A
- Lifetime withdrawal rate
- 9.4%
- Annual rider fee
- 1.1%
- Deferral
- 0 years
- Issue ages
- 50–75
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
Lifetime Income Choice - Max Income · GLWB
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Example income strategy result
FIA income strategies at age 65 by withdrawal rate in California
Compare FIA income-rider strategies for age 65, a 0-year deferral, and California, ordered by lifetime withdrawal rate.
The answer below uses FIA income data checked for the matching annuity type.
Showing a prior verified comparison. Data date: October 22, 2026. Check again for a newer source result.
Lifetime withdrawal rate
9.4%
Contractual withdrawal mechanic—not a yield or return.
Disclosed annual rider fee
1.1%
No fee is inferred when AW omits it.
Sorting method: highest lifetime withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee ranking.
A
- Lifetime withdrawal rate
- 9.4%
- Annual rider fee
- 1.1%
- Deferral
- 0 years
- Issue ages
- 50–75
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
Lifetime Income Choice - Max Income · GLWB
A
- Lifetime withdrawal rate
- 8.57%
- Annual rider fee
- 1.2%
- Deferral
- 0 years
- Issue ages
- 55–70
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
A
- Lifetime withdrawal rate
- 8.57%
- Annual rider fee
- 1.2%
- Deferral
- 0 years
- Issue ages
- 55–70
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
A
- Lifetime withdrawal rate
- 8.25%
- Annual rider fee
- 1.15%
- Deferral
- 0 years
- Issue ages
- 50–120
- Joint availability
- Not disclosed
- RMD-friendly
- N
Source-described rider
SecureIncome EGMWB · GLWB
A+
- Lifetime withdrawal rate
- 8.05%
- Annual rider fee
- 1.25%
- Deferral
- 0 years
- Issue ages
- 50–100
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
RFA Income Benefit - Level Income · GLWB
A
- Lifetime withdrawal rate
- 7.95%
- Annual rider fee
- 1.15%
- Deferral
- 0 years
- Issue ages
- 50–120
- Joint availability
- Not disclosed
- RMD-friendly
- N
Source-described rider
Enhanced Guaranteed Minimum Withdrawal Benefit - Option 1/ Level Income · GLWB
A
- Lifetime withdrawal rate
- 7.95%
- Annual rider fee
- 1.1%
- Deferral
- 0 years
- Issue ages
- 50–120
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
Lifetime Income Plus Flex · GLWB
A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.
Scenario methodology
CANNEX FIA income strategies delivered through AdvisorWorld are filtered to the selected age, deferral, and state. Products with a conflicting or unverified family are excluded. Withdrawal rates above 20% and rider fees outside 0%–5% are also excluded. The selected sorting method changes rank order only.
For stable market context, cite the statistics hub’s tracked MYGA and FIA market coverage and retain its immutable as-of verification URL. That count is context only and never substitutes an accumulation rate for this FIA-income result.
How to cite this result
“AnnuityRatesHQ, FIA income strategies at age 65 by withdrawal rate in California, CANNEX FIA income-rider data via AdvisorWorld, ordered by highest lifetime withdrawal rate, data date October 22, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.
Change the age, deferral, state, or sorting method
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Data date: October 22, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.
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