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Registered index-linked annuities

Allianz Life Insurance Company of North America RILA Products

Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.

5 RILA products

Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of October 28, 2026.

Product Lineup

RILA products in the catalog

Source: CANNEX RILA data. Rates as of October 28, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.

Rates as of October 28, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.

RILA data status: Rates as of October 28, 2026

Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.

RILA

Index Advantage Income ADV Annuity

Indexes

1

Participation: 105%
S&P 500 Index · 6-year term · Performance Strategy · 6-year crediting · Buffer 10%

Index Advantage Income ADV is an advisory, income-oriented Allianz RILA with a broad defined-downside segment menu; it can gain or lose value, and current income mechanics require confirmation.

What stands out

Index Advantage Income ADV is the advisory, income-oriented contract version and offers market-linked segments across several indexes and terms.

What to watch

This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.

View RILA strategy details

RILA

Index Advantage+ Annuity

Indexes

1

Participation: 120%
S&P 500 Index · 6-year term · Performance Strategy · 6-year crediting · Buffer 10%

The national Index Advantage+ RILA combines several indexes and distinct defined-downside mechanics for tax-deferred accumulation; indexed segments can gain or lose value.

What stands out

The national Index Advantage+ contract offers market-linked segments across several indexes, terms, and defined-downside choices.

What to watch

This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.

View RILA strategy details

RILA

Index Advantage+ New York Annuity

Indexes

1

Cap: 90%
S&P 500 Index · 6-year term · Performance Strategy · 6-year crediting · Buffer 10%

Index Advantage+ New York is the New York-only Allianz RILA, with its own issuer, registration, and defined-downside segment menu; indexed segments can gain or lose value.

What stands out

Index Advantage+ New York is the New York-only contract issued by Allianz Life Insurance Company of New York.

What to watch

This registered index-linked annuity can lose value. Its buffer absorbs only the first stated portion of an index loss; losses beyond the buffer reduce segment value.

View RILA strategy details

RILA

Index Advantage+ NF Annuity

NF = No Fee.

Indexes

1

Cap: 85%
S&P 500 Index · 3-year term · Performance Strategy · 3-year crediting · Buffer 10%

Index Advantage+ NF is an accumulation-focused Allianz RILA with a broad defined-downside segment menu; indexed segments can gain or lose value and fee terms require confirmation.

What stands out

Index Advantage+ NF offers a broad accumulation menu across several indexes, terms, and defined-downside choices.

What to watch

This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.

View RILA strategy details

RILA

Index Advantage+ Select Income Annuity

Indexes

1

Participation: 105%
S&P 500 Index · 6-year term · Performance Strategy · 6-year crediting · Buffer 10%

Index Advantage+ Select Income is an income-oriented Allianz RILA with a broad defined-downside segment menu; it can gain or lose value, and current income mechanics require confirmation.

What stands out

Index Advantage+ Select Income is the income-oriented contract version and offers market-linked segments across several indexes and terms.

What to watch

This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.

View RILA strategy details

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