Registered index-linked annuity · SEC-registered · defined downside design
Index Advantage+ Select Income
Issued by Allianz Life Insurance Company of North America
The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.
Every segment, by index and downside design
Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.
1.25%/yr product fee applies to outcome figures; no strategy fee is published for these segments. Source: Allianz Index Advantage+ Select Income product profile (IASI-006).
Swipe horizontally to compare every protection level.
| Index · term | 10% buffer | 10% floor | 20% buffer | 30% buffer | 100% buffer |
|---|---|---|---|---|---|
| S&P 500 | |||||
| 1-yearPerformance Strategy | 18.5% cap Segment detailsMinimum cap: 3%Minimum participation: 100%Minimum buffer: 10% | — | 11.5% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20% | 9.5% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 30% | — |
| 1-yearPrecision Strategy | 11.3% trigger rate Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 10% | — | — | — | — |
| 1-yearGuard Strategy | — | 13.75% cap Segment detailsMinimum cap: 3%Minimum participation: 100%Maximum floor: -10% | — | — | — |
| 1-yearProtection Strategy with cap | — | — | — | — | 7% cap Segment detailsMinimum cap: 0.5%Minimum participation: 100%Minimum buffer: 100% |
| 1-yearProtection Strategy with trigger rate | — | — | — | — | 6.2% trigger rate Segment detailsMinimum trigger rate: 0.5%Minimum participation: 100%Minimum buffer: 100% |
| 1-yearDual Precision Strategy | 9.8% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 10% | — | 7.2% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 20% | 5.9% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 30% | — |
| 3-yearPerformance Strategy | 100% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 10% | — | 45% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 20% | 36% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 30% | — |
| 3-yearDual Precision Strategy | 27% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 10% | — | 23% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 20% | 19% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 30% | — |
| 6-yearPerformance Strategy | 105% participation Segment detailsMinimum cap: 10%Minimum participation: 100%Minimum buffer: 10% | — | 115% cap Segment detailsMinimum cap: 10%Minimum participation: 100%Minimum buffer: 20% | 85% cap Segment detailsMinimum cap: 10%Minimum participation: 100%Minimum buffer: 30% | — |
| 6-yearDual Precision Strategy | 52% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 10% | — | 46% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 20% | 41% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 30% | — |
Showing 22 of 74 indexed segments.
Menu combined from 2 published rate instances (47 + 27 segments).
What one segment pays at an index outcome
Contract arithmetic on today’s published terms, net of the published product fee; not a forecast.
Downside-aware simulator
Test an index segment outcome
The segment can lose value. This educational one-segment scenario is not a carrier illustration.
Product fee 1.25%/yr applied; no strategy fee is published for this segment. Source: Allianz Index Advantage+ Select Income product profile (IASI-006).
Starting value
$100,000
Segment return
-21.18%
Ending value
$78,821
Outcomes are net of the published product fee. Point-to-point uses the stated buffer; Dual Direction credits a loss inside the buffer as a gain; Dual Trigger pays its flat rate when the index is at or above the negative buffer; Performance Trigger pays its flat rate when the index is at or above zero. The annual fee is compounded across the listed segment term.
The product fee, priced honestly
For segments that publish it, 1.25% a year applies whether the index rises, falls, or finishes flat. No separate strategy fee is published for these segments.
What the carrier can change at renewal
Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.
Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.
Getting money out
Surrender charge · full schedule
Analyst notes
Where it stands out
- Index Advantage+ Select Income is the income-oriented contract version and offers market-linked segments across several indexes and terms.
- The menu includes Dual Precision, Performance, Guard, Precision, and Protection strategies rather than flattening distinct mechanics into one generic label.
- The contract ledger publishes annuitization choices, systematic withdrawals, and the full surrender schedule alongside the indexed segment menu.
- Its paired insurer and variable-account SEC registrations are shown together so the registered-product identity is complete.
What to confirm
- This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.
- The current product data publishes current-age withdrawal rates and an annual fee for two income options. It does not publish deferral-specific income bases, start-age payout adjustments, or projected annual income, so those results remain unavailable.
- A strategy fee is not published for the indexed rows. Outcome calculations remain unavailable rather than treating the missing fee as zero.
- The contract is not available in New York or Oregon, and current segment terms can change when a new segment begins.
Expanded contract facts
Contract details beyond the headline rate
Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.
Source and vintage: normalized public product facts from CANNEX, observed Sep 18, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.
Prospectus and SEC filings
A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.
RegistrantAllianz Life Insurance Company of North America
SEC CIK0000072499
File numbers333-288841
Open filings on EDGAR ↗RegistrantAllianz Life Variable Account B
SEC CIK0000836346
File numbers333-288840
Open filings on EDGAR ↗No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.
State availability
49 published jurisdictions. Not available in New York or Oregon.