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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Nov 2, 2026

Raised

Observed in the last 7 days

Lowered

Observed in the last 7 days

Added

Observed in the last 7 days

Product repricings

Change ledger

14 grouped repricings · 200 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Monday, November 2, 2026

FIAAmerican National Insurance Company

ASIA Plus

1 rate band/term

1 source field grouped

Strategy guarantee
S&P 500 Index · Annual · 1-year term
2.15%→2.55%+0.40 pts

Monday, October 19, 2026

FIAAmerican National Insurance Company

Smart Start Accumulator 10 Plus

1 rate band/term

1 source field grouped

Premium bonus
14%→15%+100 bps

FIAAmerican National Insurance Company

Smart Start Accumulator 5 Plus

1 rate band/term

1 source field grouped

Premium bonus
9%→10%+100 bps

FIAAmerican National Insurance Company

Smart Start Accumulator 10 Plus with Fee

2 rate bands/terms

2 source fields grouped

Premium bonus
21%→22%+100 bps
Premium bonus
25%→26%+100 bps

Saturday, October 17, 2026

MYGAAmerican National Insurance Company

Palladium MYG Max

24 rate bands/terms

24 source fields grouped

Guarantee-period yield
Guarantee term: 7 years
5.55%→5.9%+35 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.4%→5.75%+35 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.6%→5.9%+30 bps
Guarantee-period yield
Guarantee term: 3 years
5.45%→5.75%+30 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.35%→5.65%+30 bps
Guarantee-period yield
Guarantee term: 6 years
5.57%→5.72%+15 bps
First-year rate component
Guarantee term: 10 years · Schedule year: 1
5.3%→5.45%+15 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.75%→9.9%+15 bps
Guarantee-period yield
Guarantee term: 7 years
5.3%→5.65%+35 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.65%→9.8%+15 bps
Guarantee-period yield
Guarantee term: 7 years
5.4%→5.75%+35 bps
Guarantee-period yield
Guarantee term: 6 years
5.72%→5.87%+15 bps
First-year rate component
Guarantee term: 10 years · Schedule year: 1
5.45%→5.6%+15 bps
Guarantee-period yield
Guarantee term: 6 years
5.47%→5.62%+15 bps
Guarantee-period yield
Guarantee term: 3 years
5.35%→5.65%+30 bps
Guarantee-period yield
Guarantee term: 3 years
5.6%→5.9%+30 bps
Guarantee-period yield
Guarantee term: 10 years
5.45%→5.6%+15 bps
Guarantee-period yield
Guarantee term: 10 years
5.2%→5.35%+15 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.3%→5.65%+35 bps
First-year rate component
Guarantee term: 10 years · Schedule year: 1
5.2%→5.35%+15 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.9%→10.05%+15 bps
Guarantee-period yield
Guarantee term: 10 years
5.3%→5.45%+15 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.45%→5.75%+30 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.55%→5.9%+35 bps

MYGAAmerican National Insurance Company

Palladium Match MYG

12 rate bands/terms

12 source fields grouped

Guarantee-period yield
Guarantee term: 3 years
5.4%→5.7%+30 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.25%→5.6%+35 bps
Guarantee-period yield
Guarantee term: 7 years
5.4%→5.75%+35 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.4%→5.7%+30 bps
Guarantee-period yield
Guarantee term: 3 years
5.25%→5.55%+30 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.4%→5.75%+35 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.15%→5.45%+30 bps
Guarantee-period yield
Guarantee term: 7 years
5.25%→5.6%+35 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.15%→5.5%+35 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.25%→5.55%+30 bps
Guarantee-period yield
Guarantee term: 7 years
5.15%→5.5%+35 bps
Guarantee-period yield
Guarantee term: 3 years
5.15%→5.45%+30 bps

