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PRODUCTS
American National Insurance Company Fixed Indexed Annuities
Compare American National Insurance Company Fixed Indexed Annuities. Available cap, participation, spread, or declared-rate data appears on each product card.
16
Products
Rates as of October 6, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
ASIA Plus
FIA- S&P 500 Annual Cap
- 6.25%
- Index options
- 2
Rate Constant Annuity (10-year)
FIA- Declared rate
- 10.25%
- Index options
- 2
Rate Constant Annuity (20-year)
FIA- Declared rate
- 9.5%
- Index options
- 2
Rate Constant Annuity (5-year)
FIA- Declared rate
- 9.6%
- Index options
- 2
Rate Constant Annuity (7-year)
FIA- Declared rate
- 9.6%
- Index options
- 2
Select Focus 5
FIA- S&P 500 Annual Cap
- 10%
- Index options
- 8
Select Focus 7
FIA- S&P 500 Annual Cap
- 10%
- Index options
- 8
Select Income Focus 7
FIA- S&P 500 Annual Cap
- 5%
- Index options
- 8
Smart Start Accumulator 10
FIA- S&P 500 Annual Cap
- 8.25%
- Index options
- 7
Smart Start Accumulator 10 Plus
FIA- S&P 500 Annual Cap
- 5.2%
- Index options
- 7
Smart Start Accumulator 10 Plus with Fee
FIA- S&P 500 Annual Cap
- 5.2%
- Index options
- 7
Smart Start Accumulator 5
FIA- S&P 500 Annual Cap
- 8.25%
- Index options
- 7
Smart Start Accumulator 5 Plus
FIA- S&P 500 Annual Cap
- 4.75%
- Index options
- 7
Smart Start Accumulator 5 Plus with Fee
FIA- S&P 500 Annual Cap
- 4.75%
- Index options
- 7
Strategy Indexed Plus 10
FIA- S&P 500 Annual Cap
- 10.5%
- Index options
- 5
Strategy Indexed Plus 7
FIA- S&P 500 Annual Cap
- 6.4%
- Index options
- 4
Rates are sourced from AdvisorWorld and CANNEX Financial Exchanges. “Annual cap” compares annual point-to-point strategies only; monthly-sum caps are excluded because the formulas are not comparable. Confirm current rates and state availability with American National Insurance Company or a licensed agent before purchase.
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