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RILA rate directory — page 6

Continue through the complete segment corpus. Each page preserves the same like-for-like ranking rules by protection, index, term, and crediting method.

RILA rate finder · CANNEX data

Best RILA segments in this feed

Every rate is normalized from the displayed feed and tied to its index, protection level, and segment term. Buffer, floor, and downside-participation structures stay in separate rankings, and every declared crediting method is ranked only against the same method.

Protection

Protection level

Crediting method

Segment term

Annual strategy fee

99 matching segments

Under the CANNEX growth-rate contract, “None” means no positive strategy-fee tier is attached to the strategy; positive fee tiers are shown separately.

Buffer segments

Rank resets for every index, term, and metric

Cap · S&P 500 Index · 1-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 1-year term

25% buffer

9.75% Cap

Annual fee: None

Cap · S&P 500 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 1-year term

15% buffer

13% Cap

Annual fee: None

Cap · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 1-year term

10% buffer

16.25% Cap

Annual fee: None

Cap · MSCI EAFE Index · 1-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 1-year term

25% buffer

11.5% Cap

Annual fee: None

Cap · MSCI EAFE Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 1-year term

15% buffer

15.5% Cap

Annual fee: None

Cap · MSCI EAFE Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 1-year term

10% buffer

21.5% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 1-year term

25% buffer

11% Cap

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

25% buffer

10.25% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 1-year term

15% buffer

15% Cap

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

15% buffer

14.5% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 1-year term

10% buffer

19.5% Cap

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

10% buffer

17% Cap

Annual fee: None

Cap · Russell 2000 Index · 1-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 1-year term

25% buffer

12.5% Cap

Annual fee: None

Cap · Russell 2000 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 1-year term

15% buffer

16.5% Cap

Annual fee: None

Cap · Russell 2000 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 1-year term

10% buffer

22% Cap

Annual fee: None

Cap · S&P 500 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 3-year term

15% buffer

70% Cap

Annual fee: None

Cap · S&P 500 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 3-year term

10% buffer

130% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 6-year term

25% buffer

100% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 6-year term

15% buffer

145% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 6-year term

10% buffer

400% Cap

Annual fee: None

Cap · MSCI EAFE Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 3-year term

15% buffer

90% Cap

Annual fee: None

Cap · MSCI EAFE Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 3-year term

10% buffer

130% Cap

Annual fee: None

Cap · MSCI EAFE Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 6-year term

25% buffer

100% Cap

Annual fee: None

Cap · MSCI EAFE Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 6-year term

15% buffer

175% Cap

Annual fee: None

Cap · MSCI EAFE Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 6-year term

10% buffer

250% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 3-year term

15% buffer

45% Cap

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 3-year term

15% buffer

45% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 3-year term

10% buffer

65% Cap

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 3-year term

10% buffer

55% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

25% buffer

140% Cap

Annual fee: 1.25%

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

25% buffer

75% Cap

Annual fee: None

3
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 6-year term

25% buffer

65% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

15% buffer

105% Cap

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 6-year term

15% buffer

100% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

10% buffer

130% Cap

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 6-year term

10% buffer

120% Cap

Annual fee: None

Cap · Russell 2000 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 3-year term

15% buffer

55% Cap

Annual fee: None

Cap · Russell 2000 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 3-year term

10% buffer

90% Cap

Annual fee: None

Cap · Russell 2000 Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 6-year term

25% buffer

65% Cap

Annual fee: None

Cap · Russell 2000 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 6-year term

15% buffer

100% Cap

Annual fee: None

Cap · Russell 2000 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 6-year term

10% buffer

120% Cap

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 1-year term

15% buffer

9.75% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 1-year term

15% buffer

9% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 1-year term

15% buffer

7.25% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 1-year term

10% buffer

11% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 1-year term

10% buffer

8.25% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 1-year term

10% buffer

10% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 1-year term

10% buffer

9% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 1-year term

10% buffer

7.5% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 1-year term

15% buffer

8.75% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 1-year term

15% buffer

8.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 1-year term

15% buffer

6.25% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 1-year term

15% buffer

11.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

15% buffer

10% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

15% buffer

7.5% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 1-year term

10% buffer

13% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

10% buffer

10.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 1-year term

10% buffer

9.25% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 1-year term

10% buffer

13.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 1-year term

10% buffer

12.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 1-year term

10% buffer

10.5% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 1-year term

15% buffer

12% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 1-year term

15% buffer

10.75% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 1-year term

15% buffer

8.5% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 2-year term

15% buffer

16% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 2-year term

15% buffer

16% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 2-year term

15% buffer

14% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

S&P 500 Index · 2-year term

10% buffer

18% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 2-year term

10% buffer

17.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 2-year term

10% buffer

15.75% Trigger Rate

Annual fee: None

Participation · S&P 500 Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 6-year term

25% buffer

112% Participation

Annual fee: 1.25%

Participation · S&P 500 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 6-year term

15% buffer

117% Participation

Annual fee: 1.25%

Participation · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

S&P 500 Index · 6-year term

10% buffer

123% Participation

Annual fee: 1.25%

Trigger rate · MSCI EAFE Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 2-year term

10% buffer

17% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 2-year term

10% buffer

16.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 2-year term

10% buffer

14% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 2-year term

15% buffer

15% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

MSCI EAFE Index · 2-year term

15% buffer

14.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 2-year term

15% buffer

12% Trigger Rate

Annual fee: None

Participation · MSCI EAFE Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 6-year term

25% buffer

132% Participation

Annual fee: 1.25%

Participation · MSCI EAFE Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 6-year term

15% buffer

137% Participation

Annual fee: 1.25%

Participation · MSCI EAFE Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

MSCI EAFE Index · 6-year term

10% buffer

142% Participation

Annual fee: 1.25%

Trigger rate · Nasdaq-100 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 2-year term

15% buffer

18.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 2-year term

15% buffer

17% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 2-year term

15% buffer

16% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level Pay Plus II

Nasdaq-100 Index · 2-year term

10% buffer

20.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 2-year term

10% buffer

20% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 2-year term

10% buffer

17.25% Trigger Rate

Annual fee: None

Participation · Nasdaq-100 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

15% buffer

102% Participation

Annual fee: 1.25%

Participation · Nasdaq-100 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Nasdaq-100 Index · 6-year term

10% buffer

107% Participation

Annual fee: 1.25%

Trigger rate · Russell 2000 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 2-year term

15% buffer

21.75% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 2-year term

15% buffer

19% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 2-year term

15% buffer

16% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 2-year term

10% buffer

24% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level Pay Plus II

Russell 2000 Index · 2-year term

10% buffer

21.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 2-year term

10% buffer

20% Trigger Rate

Annual fee: None

Participation · Russell 2000 Index · 6-year term · 25% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 6-year term

25% buffer

107% Participation

Annual fee: 1.25%

Participation · Russell 2000 Index · 6-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 6-year term

15% buffer

112% Participation

Annual fee: 1.25%

Participation · Russell 2000 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II Advisory Annuity

Russell 2000 Index · 6-year term

10% buffer

117% Participation

Annual fee: 1.25%

Floor segments

Rank resets for every index, term, and metric

No matching segments are available in this feed.

Downside participation segments

Rank resets for every index, term, and metric

No matching segments are available in this feed.

Rates vary by state, premium band, issue age, index, term, and strategy.View all 58 products →

Educational information only; not a quote or carrier-approved illustration. Guarantees depend on the issuing carrier's claims-paying ability. Annuities are not FDIC-insured.