Annuity rate data from AdvisorWorld and CANNEX carrier feeds

Check the data date shown with any rate before you rely on it. View current rates

New

Working Papers · Forge AI™ from AdvisorWorld

See a custom 16-page look at annuity choices, modeled outcomes, and tradeoffs.

Try Working Papers

ChatGPT plugin is live. Research rates and products in your chat. Claude coming soon.

See install steps

Free personalized report

What would you like your money to do?

Choose a goal to start your report. We’ll carry your answer into the next step.

RILA rate directory — page 3

Continue through the complete segment corpus. Each page preserves the same like-for-like ranking rules by protection, index, term, and crediting method.

RILA rate finder · CANNEX data

Best RILA segments in this feed

Rankings for a $100,000 premium

Segments with a published index are ranked within the same index, protection level, term, and crediting method. Blends and segments without a published index retain their published terms below without ranks. Buffer, floor, and downside-participation structures stay separate.

Protection

Protection level

Crediting method

Segment term

Annual strategy fee

92 matching segments

Under the CANNEX growth-rate contract, “None” means no positive strategy-fee tier is attached to the strategy; positive fee tiers are shown separately.

Buffer segments

Rankings require a published index, term, and metric

Cap · S&P 500 Index · 1-year term · 100% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 1-year term

100% buffer

9% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

S&P 500 Index · 1-year term

100% buffer

6.75% Cap

Annual fee: None

Cap · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 1-year term

10% buffer

17% Cap

Annual fee: None

2
Athene Amplify 3.0

S&P 500 Index · 1-year term

10% buffer

16% Cap

Annual fee: 0.95%

3
Athene Amplify 3.0

S&P 500 Index · 1-year term

10% buffer

13.75% Cap

Annual fee: None

4
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 1-year term

10% buffer

11% Cap

Annual fee: None

Cap · S&P 500 Index · 1-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 1-year term

20% buffer

11.75% Cap

Annual fee: None

Cap · S&P 500 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 1-year term

15% buffer

9% Cap

Annual fee: None

Cap · MSCI EAFE Index · 1-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

MSCI EAFE Index · 1-year term

10% buffer

18.5% Cap

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 1-year term

10% buffer

14% Cap

Annual fee: None

Cap · MSCI EAFE Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 1-year term

15% buffer

9.5% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 1-year term

20% buffer

16% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 1-year term

20% buffer

12.75% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 100% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 1-year term

100% buffer

9.5% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 1-year term

100% buffer

7% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 1-year term

10% buffer

19.5% Cap

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 1-year term

10% buffer

12.5% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 1-year term

15% buffer

10.5% Cap

Annual fee: None

Cap · Russell 2000 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Russell 2000 Index · 1-year term

10% buffer

25.5% Cap

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 1-year term

10% buffer

16.5% Cap

Annual fee: None

Cap · Russell 2000 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 1-year term

15% buffer

12.5% Cap

Annual fee: None

Cap · S&P 500 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 2-year term

10% buffer

45% Cap

Annual fee: None

Cap · S&P 500 Index · 2-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 2-year term

20% buffer

27% Cap

Annual fee: None

Cap · S&P 500 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 3-year term

15% buffer

30% Cap

Annual fee: None

Cap · S&P 500 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 3-year term

10% buffer

35% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 100% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

100% buffer

90% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

S&P 500 Index · 6-year term

100% buffer

55% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

20% buffer

105% Cap

Annual fee: None

2
Athene Amplify 3.0

S&P 500 Index · 6-year term

20% buffer

75% Cap

Annual fee: None

Cap · S&P 500 Index · 6-year term · 30% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

30% buffer

75% Cap

Annual fee: None

Cap · Blend (index not published) · 6-year term · 10% buffer

Published terms · not ranked
—
Athene Amplify 3.0

Blend (index not published) · 6-year term

10% buffer

90% Cap

Annual fee: None

Cap · MSCI EAFE Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 3-year term

15% buffer

45% Cap

Annual fee: None

Cap · MSCI EAFE Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 3-year term

10% buffer

90% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 2-year term

10% buffer

75% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 2-year term

10% buffer

42% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 2-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 2-year term

20% buffer

38% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 2-year term

20% buffer

29% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 3-year term

15% buffer

30% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 3-year term

10% buffer

35% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 30% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

30% buffer

120% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

30% buffer

70% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 100% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

100% buffer

85% Cap

Annual fee: 0.95%

2
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

100% buffer

55% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

10% buffer

120% Cap

Annual fee: None

Cap · Nasdaq-100 Index · 6-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

20% buffer

90% Cap

Annual fee: None

Cap · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Russell 2000 Index · 2-year term

10% buffer

70% Cap

Annual fee: None

Cap · Russell 2000 Index · 3-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 3-year term

15% buffer

30% Cap

Annual fee: None

Cap · Russell 2000 Index · 3-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 3-year term

