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RILA rate directory — page 7

Continue through the complete segment corpus. Each page preserves the same like-for-like ranking rules by protection, index, term, and crediting method.

RILA rate finder · CANNEX data

Best RILA segments in this feed

Rankings for a $100,000 premium

Every rate is normalized from the displayed feed and tied to its index, protection level, and segment term. Buffer, floor, and downside-participation structures stay in separate rankings, and every declared crediting method is ranked only against the same method.

Protection

Protection level

Crediting method

Segment term

Annual strategy fee

42 matching segments

Under the CANNEX growth-rate contract, “None” means no positive strategy-fee tier is attached to the strategy; positive fee tiers are shown separately.

Buffer segments

Rank resets for every index, term, and metric

Cap · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1

F&G Confidence Builder

Fidelity and GuarantyAM Best A

S&P 500 Index · 1-year term

10% buffer

20.75% Cap

Annual fee: None

2

FlexGuard 2.0

Prudential FinancialAM Best A+

S&P 500 Index · 1-year term

10% buffer

19.5% Cap

Annual fee: None

3

Investment Edge 21

Equitable Financial Life Insurance Company of AmericaAM Best A

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

4

Nationwide Defender Annuity

Nationwide Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

5

Oak Elite ADV

Midland National Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

10% buffer

18% Cap

Annual fee: None

Cap · S&P 500 Index · 2-year term · 15% buffer

Like-for-like cohort
1

Transamerica Structured Index Advantage Annuity

Transamerica Life InsuranceAM Best A

S&P 500 Index · 2-year term

15% buffer

45% Cap

Annual fee: 1.25%

2

Transamerica Structured Index Advantage® Income Annuity

Transamerica Life InsuranceAM Best A

S&P 500 Index · 2-year term

15% buffer

30% Cap

Annual fee: 1.25%

Cap · S&P 500 Index · 3-year term · 10% buffer

Like-for-like cohort
1

Index Advantage+ NF

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 3-year term

10% buffer

85% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1

Jackson Market Link Pro Advisory 4

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

92% Cap

Annual fee: None

2

Jackson Market Link Pro Advisory 4 New York

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

92% Cap

Annual fee: None

3

Index Advantage+ New York

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

90% Cap

Annual fee: None

4

FlexGuard Income 2.0

Prudential FinancialAM Best A+

S&P 500 Index · 6-year term

10% buffer

75% Cap

Annual fee: None

5

Jackson Market Link Pro 4 New York

Jackson National Life InsuranceAM Best A

S&P 500 Index · 6-year term

10% buffer

70% Cap

Annual fee: None

Cap · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1

Symetra Trek Plus

Symetra Life Insurance CompanyAM Best A

Russell 2000 Index · 2-year term

10% buffer

80% Cap

Annual fee: 1.00%

Trigger rate · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1

Index Summit 6 Pro

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

10% Trigger Rate

Annual fee: None

2

Index Achiever Advisory

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

9.5% Trigger Rate

Annual fee: None

3

Index Summit 6

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

10% buffer

8% Trigger Rate

Annual fee: None

4

Lincoln Level Advantage 2 Advisory Select

Lincoln FinancialAM Best A

S&P 500 Index · 1-year term

10% buffer

7.5% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 20% buffer

Like-for-like cohort
1

LiveWell Dynamic Annuity

Midland National Life Insurance CompanyAM Best A+

S&P 500 Index · 1-year term

20% buffer

9.5% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 2-year term · 15% buffer

Like-for-like cohort
1

Brighthouse Shield Level Pay Plus II Advisory

S&P 500 Index · 2-year term

15% buffer

15.75% Trigger Rate

Annual fee: None

Participation · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1

Index Advantage+

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

120% Participation

Annual fee: None

2

Index Advantage Income ADV

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

105% Participation

Annual fee: None

3

Index Advantage+ Select Income

Allianz Life Insurance Company of North AmericaAM Best A+

S&P 500 Index · 6-year term

10% buffer

105% Participation

Annual fee: None

Floor segments

Rank resets for every index, term, and metric

Cap · S&P 500 Index · 1-year term · -10% floor

Like-for-like cohort
1

Index Achiever

MassMutual Ascend Life Insurance CompanyAM Best A++

S&P 500 Index · 1-year term

-10% floor

13.5% Cap

Annual fee: None

2

ForeStructured Growth II Advisory

Global Atlantic - Forethought Life Insurance CompanyAM Best A

S&P 500 Index · 1-year term

-10% floor

12.75% Cap

Annual fee: None

3

ForeStructured Growth II

Global Atlantic - Forethought Life Insurance CompanyAM Best A

S&P 500 Index · 1-year term

-10% floor

11.75% Cap

Annual fee: None

Participation · J.P. Morgan Mozaic II Index · 1-year term · -10% floor

Like-for-like cohort
1

Defined Protection Annuity 2.0

Nationwide Life Insurance CompanyAM Best A+

J.P. Morgan Mozaic II Index · 1-year term

-10% floor

355% Participation

Annual fee: None

Downside participation segments

Rank resets for every index, term, and metric

No matching segments are available in this feed.

Rates vary by state, premium band, issue age, index, term, and strategy.View all 10 products →

Educational information only; not a quote or carrier-approved illustration. Guarantees depend on the issuing carrier's claims-paying ability. Annuities are not FDIC-insured.

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