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Registered index-linked annuities
Brighthouse Financial RILA Products
Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 verified products · lineup incomplete
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of September 25, 2026 · last-known-good data.
Product Lineup
RILA products in the catalog
Source: CANNEX RILA data. Rates as of September 25, 2026 · last-known-good data. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
Rates as of September 25, 2026 · last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
RILA data status: Rates as of September 25, 2026 · last-known-good data
Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
RILA data is temporarily incomplete.
Verified products remain visible, but some details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.
RILA
Brighthouse Shield Level II 3-Year Annuity
Indexes
4
- Cap: 9.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 15%
- Trigger rate: 7.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
A three-year Brighthouse accumulation RILA with recognizable-index buffered segments and a fixed-account option; its market-linked segments can gain or lose value.
What stands out
The contract combines one-, two-, and three-year market-linked segments with a fixed-account option inside a three-year surrender design.
What to watch
This SEC-registered index-linked annuity can lose value. A buffer absorbs only the first layer of an indexed-segment loss; losses beyond it reduce contract value.
View RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity
Indexes
4
- Cap: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 130%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
The national six-year Brighthouse accumulation RILA, with buffered segments across four recognizable indexes; some choices publish a strategy fee, while other choices do not publish one, and contract value can rise or fall.
What stands out
The national six-year contract offers one-, two-, three-, and six-year market-linked segments plus a fixed-account option.
What to watch
This SEC-registered index-linked annuity can lose value. Losses beyond the selected buffer reduce contract value, and a buffer is not a floor or a complete-loss shield.
View RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity NY
NY identifies the New York filing.
Indexes
4
- Cap: 20%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
- Participation: 100%
- S&P 500 Index · 6-year term · buffered · 6-year crediting · Buffer 10%
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
- State availability
- 1 states and jurisdictions in the filing data
The New York-only six-year Brighthouse accumulation RILA, pairing buffered segments on four recognizable indexes with a fixed-account option; contract value can rise or fall.
What stands out
This New York-only contract provides one-, two-, three-, and six-year buffered segment choices alongside a fixed-account option.
What to watch
This SEC-registered index-linked annuity can lose value. A buffer absorbs only the first layer of an indexed-segment loss; losses beyond it reduce contract value.
View RILA strategy details
RILA
Brighthouse Shield Level II Advisory Annuity
Indexes
4
- Cap: 10.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 132%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
An advisory Brighthouse accumulation RILA with a broad buffered index menu, segments with and without published strategy fees, no published surrender-charge period, and real market-loss exposure.
What stands out
The advisory contract publishes buffered segments tied to the S&P 500, Nasdaq-100, Russell 2000, and MSCI EAFE, plus a fixed account.
What to watch
This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss; losses beyond it reduce the segment value.
View RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II
Indexes
4
- Cap: 11.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Trigger rate: 10%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
An income-oriented Brighthouse RILA with two published GLWB options, an annual rider fee, and a broad buffered segment menu with real market-loss exposure.
What stands out
The current segment menu spans the S&P 500, Nasdaq-100, Russell 2000, and MSCI EAFE, plus a fixed account.
What to watch
This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss; losses beyond it reduce the segment value.
View RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II Advisory
An advisory, income-oriented Brighthouse RILA with two published GLWB options, an annual rider fee, no published surrender-charge period, and real market-loss exposure.
What stands out
The advisory contract publishes buffered segments tied to the S&P 500, Nasdaq-100, Russell 2000, and MSCI EAFE, plus a fixed account.
What to watch
This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss; losses beyond it reduce the segment value.
View RILA strategy details
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