MYGAAmerican National Insurance Company

Palladium MYG

18 rate bands/terms

18 source fields grouped

Guarantee-period yield
Guarantee term: 7 years
5.45%→5.8%+35 bps
Guarantee-period yield
Guarantee term: 3 years
5.3%→5.6%+30 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.3%→5.65%+35 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.3%→5.6%+30 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.2%→5.5%+30 bps
Guarantee-period yield
Guarantee term: 3 years
5.45%→5.75%+30 bps
Guarantee-period yield
Guarantee term: 6 years
5.57%→5.72%+15 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.45%→5.75%+30 bps
Guarantee-period yield
Guarantee term: 6 years
5.42%→5.57%+15 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.2%→5.55%+35 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.6%→9.75%+15 bps
Guarantee-period yield
Guarantee term: 6 years
5.32%→5.47%+15 bps
Guarantee-period yield
Guarantee term: 3 years
5.2%→5.5%+30 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.45%→5.8%+35 bps
Guarantee-period yield
Guarantee term: 7 years
5.2%→5.55%+35 bps
Guarantee-period yield
Guarantee term: 7 years
5.3%→5.65%+35 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.75%→9.9%+15 bps
First-year rate component
Guarantee term: 6 years · Schedule year: 1
9.5%→9.65%+15 bps

Friday, October 16, 2026

FIAAmerican National Insurance Company

Smart Start Accumulator 5

9 rate bands/terms

9 source fields grouped

Participation rate
Moderate · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
50%→55%+5.00 pts
Participation rate
Moderate · S&P MARC 5% Excess Return · Annual · 1-year term
75%→80%+5.00 pts
Cap rate
Custom · S&P 500 Index · Annual · 1-year term · Premium $0 and up
8.25%→8.5%+25 bps
Cap rate
Moderate · S&P 500 Index · Annual · 1-year term
10.75%→11%+25 bps
Participation rate
Conservative · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
50%→55%+5.00 pts
Participation rate
Conservative · S&P MARC 5% Excess Return · Annual · 1-year term
75%→80%+5.00 pts
Participation rate
Custom · S&P MARC 5% Excess Return · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
Aggressive · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
60%→65%+5.00 pts
Participation rate
Aggressive · Invesco QQQ Portfolio Plus Index · Annual · 1-year term
65%→70%+5.00 pts

FIAAmerican National Insurance Company

Select Focus 5

62 rate bands/terms

62 source fields grouped

Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ Trust Series 1 · 2-Year · 2-year term · Premium $0 and up
68%→70%+2.00 pts
Participation rate
with Performance Rate Rider (with fee) · Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
90%→95%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · MSCI EAFE Index · 5-Year · 5-year term · Premium $0 and up
120%→125%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
125%→135%+10.00 pts
Cap rate
Invesco QQQ Trust Series 1 · 2-Year · 2-year term · Premium $0 and up
17.25%→19%+175 bps
Declared rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
8.95%→9.7%+75 bps
Cap rate
Russell 2000 Index · 2-Year · 2-year term · Premium $0 and up
20%→21.75%+175 bps
Participation rate
S&P 500 Index · 5-Year · 5-year term · Premium $0 and up
75%→86%+11.00 pts
Participation rate
with Performance Rate Rider (with fee) · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
85%→90%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
80%→85%+5.00 pts
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
56%→58%+2.00 pts
Cap rate
BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
50%→55%+500 bps
Participation rate
Invesco QQQ 15 Index · 5-Year · 5-year term · Premium $0 and up
145%→155%+10.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ 15 Index · 2-Year · 2-year term · Premium $0 and up
125%→135%+10.00 pts
Participation rate
BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
100%→110%+10.00 pts
Participation rate
with Performance Rate Rider(with fee) · MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
95%→97%+2.00 pts
Participation rate
BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
41%→43%+2.00 pts
Cap rate
Invesco QQQ 15 Index · 2-Year · 2-year term · Premium $0 and up
55%→60%+500 bps
Participation rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
with Performance Rate Rider (with fee) · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
75%→77%+2.00 pts
Participation rate
Invesco QQQ 15 Index · 2-Year · 2-year term · Premium $0 and up
95%→105%+10.00 pts
Participation rate
with Performance Rate Rider (with fee) · S&P 500 Index · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
6.75%→7.25%+50 bps
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · 5-Year · 5-year term · Premium $0 and up
170%→180%+10.00 pts
Participation rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 5-Year · 5-year term · Premium $0 and up
145%→155%+10.00 pts
Participation rate
MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
77%→79%+2.00 pts
Participation rate
S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
BlackRock Adaptive US Equity 15% Index · 5-Year · 5-year term · Premium $0 and up
135%→145%+10.00 pts
Declared rate
BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
8.2%→8.95%+75 bps
Cap rate
MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
19%→20.75%+175 bps
Cap rate
S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
19%→22%+300 bps
Participation rate
with Performance Rate Rider (with fee) · Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
53%→55%+2.00 pts
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
6.7%→7.45%+75 bps
Declared rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
8.95%→9.7%+75 bps
Declared rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
6.7%→7.45%+75 bps
Participation rate
Invesco QQQ Trust Series 1 · 2-Year · 2-year term · Premium $0 and up
53%→55%+2.00 pts
Participation rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
41%→43%+2.00 pts
Participation rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
Invesco QQQ Trust Series 1 · 5-Year · 5-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
50%→55%+5.00 pts
Participation rate
Russell 2000 Index · 2-Year · 2-year term · Premium $0 and up
58%→60%+2.00 pts
Participation rate
with Performance Rate Rider (with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
90%→95%+5.00 pts
Cap rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
55%→60%+500 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
8.75%→9.75%+100 bps
Participation rate
MSCI EAFE Index · 5-Year · 5-year term · Premium $0 and up
94%→99%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ Trust Series 1 · 5-Year · 5-year term · Premium $0 and up
83%→88%+5.00 pts
Participation rate
Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
70%→75%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · BlackRock Adaptive US Equity 15% Index · 5-Year · 5-year term · Premium $0 and up
165%→175%+10.00 pts
Participation rate
with Performance Rate Rider (with fee) · Russell 2000 Index · Annual · 1-year term · Premium $0 and up
55%→57%+2.00 pts
Participation rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
95%→105%+10.00 pts
Cap rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
14.5%→15%+50 bps
Participation rate
with Performance Rate Rider(with fee) · Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
88%→93%+5.00 pts
Cap rate
BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
12%→14.5%+250 bps
Participation rate
with Performance Rate Rider(with fee) · Russell 2000 Index · 2-Year · 2-year term · Premium $0 and up
73%→75%+2.00 pts
Cap rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
8%→9%+100 bps
Declared rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
7.45%→8.2%+75 bps
Cap rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
13.5%→14.5%+100 bps
Participation rate
with Performance Rate Rider(with fee) · BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
125%→135%+10.00 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
10%→11%+100 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
8.25%→9.25%+100 bps
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ 15 Index · 5-Year · 5-year term · Premium $0 and up
170%→190%+20.00 pts

