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Registered index-linked annuity
FlexGuard New York — Pruco Life Insurance Company of New Jersey
Prudential FlexGuard New York is the New York-only accumulation contract with buffered one-, three-, and six-year market-linked segments.
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Protection terms vary by segment and do not make the contract principal-protected.
RILA contracts can offer index-linked upside with a stated buffer, floor, or downside participation rule. They can still lose value under market and contract conditions, and they are not MYGA-style fixed-rate guarantees.
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Review FlexGuard New York before selecting a segment
Current caps, participation rates, protection levels, fees, and state availability could not be verified. These values are not shown while the product data is unavailable.
Request the current prospectus and state-approved contract from Pruco Life Insurance Company of New Jersey. Check which index and segment term apply, how any buffer or floor works, and which fees or early-withdrawal adjustments can reduce contract value. A crediting cap limits potential gains; it is not a guaranteed return.
RILAs can lose principal. Compare the complete segment terms and liquidity restrictions before making a decision. You can also read our RILA and FIA comparison or return to the RILA directory while current data is restored.
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