Registered index-linked annuity · SEC-registered · defined downside design
Index Advantage+ NF
Issued by Allianz Life Insurance Company of North America
The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.
The buffer absorbs the first 10% of segment loss; losses beyond it can still apply. This is not an FIA.Every segment, by index and downside design
Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.
Strategy fee is not published; outcome figures are suppressed unless another published fee applies.
Swipe horizontally to compare every protection level.
| Index · term | 10% buffer | 10% floor | 20% buffer | 30% buffer | 100% buffer |
|---|---|---|---|---|---|
| S&P 500 | |||||
| 1-yearPerformance Strategy | 16% cap Segment detailsMinimum cap: 0.1%Minimum participation: 100%Minimum buffer: 10% | — | 11% cap Segment detailsMinimum cap: 0.1%Minimum participation: 100%Minimum buffer: 20% | 8.75% cap Segment detailsMinimum cap: 0.1%Minimum participation: 100%Minimum buffer: 30% | — |
| 1-yearPrecision Strategy | 10.4% trigger rate Segment detailsMinimum trigger rate: 0.1%Minimum participation: 100%Minimum buffer: 10% | — | — | — | — |
| 1-yearGuard Strategy | — | 11.5% cap Segment detailsMinimum cap: 0.1%Minimum participation: 100%Maximum floor: -10% | — | — | — |
| 1-yearProtection Strategy with trigger rate | — | — | — | — | 5.5% trigger rate Segment detailsMinimum trigger rate: 0.1%Minimum participation: 100%Minimum buffer: 100% |
| 1-yearDual Precision Strategy | 8.8% trigger rate Segment detailsMinimum trigger rate: 0.1%Minimum participation: 100%Minimum buffer: 10% | — | 6.5% trigger rate Segment detailsMinimum trigger rate: 0.1%Minimum participation: 100%Minimum buffer: 20% | 5.1% trigger rate Segment detailsMinimum trigger rate: 0.1%Minimum participation: 100%Minimum buffer: 30% | — |
| 3-yearPerformance Strategy | 85% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10% | — | 40% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20% | 32% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 30% | — |
| 3-yearDual Precision Strategy | 24% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 10% | — | 20% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 20% | 17% trigger rate Segment detailsMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 30% | — |
| 6-yearPerformance Strategy | 300% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 10% | — | 90% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 20% | 70% cap Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 30% | — |
| 6-yearDual Precision Strategy | 46% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 10% | — | 40% trigger rate Segment detailsMinimum trigger rate: 2%Minimum participation: 100%Minimum buffer: 20% | 36% trigger rate Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 30% | — |
Showing 21 of 69 indexed segments.
Menu combined from 2 published rate instances (42 + 27 segments).
One Euro Stoxx 50 Performance Strategy is published with a 1-month term while its calculation and crediting frequencies are annual. It remains visible here; confirm that term in the current prospectus before using it.
Outcome simulator unavailable
The current feed does not publish a strategy fee for every eligible segment. No zero fee is assumed, so outcome figures are suppressed.
What the carrier can change at renewal
Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.
Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.
Getting money out
Surrender charge · full schedule
Analyst notes
Where it stands out
- Index Advantage+ NF offers a broad accumulation menu across several indexes, terms, and defined-downside choices.
- Dual Precision, Performance, Guard, Precision, and Protection strategies remain identified as distinct mechanics throughout the page.
- The full published segment ledger remains visible, including the unusual short-term Euro Stoxx entry rather than silently dropping it.
- Contract facts separate the withdrawal, surrender, annuitization, and death-benefit provisions from the indexed segment terms.
What to confirm
- This registered index-linked annuity can lose value. A buffer absorbs only the first stated portion of an index loss, while a floor caps the buyer's segment loss; they are not interchangeable.
- The NF name does not establish a zero strategy fee. Because the current rows do not publish the fee, outcome calculations remain unavailable.
- One Euro Stoxx Performance Strategy carries a published one-month term alongside annual frequency fields; confirm that source term in the current prospectus before using it.
- The contract is not available in New York, and its terms should not be substituted for the separate New York contract.
Expanded contract facts
Contract details beyond the headline rate
Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.
Source and vintage: normalized public product facts from CANNEX, observed Sep 18, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.
Prospectus and SEC filings
A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.
RegistrantAllianz Life Insurance Company of North America
SEC CIK0000072499
File numbers333-278756
Open filings on EDGAR ↗RegistrantAllianz Life Variable Account B
SEC CIK0000836346
File numbers333-268963
Open filings on EDGAR ↗No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.
State availability
50 published jurisdictions. Not available in New York.