Registered index-linked annuities
Brighthouse Financial RILA Products
Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 RILA products
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of August 28, 2026.
Product Lineup
RILA products in the catalog
Source: CANNEX RILA data. Rates as of August 28, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
Rates as of August 28, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
RILA data status: Rates as of August 28, 2026
Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
RILA
Brighthouse Shield Level II 3-Year Annuity
Indexes
4
- Cap: 9.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 15%
- Trigger rate: 7.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 3-Year Annuity is the three-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 3-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity
Indexes
4
- Cap: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 130%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 6-Year Annuity is the national six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity NY
NY identifies the New York filing.
Indexes
4
- Cap: 20%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
- Participation: 100%
- S&P 500 Index · 6-year term · buffered · 6-year crediting · Buffer 10%
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 6-Year Annuity NY is the New York six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity NY buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details
RILA
Brighthouse Shield Level II Advisory Annuity
Indexes
4
- Cap: 10.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 132%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II Advisory Annuity is the advisory Shield Level II contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II Advisory Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II
Indexes
4
- Cap: 11.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Trigger rate: 10%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level Pay Plus II is the Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II Advisory
Indexes
1
- Trigger rate: 15.75%
- S&P 500 Index · 2-year term · Shield 15 with Step Rate Edge · 2-year crediting · Buffer 15%
Brighthouse Shield Level Pay Plus II Advisory is the advisory Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II Advisory buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View RILA strategy details