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RILA rate directory — page 7

Continue through the complete segment corpus. Each page preserves the same like-for-like ranking rules by protection, index, term, and crediting method.

RILA rate finder · CANNEX data

Best RILA segments in this feed

Rankings for a $100,000 premium

Segments with a published index are ranked within the same index, protection level, term, and crediting method. Blends and segments without a published index retain their published terms below without ranks. Buffer, floor, and downside-participation structures stay separate.

Protection

Protection level

Crediting method

Segment term

Annual strategy fee

41 matching segments

Under the CANNEX growth-rate contract, “None” means no positive strategy-fee tier is attached to the strategy; positive fee tiers are shown separately.

Buffer segments

Rankings require a published index, term, and metric

Cap · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1

F&G Confidence Builder

Fidelity and GuarantyAM Best A

S&P 500 Index · 1-year term

10% buffer

20.75% Cap

Annual fee: None

2

FlexGuard 2.0

Prudential FinancialAM Best A+

S&P 500 Index · 1-year term

10% buffer

19.5% Cap

Annual fee: None

3

Investment Edge 21

Equitable Financial Life Insurance Company of AmericaAM Best A

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

4

Nationwide Defender Annuity

Nationwide Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

5

Oak Elite ADV

Midland National Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

Cap · S&P 500 Index · 2-year term · 15% buffer

Like-for-like cohort
1

Transamerica Structured Index Advantage Annuity

Transamerica Life InsuranceAM Best A

S&P 500 Index · 2-year term

15% buffer

45% Cap

Annual fee: 1.25%

2

Transamerica Structured Index Advantage® Income Annuity

Transamerica Life InsuranceAM Best A

S&P 500 Index · 2-year term

15% buffer

30% Cap

Annual fee: 1.25%

Cap · S&P 500 Index · 3-year term · 10% buffer

Like-for-like cohort
1

Index Advantage+ NF

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 3-year term

10% buffer

85% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1

Jackson Market Link Pro Advisory 4

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

92% Cap

Annual fee: None

2

Jackson Market Link Pro Advisory 4 New York

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

92% Cap

Annual fee: None

3

Index Advantage+ New York

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

90% Cap

Annual fee: None

4

FlexGuard Income 2.0

Prudential FinancialAM Best A+

S&P 500 Index · 6-year term

10% buffer

75% Cap

Annual fee: None

5

Jackson Market Link Pro 4 New York

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

70% Cap

Annual fee: None

Cap · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1

Symetra Trek Plus

Symetra Life Insurance CompanyAM Best A

Russell 2000 Index · 2-year term

10% buffer

80% Cap

Annual fee: 1.00%

Trigger rate · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1

Index Summit 6 Pro

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

10% Trigger Rate

Annual fee: None

2

Index Achiever Advisory

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

9.5% Trigger Rate

Annual fee: None

3

Index Summit 6

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

8% Trigger Rate

Annual fee: None

4

Lincoln Level Advantage 2 Advisory Select

Lincoln FinancialAM Best A

S&P 500 Index · 1-year term

10% buffer

7.5% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 20% buffer

Like-for-like cohort
1

LiveWell Dynamic Annuity

Midland National Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

20% buffer

9.5% Trigger Rate

Annual fee: None

Participation · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1

Index Advantage+

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

120% Participation

Annual fee: None

2

Index Advantage Income ADV

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

105% Participation

Annual fee: None

3

Index Advantage+ Select Income

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

105% Participation

Annual fee: None

Floor segments

Rankings require a published index, term, and metric

Cap · S&P 500 Index · 1-year term · -10% floor

Like-for-like cohort
1

Index Achiever

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

-10% floor

13.5% Cap

Annual fee: None

2

ForeStructured Growth II Advisory

Global Atlantic - Forethought Life Insurance CompanyAM Best A

S&P 500 Index · 1-year term

-10% floor

12.75% Cap

Annual fee: None

3

ForeStructured Growth II

Global Atlantic - Forethought Life Insurance CompanyAM Best A

S&P 500 Index · 1-year term

-10% floor

11.75% Cap

Annual fee: None

Participation · J.P. Morgan Mozaic II Index · 1-year term · -10% floor

Like-for-like cohort
1

Defined Protection Annuity 2.0

Nationwide Life Insurance CompanyAM Best A+

J.P. Morgan Mozaic II Index · 1-year term

-10% floor

355% Participation

Annual fee: None

Downside participation segments

Rankings require a published index, term, and metric

No matching segments are available in this feed.

Rates vary by state, premium band, issue age, index, term, and strategy.View all 10 products →

Educational information only; not a quote or carrier-approved illustration. Guarantees depend on the issuing carrier's claims-paying ability. Annuities are not FDIC-insured.

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