Registered index-linked annuities
Brighthouse Financial RILA Products
Compare registered index-linked annuities in the dated carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 verified products · lineup incomplete
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of July 21, 2026 · dated last-known-good data.
Dated Product Lineup
RILA products in the dated catalog
Source: CANNEX RILA data. Rates as of July 21, 2026 · dated last-known-good data. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
Rates as of July 21, 2026 · dated last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
RILA data status: Rates as of July 21, 2026 · dated last-known-good data
Source: dated CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
Dated RILA data is temporarily incomplete.
Verified products remain visible, but some dated details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.
RILA
Brighthouse Shield Level II 3-Year Annuity
Indexes
4
- Cap: 9.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 15%
- Trigger rate: 7.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 3-Year Annuity is the three-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 3-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity
Indexes
4
- Cap: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 130%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 6-Year Annuity is the national six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity NY
NY identifies the New York filing.
Indexes
4
- Cap: 20%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
- Participation: 100%
- S&P 500 Index · 6-year term · buffered · 6-year crediting · Buffer 10%
- Trigger rate: 8.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II 6-Year Annuity NY is the New York six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity NY buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details
RILA
Brighthouse Shield Level II Advisory Annuity
Indexes
4
- Cap: 10.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Participation: 132%
- MSCI EAFE Index · 6-year term · Shield 25 Participation Rate Cap Rate with Fee · 6-year crediting · Buffer 25% · 1.25% strategy fee
- Trigger rate: 9%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level II Advisory Annuity is the advisory Shield Level II contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II Advisory Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II
Indexes
4
- Cap: 11.5%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 25%
- Trigger rate: 10%
- MSCI EAFE Index · 1-year term · buffered · Annual · Buffer 10%
Brighthouse Shield Level Pay Plus II is the Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II Advisory
Brighthouse Shield Level Pay Plus II Advisory is the advisory Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II Advisory buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View dated RILA strategy details