PRODUCTS
American National Insurance Company Fixed Indexed Annuities
Compare American National Insurance Company Fixed Indexed Annuities. Each card shows the leading cap, participation rate, spread, or declared rate and links to product details.
13
Products
Rates as of August 26, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
ASIA Plus
FIA- Best annual cap
- 7%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Rate Certainty Annuity (10-year)
FIA- Declared rate
- 10.25%
- Index options
- 2
10-year surrender filing
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Rate Certainty Annuity (20-year)
FIA- Declared rate
- 9.5%
- Index options
- 2
20-year surrender filing
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Rate Certainty Annuity (5-year)
FIA- Declared rate
- 9.6%
- Index options
- 2
5-year surrender filing
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Rate Certainty Annuity (7-year)
FIA- Declared rate
- 9.6%
- Index options
- 2
7-year surrender filing
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Select Focus 5
FIA- Best annual cap
- 55%
- Index options
- 1
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-yr crediting
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Select Focus 7
FIA- Best annual cap
- 55%
- Index options
- 1
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-yr crediting
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Select Income Focus 7
FIA- Best annual cap
- 20%
- Index options
- 1
S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-yr crediting
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Smart Start Accumulator 10
FIA- Best annual cap
- 8.25%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Smart Start Accumulator 10 Plus
FIA- Best annual cap
- 5.2%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Smart Start Accumulator 10 Plus with Fee
FIA- Best annual cap
- 5.2%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Strategy Indexed Plus 10
FIA- Best annual cap
- 7%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Strategy Indexed Plus 7
FIA- Best annual cap
- 6.4%
- Index options
- 1
S&P 500 Index · 1-yr crediting
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Rates are sourced from AdvisorWorld and CANNEX Financial Exchanges. “Annual cap” compares annual point-to-point strategies only; monthly-sum caps are excluded because the formulas are not comparable. Confirm current rates and state availability with American National Insurance Company or a licensed agent before purchase.