Learn About Annuities
Explore clear guides to annuity types, rates, income options, and the tradeoffs that matter in retirement planning.
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Core annuity guides
What is an annuity?
Start with the longevity simulator, then skim the plain-English guide.
Types of annuities
Rank MYGA, FIA, SPIA, and DIA by goal, liquidity, age, and premium.
Fixed index annuity
See how caps, participation rates, spreads, triggers, and the 0% floor work.
The Complete Guide to Annuities
Definitions, types, costs, taxes, suitability, and live-rate comparison paths.
How annuities are taxed
Estimate the taxable split, then skim qualified, non-qualified, RMD, penalty, and beneficiary rules.
175 published articles
Beginner Guides
Fixed Annuities
Learn about the various types of fixed annuities, their benefits including guaranteed income and tax deferral, and the risks involved.
Beginner Guides
Indexed Annuities vs. Variable Annuities
Explore the world of annuities: fixed, indexed, and variable. Learn about their benefits, risks, and see examples to make smart retirement choices.
Beginner Guides
Annuity Suitability: Guidelines, Regulations, and Investor Rights
Explore annuity suitability rules, investor rights, and dispute resolution options. Learn how to protect your interests in annuity investments.
Beginner Guides
Annuity Suitability: A Comprehensive Guide for Retirees
Explore the best annuity options for retirees. Learn about fixed, variable, and indexed annuities, and find strategies for a secure retirement income.
Beginner Guides
Annuity Suitability: A Comprehensive Guide for Pre-Retirees
Discover the best annuity options for pre-retirees. Fixed, variable, and indexed annuities analyzed. Make informed retirement income decisions.
Beginner Guides
Annuity Suitability
Discover the best annuity types for guaranteed income. Learn how fixed, variable, and indexed annuities work, with examples for retirees.
Beginner Guides
Annuity Fees and Surrender Charges
Learn about the costs of annuities, including fees, commissions, surrender charges, and riders, to make informed retirement planning decisions.
Beginner Guides
Annuities 101: Understanding Annuities and Retirement Planning
Learn the basics of annuities and discover the benefits and considerations of fixed, indexed, and variable annuities for your retirement planning
Beginner Guides
How Inflation Affects Annuities
Discover how inflation affects annuities and learn strategies to safeguard your retirement income. Plan ahead for financial security in retirement.
Beginner Guides
Integrating Technology into Retirement Life for Efficiency and Comfort
Explore how tech improves seniors' independence, safety, and social connectivity for a better retirement.
Beginner Guides
What Happens to an Annuity When You Die?
Discover how annuities handle payouts upon the annuitant’s death and ensure your beneficiary is well-protected.
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Annuity Trends and Future Outlook for 2024
Explore 2024's annuity trends to see if they're right for you. Learn about guaranteed income and factors influencing annuities as a retirement option.
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Understanding the 4 Different Types of Annuities
Learn about immediate fixed, immediate variable, deferred fixed, and deferred variable annuities to secure your retirement.
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Understanding Retirement Security: A Global Perspective on Annuities
Explore the multifaceted narrative of annuities globally, uncovering key trends, challenges, and innovations shaping retirement solutions worldwide.
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How Long is the Accumulation Period for Immediate Annuities?
Immediate annuities offer immediate income without an accumulation period. Learn how they compare to deferred annuities and choose the right option.
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How Do Interest Rates Affect Immediate Annuity Payments?
Learn how interest rates affect immediate annuity payments and find strategic tips for maximizing your retirement income. Plan ahead!
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Are Annuities Taxable? Understanding Your Tax Obligations
Understand annuity tax implications: qualified vs. non-qualified status, penalties, state taxation, for informed financial decisions.
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Understanding Annuities: How Does an Indexed Annuity Differ from a Fixed Annuity?
Explore the differences between fixed and indexed annuities for retirement, highlighting risks and returns.
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Annuities vs. Life Insurance
Explore key differences between annuities and life insurance for secure financial planning and protection.
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Navigating Market Volatility with Indexed Annuities: A 2000-2010 Retrospective
Explore how indexed annuities provided stability & growth during volatile market conditions from 2000-2010, outperforming traditional investments.
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Navigating the Pros and Cons of IRA/Annuity Pairing for Retirement Savings
Explore annuities for retirement planning, including types, benefits, and key considerations. Make informed decisions tailored to your needs.
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Decoding Retirement Savings: Are Annuities a Good Investment for Your Future?
Discover if annuities are right for your retirement plan. Learn about their benefits, risks, and how they fit into a diversified strategy.
Best Rates
Mastering Your Future: How to Calculate Annuity Growth Rate Effectively
Learn how to calculate annuity growth rate for retirement planning. Understand the formula, factors, and strategies to forecast your annuity earnings.
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Retirees’ Financial Labyrinth: Navigating Annuity Investments
Explore annuity benefits for retirement planning. Learn about types, tax advantages, and key considerations. Consult a financial advisor.
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How Annuities Impact Your Medicare IRMAA Surcharges: Strategies to Save
Learn how annuities affect Medicare IRMAA surcharges and discover strategies to minimize costs and save on premiums in retirement.
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Understanding IRMAA: What It Is and How It Affects Your Medicare Costs
Learn about IRMAA and how it affects your Medicare Part B and D premiums. Find out who qualifies and how it's calculated.
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IRMAA and Retirement Planning What You Need to Know
Learn essential IRMAA insights and strategies to minimize retirement healthcare costs effectively.
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5 Annuity Myths and Misconceptions
Discover the truth about annuities. Learn how they work, dispel common myths, and understand their benefits for your financial future. Read more here!
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Case Studies: Real-Life Annuity Examples
Discover how fixed, variable, and indexed annuities can help secure your retirement income, manage inheritances, and diversify investments
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Most-searched annuity comparison guides
Start with the common question, then use the comparison page to separate live rates from structural account and contract rules.