FIAAmerican National Insurance Company

Rate Constant Annuity

3 rate bands/terms

3 source fields grouped

Declared rate
Protected Performance Trigger · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
6.2%→6.3%+10 bps
Declared rate
Performance Trigger · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
7.7%→8%+30 bps
Declared rate
Enhanced Performance Trigger · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
9.6%→9.7%+10 bps

FIAAmerican National Insurance Company

Strategy Indexed Plus 10

1 rate band/term

1 source field grouped

Cap rate
20% Max Allocation · S&P 500 Index · Annual · 1-year term · Premium $0 and up
10.5%→10.7%+20 bps

FIAAmerican National Insurance Company

Smart Start Accumulator 10

9 rate bands/terms

9 source fields grouped

Participation rate
Conservative · S&P MARC 5% Excess Return · Annual · 1-year term
75%→80%+5.00 pts
Participation rate
Custom · S&P MARC 5% Excess Return · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
Aggressive · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
60%→65%+5.00 pts
Participation rate
Conservative · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
50%→55%+5.00 pts
Participation rate
Moderate · S&P MARC 5% Excess Return · Annual · 1-year term
75%→80%+5.00 pts
Participation rate
Aggressive · Invesco QQQ Portfolio Plus Index · Annual · 1-year term
65%→70%+5.00 pts
Cap rate
Custom · S&P 500 Index · Annual · 1-year term · Premium $0 and up
8.25%→8.5%+25 bps
Participation rate
Moderate · S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 1-year term
50%→55%+5.00 pts
Cap rate
Moderate · S&P 500 Index · Annual · 1-year term
10.75%→11%+25 bps

FIAAmerican National Insurance Company

Strategy Indexed Plus 7

5 rate bands/terms

5 source fields grouped

Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
5.75%→6.15%+40 bps
Participation rate
S&P MARC 5% Excess Return · Annual · 1-year term · Premium $0 and up
105%→115%+10.00 pts
Current crediting rate
Guarantee term: 1 year
3%→3.2%+20 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
6.4%→6.8%+40 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
23%→25%+2.00 pts

