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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Nov 2, 2026

Raised

Observed in the last 7 days

Lowered

Observed in the last 7 days

Added

Observed in the last 7 days

Product repricings

Change ledger

16 grouped repricings · 200 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Monday, November 2, 2026

FIAAuguStar Financial

Orbiter Growth 7 with Premium Bonus

1 rate band/term

1 source field grouped

Crediting lineup
Premium: under $150k
ChangedChanged

FIAAuguStar Financial

Observatory Bonus Plus 10

6 rate bands/terms

6 source fields grouped

Premium bonus
25%→26%+100 bps
Premium bonus
21%→22%+100 bps
Premium bonus
23%→24%+100 bps
Premium bonus
27%→28%+100 bps
Premium bonus
25%→26%+100 bps
Premium bonus
23%→24%+100 bps

FIAAuguStar Financial

Omega Bonus 10

18 rate bands/terms

18 source fields grouped

Premium bonus
20%→21%+100 bps
Premium bonus
16%→17%+100 bps
Premium bonus
18%→19%+100 bps
Premium bonus
16%→17%+100 bps
Premium bonus
20%→21%+100 bps
Premium bonus
20%→21%+100 bps
Premium bonus
24%→25%+100 bps
Premium bonus
18%→19%+100 bps
Premium bonus
20%→21%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
18%→19%+100 bps
Premium bonus
20%→21%+100 bps
Premium bonus
16%→17%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
14%→15%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
18%→19%+100 bps
Premium bonus
18%→19%+100 bps

FIAAuguStar Financial

Orbiter Income 7

11 rate bands/terms

11 source fields grouped

Current crediting rate
Guarantee term: 1 year · Premium: under $150k
3%→3.65%+65 bps
Current crediting rate
Guarantee term: 1 year · Premium: $150k+
3%→4.05%+105 bps
Participation rate
Barclays Global Trailblazer Index · 3-Year · 3-year term · Premium $150,000 and up
170%→249%+79.00 pts
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
5%→7.05%+205 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
127%→137%+10.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.85%→5.65%+80 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
134%→152%+18.00 pts
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
6.65%→8.7%+205 bps
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $0–$149,999.99
5.95%→8.6%+265 bps
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $150,000 and up
7.45%→10.25%+280 bps
Participation rate
Barclays Global Trailblazer Index · 3-Year · 3-year term · Premium $0–$149,999.99
150%→223%+73.00 pts

FIAAuguStar Financial

Orbiter Growth 10 with Premium Bonus

18 rate bands/terms

18 source fields grouped

Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
119%→149%+30.00 pts
Declared rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
5.1%→6.2%+110 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.8%→5.05%+25 bps
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
61%→78%+17.00 pts
Declared rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
5.95%→6.85%+90 bps
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $0–$149,999.99
75%→97%+22.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $0–$149,999.99
117%→151%+34.00 pts
Declared rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
5.8%→6.9%+110 bps
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $150,000 and up
137%→171%+34.00 pts
Declared rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
5.1%→6.15%+105 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
5.8%→6.05%+25 bps
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
58%→72%+14.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $0–$149,999.99
119%→154%+35.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $150,000 and up
86%→108%+22.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
104%→134%+30.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
70%→86%+16.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $150,000 and up
134%→168%+34.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
50%→65%+15.00 pts

FIAAuguStar Financial

Orbiter Growth 9

14 rate bands/terms

14 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
8.75%→9%+25 bps
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
96%→110%+14.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
148%→173%+25.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
80%→91%+11.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $0–$149,999.99
107%→126%+19.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
87%→101%+14.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $150,000 and up
184%→212%+28.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $0–$149,999.99
166%→195%+29.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $150,000 and up
118%→137%+19.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $0–$149,999.99
170%→200%+30.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $150,000 and up
188%→217%+29.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
163%→188%+25.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
9.75%→10%+25 bps
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
72%→84%+12.00 pts

