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Registered index-linked annuities
Prudential Financial RILA Products
Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 verified products · lineup incomplete
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of October 22, 2026.
Product Lineup
RILA products in the catalog
Source: CANNEX RILA data. Rates as of October 22, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
Rates as of October 22, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
RILA data status: Rates as of October 22, 2026
Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
RILA data is temporarily incomplete.
Verified products remain visible, but some details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.
RILA
FlexGuard
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential FlexGuard is an accumulation RILA with buffered one-, three-, and six-year segment choices; contract value can rise or fall.
What stands out
The current menu publishes one-, three-, and six-year market-linked segments.
What to watch
Buffer protection applies to index loss at segment maturity; withdrawals, fees, surrender charges, and interim-value adjustments can still reduce contract value.
View RILA strategy details
RILA
FlexGuard 2.0
Indexes
1
- Cap: 19.5%
- S&P 500 Index · 1-year term · Enhanced Cap Rate- Spread A · Annual · Buffer 10%
Prudential FlexGuard 2.0 combines a fixed option with buffered market-linked segments; its indexed account value can rise or fall.
What stands out
The current data publishes one-, three-, and six-year indexed segments plus a fixed option.
What to watch
Buffer protection applies to index loss at segment maturity; withdrawals, fees, surrender charges, and interim-value adjustments can still reduce contract value.
View RILA strategy details
RILA
FlexGuard Income
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential FlexGuard Income pairs a published lifetime-income benefit and rider fee with buffered RILA segments, while current payout mechanics remain incomplete in the feed.
What stands out
The current feed identifies an Index Linked Variable Income Benefit and an annual rider fee.
What to watch
The income benefit does not prevent the RILA account value from declining when losses exceed the selected buffer.
View RILA strategy details
RILA
FlexGuard Income 2.0
Indexes
1
- Cap: 75%
- S&P 500 Index · 6-year term · Participation Rate with Cap · 6-year crediting · Buffer 10%
Prudential FlexGuard Income 2.0 is an income-oriented RILA whose indexed menu is published but whose income payout mechanics are not present in the live product feed.
What stands out
The current data publishes one-, three-, and six-year indexed segments plus a fixed option.
What to watch
Buffer protection applies to index loss at segment maturity; other contract effects can still reduce value, and excess index loss applies where the buffer is smaller than the full loss.
View RILA strategy details
RILA
FlexGuard Income Select
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential FlexGuard Income Select combines a built-in income benefit with one- and six-year buffered RILA segments, while its current payout rate remains unpublished.
What stands out
The current feed identifies the Index Linked Variable Income Benefit and an annual fee.
What to watch
No income dollar amount or withdrawal percentage is inferred because the current live scenario does not publish one.
View RILA strategy details
RILA
FlexGuard New York
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential FlexGuard New York is the New York-only accumulation contract with buffered one-, three-, and six-year market-linked segments.
What stands out
This contract version is published only for New York.
What to watch
Buffer protection applies to index loss at segment maturity; other contract effects can still reduce value, and excess index loss applies where the buffer is smaller than the full loss.
View RILA strategy details
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