FIAAmerican National Insurance Company

Select Focus 7

52 rate bands/terms

52 source fields grouped

Participation rate
Invesco QQQ 15 Index · 5-Year · 5-year term · Premium $0 and up
150%→160%+10.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
90%→95%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
80%→85%+5.00 pts
Declared rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
7.25%→8.25%+100 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
10%→11%+100 bps
Participation rate
with Performance Rate Rider(with fee) · MSCI EAFE Index · 5-Year · 5-year term · Premium $0 and up
125%→130%+5.00 pts
Cap rate
S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
19%→22%+300 bps
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
58%→60%+2.00 pts
Participation rate
with Performance Rate Rider(with fee) · Russell 2000 Index · Annual · 1-year term · Premium $0 and up
55%→57%+2.00 pts
Participation rate
MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
78%→80%+2.00 pts
Declared rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
6.75%→7.5%+75 bps
Cap rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
14.5%→15%+50 bps
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
6.75%→7.5%+75 bps
Cap rate
MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
20.25%→22%+175 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
8.5%→9.5%+100 bps
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ 15 Index · 5-Year · 5-year term · Premium $0 and up
180%→200%+20.00 pts
Cap rate
BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
12.5%→15%+250 bps
Participation rate
with Performance Rate Rider(with fee) · MSCI EAFE Index · 2-Year · 2-year term · Premium $0 and up
100%→102%+2.00 pts
Participation rate
with Performance Rate Rider(with fee) · Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
90%→95%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ Trust Series 1 · 5-Year · 5-year term · Premium $0 and up
85%→90%+5.00 pts
Participation rate
BlackRock Adaptive US Equity 15% Index · 5-Year · 5-year term · Premium $0 and up
135%→145%+10.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ 15 Index · 2-Year · 2-year term · Premium $0 and up
130%→140%+10.00 pts
Participation rate
Invesco QQQ Trust Series 1 · 2-Year · 2-year term · Premium $0 and up
53%→55%+2.00 pts
Declared rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
9.25%→10%+75 bps
Declared rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
9.25%→10%+75 bps
Cap rate
Russell 2000 Index · 2-Year · 2-year term · Premium $0 and up
20.25%→22%+175 bps
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
50%→55%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
53%→55%+2.00 pts
Participation rate
with Performance Rate Rider(with fee) · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
75%→77%+2.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Index · Annual · 1-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
Invesco QQQ 15 Index · Annual · 1-year term · Premium $0 and up
70%→75%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · Invesco QQQ Trust Series 1 · 2-Year · 2-year term · Premium $0 and up
70%→72%+2.00 pts
Participation rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
43%→45%+2.00 pts
Participation rate
BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
100%→110%+10.00 pts
Participation rate
S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
65%→70%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
90%→95%+5.00 pts
Declared rate
BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
8.25%→9%+75 bps
Participation rate
with Performance Rate Rider(with fee) · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up
85%→90%+5.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
130%→140%+10.00 pts
Participation rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
95%→105%+10.00 pts
Cap rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up
55%→60%+500 bps
Participation rate
S&P 500 Index · 5-Year · 5-year term · Premium $0 and up
80%→86%+6.00 pts
Participation rate
with Performance Rate Rider(with fee) · S&P 500 Advantage 15% VT TCA Index (USD) ER · 5-Year · 5-year term · Premium $0 and up
190%→200%+10.00 pts
Participation rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · 5-Year · 5-year term · Premium $0 and up
150%→160%+10.00 pts
Participation rate
with Performance Rate Rider(with fee) · BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
125%→135%+10.00 pts
Cap rate
S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
14%→15%+100 bps
Participation rate
Invesco QQQ 15 Index · 2-Year · 2-year term · Premium $0 and up
95%→105%+10.00 pts
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
9%→10%+100 bps
Cap rate
BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up
50%→55%+500 bps
Cap rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0 and up
8%→9%+100 bps
Participation rate
Russell 2000 Index · 2-Year · 2-year term · Premium $0 and up
58%→60%+2.00 pts
Participation rate
Invesco QQQ Trust Series 1 · 5-Year · 5-year term · Premium $0 and up
65%→70%+5.00 pts

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