10% buffer

35% Cap

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 1-year term

10% buffer

11% Trigger Rate

Annual fee: None

2
Athene Amplify 3.0

S&P 500 Index · 1-year term

10% buffer

9.5% Trigger Rate

Annual fee: None

3
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 1-year term

10% buffer

8.25% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 1-year term

20% buffer

7% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 1-year term

15% buffer

7.25% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 1-year term

15% buffer

5.75% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 1-year term

10% buffer

7.5% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 1-year term

15% buffer

6% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 1-year term

15% buffer

8% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 1-year term

10% buffer

9% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 1-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 1-year term

10% buffer

10% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 1-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 1-year term

15% buffer

9.5% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 2-year term

15% buffer

13% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 2-year term

15% buffer

11% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 2-year term

10% buffer

14.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

S&P 500 Index · 2-year term

10% buffer

13% Trigger Rate

Annual fee: None

Participation · S&P 500 Index · 6-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

20% buffer

115% Participation

Annual fee: 0.95%

2
Athene Amplify 3.0

S&P 500 Index · 6-year term

20% buffer

105% Participation

Annual fee: 0.95%

Participation · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

10% buffer

120% Participation

Annual fee: 0.95%

2
Athene Amplify 3.0

S&P 500 Index · 6-year term

10% buffer

102% Participation

Annual fee: None

Participation · S&P 500 Index · 6-year term · 1% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

1% buffer

125% Participation

Annual fee: 0.95%

2
Athene Amplify 3.0

S&P 500 Index · 6-year term

1% buffer

105% Participation

Annual fee: None

Participation · S&P 500 Index · 6-year term · 30% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

30% buffer

110% Participation

Annual fee: 0.95%

Trigger rate · S&P 500 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

10% buffer

54% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 6-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

20% buffer

47% Trigger Rate

Annual fee: None

Trigger rate · S&P 500 Index · 6-year term · 30% buffer

Like-for-like cohort
1
Athene Amplify 3.0

S&P 500 Index · 6-year term

30% buffer

41% Trigger Rate

Annual fee: None

Participation · Blend (index not published) · 6-year term · 10% buffer

Published terms · not ranked
—
Athene Amplify 3.0

Blend (index not published) · 6-year term

10% buffer

105% Participation

Annual fee: 0.95%

Participation · MSCI EAFE Index · 2-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

MSCI EAFE Index · 2-year term

10% buffer

120% Participation

Annual fee: 0.95%

2
Athene Amplify 3.0

MSCI EAFE Index · 2-year term

10% buffer

110% Participation

Annual fee: None

Trigger rate · MSCI EAFE Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 2-year term

15% buffer

11% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 2-year term

15% buffer

9.5% Trigger Rate

Annual fee: None

Trigger rate · MSCI EAFE Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 2-year term

10% buffer

13% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

MSCI EAFE Index · 2-year term

10% buffer

11% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 2-year term

15% buffer

14.5% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 2-year term

15% buffer

12.75% Trigger Rate

Annual fee: None

Trigger rate · Nasdaq-100 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 2-year term

10% buffer

16.25% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Nasdaq-100 Index · 2-year term

10% buffer

14% Trigger Rate

Annual fee: None

Participation · Nasdaq-100 Index · 6-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

10% buffer

107% Participation

Annual fee: 0.95%

Participation · Nasdaq-100 Index · 6-year term · 20% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Nasdaq-100 Index · 6-year term

20% buffer

100% Participation

Annual fee: 0.95%

Participation · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Athene Amplify 3.0

Russell 2000 Index · 2-year term

10% buffer

105% Participation

Annual fee: 0.95%

Trigger rate · Russell 2000 Index · 2-year term · 15% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 2-year term

15% buffer

17% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 2-year term

15% buffer

13.5% Trigger Rate

Annual fee: None

Trigger rate · Russell 2000 Index · 2-year term · 10% buffer

Like-for-like cohort
1
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 2-year term

10% buffer

20% Trigger Rate

Annual fee: None

2
Brighthouse Shield Level II 3-Year Annuity

Russell 2000 Index · 2-year term

10% buffer

16% Trigger Rate

Annual fee: None

Floor segments

Rankings require a published index, term, and metric

No matching segments are available in this feed.

Downside participation segments

Rankings require a published index, term, and metric

No matching segments are available in this feed.

Rates vary by state, premium band, issue age, index, term, and strategy.View all 57 products →

Educational information only; not a quote or carrier-approved illustration. Guarantees depend on the issuing carrier's claims-paying ability. Annuities are not FDIC-insured.

Free personalized report

What would you like your money to do?

Choose a goal to start your report. We’ll carry your answer into the next step.

Machine-readable citation contract

Cite this

Cite this page for its methodology or interpretation. Current figures may refresh, so this canonical page URL is not a frozen data citation. To quote a market statistic, use the citation showing its observed as-of date and immutable JSON verification URL published by the Annuity Rate Statistics hub. Bulk product-level CANNEX records are not licensed for redistribution.

Page citation: Source: AnnuityRatesHQ · https://annuityrateshq.com/rila/page/3
<a href='https://annuityrateshq.com/rate-index'>Rate data: AnnuityRatesHQ Annuity Rate Index</a>

Full attribution terms and copy-ready HTML: annuityrateshq.com/cite-us

Build my reportPlan my income