FIAAuguStar Financial

Orbiter Growth 7

16 rate bands/terms

16 source fields grouped

Participation rate
Barclays Global Trailblazer Index · Annual · 7-year term · Premium $0–$149,999.99
160%→173%+13.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 7-year term · Premium $150,000 and up
127%→137%+10.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 7-year term · Premium $0–$149,999.99
180%→195%+15.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 7-year term · Premium $0–$149,999.99
116%→126%+10.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 7-year term · Premium $0–$149,999.99
184%→200%+16.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 7-year term · Premium $150,000 and up
85%→91%+6.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 7-year term · Premium $150,000 and up
102%→110%+8.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 7-year term · Premium $0–$149,999.99
77%→84%+7.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 7-year term · Premium $150,000 and up
202%→217%+15.00 pts
Cap rate
Guaranteed Cap · S&P 500 Index · Annual · 7-year term · Premium $150,000 and up
8%→8.5%+50 bps
Participation rate
US Balanced Asset 10 Index · Annual · 7-year term · Premium $0–$149,999.99
93%→101%+8.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
9%→9.5%+50 bps
Cap rate
Guaranteed Cap · S&P 500 Index · Annual · 7-year term · Premium $0–$149,999.99
7.2%→7.7%+50 bps
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 7-year term · Premium $150,000 and up
197%→212%+15.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 7-year term · Premium $150,000 and up
175%→188%+13.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
10%→10.5%+50 bps

FIAAuguStar Financial

Orbiter Growth 5

16 rate bands/terms

16 source fields grouped

Participation rate
Barclays Global Trailblazer Index · Annual · 5-year term · Premium $150,000 and up
175%→188%+13.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
9.25%→9.5%+25 bps
Participation rate
US Balanced Asset 10 Index · Annual · 5-year term · Premium $0–$149,999.99
93%→101%+8.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 5-year term · Premium $0–$149,999.99
77%→84%+7.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 5-year term · Premium $150,000 and up
127%→137%+10.00 pts
Cap rate
Guaranteed Cap · S&P 500 Index · Annual · 5-year term · Premium $0–$149,999.99
7.2%→7.7%+50 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 5-year term · Premium $0–$149,999.99
160%→173%+13.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 5-year term · Premium $0–$149,999.99
116%→126%+10.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 5-year term · Premium $0–$149,999.99
180%→195%+15.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
10.25%→10.5%+25 bps
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 5-year term · Premium $150,000 and up
197%→212%+15.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 5-year term · Premium $150,000 and up
85%→91%+6.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 5-year term · Premium $150,000 and up
202%→217%+15.00 pts
Cap rate
Guaranteed Cap · S&P 500 Index · Annual · 5-year term · Premium $150,000 and up
8%→8.5%+50 bps
Participation rate
US Balanced Asset 10 Index · Annual · 5-year term · Premium $150,000 and up
102%→110%+8.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 5-year term · Premium $0–$149,999.99
184%→200%+16.00 pts

FIAAuguStar Financial

Observatory Bonus 10

6 rate bands/terms

6 source fields grouped

Premium bonus
15%→16%+100 bps
Premium bonus
21%→22%+100 bps
Premium bonus
19%→20%+100 bps
Premium bonus
17%→18%+100 bps
Premium bonus
17%→18%+100 bps
Premium bonus
19%→20%+100 bps

FIAAuguStar Financial

Omega Bonus Plus 10

18 rate bands/terms

18 source fields grouped

Premium bonus
24%→25%+100 bps
Premium bonus
24%→25%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
30%→31%+100 bps
Premium bonus
26%→27%+100 bps
Premium bonus
28%→29%+100 bps
Premium bonus
24%→25%+100 bps
Premium bonus
26%→27%+100 bps
Premium bonus
26%→27%+100 bps
Premium bonus
20%→21%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
26%→27%+100 bps
Premium bonus
24%→25%+100 bps
Premium bonus
22%→23%+100 bps
Premium bonus
26%→27%+100 bps
Premium bonus
28%→29%+100 bps
Premium bonus
24%→25%+100 bps
Premium bonus
28%→29%+100 bps

FIAAuguStar Financial

Orbiter Income 10

16 rate bands/terms

16 source fields grouped

Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $0–$149,999.99
92%→99%+7.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
66%→73%+7.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: under $150k
3%→3.65%+65 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
134%→152%+18.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
74%→79%+5.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
62%→66%+4.00 pts
Current crediting rate
Guarantee term: 1 year · Premium: $150k+
3%→4.05%+105 bps
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $150,000 and up
154%→175%+21.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $150,000 and up
150%→171%+21.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
79%→88%+9.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.55%→5.65%+110 bps
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $0–$149,999.99
145%→157%+12.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
6.05%→6.35%+30 bps
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $150,000 and up
97%→110%+13.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $0–$149,999.99
142%→154%+12.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
127%→137%+10.00 pts

