Working Papers · Forge AI™ from AdvisorWorld
See a custom 16-page look at annuity choices, modeled outcomes, and tradeoffs.
ChatGPT plugin is live. Research rates and products in your chat. Claude coming soon.
Free personalized report
What would you like your money to do?
Choose a goal to start your report. We’ll carry your answer into the next step.
PRODUCTS
American National Insurance Company Fixed Indexed Annuities
Compare American National Insurance Company Fixed Indexed Annuities. Available cap, participation, spread, or declared-rate data appears on each product card.
16
Products
Rates as of October 23, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
ASIA Plus
FIA- S&P 500 Annual Cap
- 6.25%
- Index options
- 2
Rate Constant Annuity (10-year)
FIA- Declared rate
- 10.35%
- Index options
- 2
Rate Constant Annuity (20-year)
FIA- Declared rate
- 10%
- Index options
- 2
Rate Constant Annuity (5-year)
FIA- Declared rate
- 9.7%
- Index options
- 2
Rate Constant Annuity (7-year)
FIA- Declared rate
- 9.7%
- Index options
- 2
Select Focus 5
FIA- S&P 500 Annual Cap
- 11%
- Index options
- 8
Select Focus 7
FIA- S&P 500 Annual Cap
- 11%
- Index options
- 8
Select Income Focus 7
FIA- S&P 500 Annual Cap
- 5%
- Index options
- 8
Smart Start Accumulator 10
FIA- S&P 500 Annual Cap
- 8.5%
- Index options
- 7
Smart Start Accumulator 10 Plus
FIA- S&P 500 Annual Cap
- 5.2%
- Index options
- 7
Smart Start Accumulator 10 Plus with Fee
FIA- S&P 500 Annual Cap
- 5.2%
- Index options
- 7
Smart Start Accumulator 5
FIA- S&P 500 Annual Cap
- 8.5%
- Index options
- 7
Smart Start Accumulator 5 Plus
FIA- S&P 500 Annual Cap
- 4.75%
- Index options
- 7
Smart Start Accumulator 5 Plus with Fee
FIA- S&P 500 Annual Cap
- 4.75%
- Index options
- 7
Strategy Indexed Plus 10
FIA- S&P 500 Annual Cap
- 10.7%
- Index options
- 5
Strategy Indexed Plus 7
FIA- S&P 500 Annual Cap
- 6.8%
- Index options
- 4
Rates are sourced from AdvisorWorld and CANNEX Financial Exchanges. “Annual cap” compares annual point-to-point strategies only; monthly-sum caps are excluded because the formulas are not comparable. Confirm current rates and state availability with American National Insurance Company or a licensed agent before purchase.
Free personalized report
What would you like your money to do?
Choose a goal to start your report. We’ll carry your answer into the next step.