections for your specific age, premium, and income goals.
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From the AdvisorWorld.com Community