FIAAuguStar Financial

Orbiter Income 9

12 rate bands/terms

12 source fields grouped

Current crediting rate
Guarantee term: 1 year · Premium: $150k+
3%→4.05%+105 bps
Current crediting rate
Guarantee term: 1 year · Premium: under $150k
3%→3.65%+65 bps
Participation rate
Barclays Global Trailblazer Index · 3-Year · 3-year term · Premium $150,000 and up
170%→249%+79.00 pts
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $0–$149,999.99
5.95%→8.6%+265 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.55%→5.65%+110 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
127%→137%+10.00 pts
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
6.65%→8.7%+205 bps
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $150,000 and up
7.45%→10.25%+280 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
134%→152%+18.00 pts
Participation rate
Barclays Global Trailblazer Index · 3-Year · 3-year term · Premium $0–$149,999.99
150%→223%+73.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
6.05%→6.35%+30 bps
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.7%→7.05%+235 bps

FIAAuguStar Financial

Orbiter Growth 10

18 rate bands/terms

18 source fields grouped

Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
96%→110%+14.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $0–$149,999.99
107%→126%+19.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
80%→91%+11.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
8.75%→9%+25 bps
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
87%→101%+14.00 pts
Declared rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
7.15%→8%+85 bps
Declared rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
7.7%→8.75%+105 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
163%→188%+25.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $150,000 and up
184%→212%+28.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $0–$149,999.99
170%→200%+30.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
72%→84%+12.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $150,000 and up
188%→217%+29.00 pts
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
148%→173%+25.00 pts
Declared rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
7.95%→8.7%+75 bps
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $0–$149,999.99
166%→195%+29.00 pts
Declared rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
6.95%→8.05%+110 bps
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $150,000 and up
118%→137%+19.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
9.75%→10%+25 bps

FIAAuguStar Financial

Orbiter Income 5

10 rate bands/terms

10 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
5.65%→6.35%+70 bps
Current crediting rate
Guarantee term: 1 year · Premium: under $150k
3%→3.65%+65 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
127%→137%+10.00 pts
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $150,000 and up
6.95%→10.25%+330 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.15%→5.65%+150 bps
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.2%→7.05%+285 bps
Current crediting rate
Guarantee term: 1 year · Premium: $150k+
3%→4.05%+105 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
134%→152%+18.00 pts
Cap rate
Higher Cap · S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
5.65%→8.65%+300 bps
Cap rate
Russell 2000 Index · Monthly · 1-year term · Premium $0–$149,999.99
5.45%→8.6%+315 bps

FIAAuguStar Financial

Orbiter Growth 9 with Premium Bonus

14 rate bands/terms

14 source fields grouped

Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $150,000 and up
137%→171%+34.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$149,999.99
4.8%→5.05%+25 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $150,000 and up
119%→149%+30.00 pts
Participation rate
US Multi-Asset Diversified 5 Index · Annual · 1-year term · Premium $0–$149,999.99
119%→154%+35.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150,000 and up
58%→72%+14.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $0–$149,999.99
117%→151%+34.00 pts
Participation rate
US Multi-Asset Risk Managed 5 Index · Annual · 1-year term · Premium $150,000 and up
134%→168%+34.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $0–$149,999.99
61%→78%+17.00 pts
Participation rate
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150,000 and up
70%→86%+16.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $150,000 and up
5.8%→6.05%+25 bps
Participation rate
Barclays Global Trailblazer Index · Annual · 1-year term · Premium $0–$149,999.99
104%→134%+30.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $0–$149,999.99
75%→97%+22.00 pts
Participation rate
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $0–$149,999.99
50%→65%+15.00 pts
Participation rate
US Strategic Balanced Asset 8 Index · Annual · 1-year term · Premium $150,000 and up
86%→108%+22.00 pts

Friday, October 23, 2026

MYGAAuguStar Financial

LunarLock Prime

6 rate bands/terms

6 source fields grouped

Guarantee-period yield
Guarantee term: 5 years
5.85%→5.9%+5 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.75%→5.9%+15 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.95%→6.1%+15 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.85%→5.9%+5 bps
Guarantee-period yield
Guarantee term: 7 years
5.75%→5.9%+15 bps
Guarantee-period yield
Guarantee term: 7 years
5.95%→6.1%+15 bps

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What would you like your money to do?

What changed in annuity rates

Change ledger

Monday, November 2, 2026

Friday, October 23, 2026

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