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Athene MYG Select — Athene Annuity and Life Company
Athene Annuity and Life Company
Best available rate
6.3%
7-yr guarantee · $100,000+ premium
Highest current rate across the available 3-year, 5-year, and 7-year guarantee terms.
View all rates and terms ↓10%
Free W/D
53
Available jurisdictions
Rates as of November 13, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Athene MYG Select
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Athene Annuity and Life Company product.
Free withdrawal
10%/yr
Availability
53 jurisdictions (excl. New York)
Minimum premium
$5,000
Available guarantee terms
3, 5, and 7 years
Surrender period
5 years
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Guaranteed Rates by Term
| Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|
| 3-Year | Not available | Oct 14, 2026 | 5.75%Compound annual rate |
| 5-Year | 5-Year schedule | Oct 14, 2026 | 6.2%Compound annual rate |
| 7-Year | Not available | Oct 14, 2026 | 6.3%Compound annual rate |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
3Nursing home waiver, RMD waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
5-Year Version
Yr 1
8%
Yr 2
7%
Yr 3
6%
Yr 4
5%
Yr 5
4%
After
0%
Nursing home waiver, RMD waiver, Terminal illness waiver
Carrier Ratings
Free Comparison Report
Get an Athene MYG Select rate report
See how Athene MYG Select compares for your age, state, premium, and income goals alongside other Athene Annuity and Life Company MYGA options.
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