Annuity rate data from AdvisorWorld and CANNEX carrier feeds
Check the data date shown with any rate before you rely on it. View current rates
10%
Free W/D
50
Available jurisdictions
Product data status: October 1, 2026
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
rate data
rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Global Atlantic product.
Live product data
Rates as of October 1, 2026, from AdvisorWorld and CANNEX.
GLWB lifetime payout rate
A fixed indexed annuity built for retirees who want guaranteed lifetime income with some account access along the way.
Best fit
Someone prioritizing lifetime withdrawal income and RMD-friendly rider options with modest liquidity.
AM Best
A Excellent
Surrender options
5, 7, and 10 years
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Minimum premium
$25,000
Caps, participation rates, and declared rates are shown separately.
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Annual point-to-point
Selected state rate set (TX)
1-year term · 5-year surrender · $100,000+
1-year term
5-year surrender
$100,000+
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Performance trigger
Selected state rate set (TX)
1-year term · 5-year surrender · $100,000+
1-year term
5-year surrender
$100,000+
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Annual point-to-point
Selected state rate set (TX)
1-year term · 7-year surrender · $100,000+
1-year term
7-year surrender
$100,000+
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Performance trigger
Selected state rate set (TX)
1-year term · 7-year surrender · $100,000+
1-year term
7-year surrender
$100,000+
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Annual point-to-point
Selected state rate set (TX)
1-year term · 10-year surrender · $100,000+
1-year term
10-year surrender
$100,000+
S&P 500
S&P 500 Index
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Performance trigger
Selected state rate set (TX)
1-year term · 10-year surrender · $100,000+
1-year term
10-year surrender
$100,000+
Fixed Account
Fixed Account
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Fixed account
Selected state rate set (TX)
1-year term · 5-year surrender · $100,000+
1-year term
5-year surrender
$100,000+
Fixed Account
Fixed Account
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Fixed account
Selected state rate set (TX)
1-year term · 7-year surrender · $100,000+
1-year term
7-year surrender
$100,000+
Fixed Account
Fixed Account
Rate unavailable for this rider selection
Rate effective Jul 28, 2025
Fixed account
Selected state rate set (TX)
1-year term · 10-year surrender · $100,000+
1-year term
10-year surrender
$100,000+
Income rider
Income rider
Product analyst notes
Not ideal for
Buyers who want simple short-term growth, full liquidity, or a plain fixed-rate guarantee without rider costs.
Free Comparison Report
See how ForeIncome II compares for your age, state, premium, and income goals alongside other Global Atlantic fixed indexed annuity options.
These listings show published strategy details and any available rates. Use the filters to narrow by index, term, premium band, state rate set, or rate type.
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Fixed Account
Fixed account
Rate unavailable for this rider selection · 1-yr
S&P 500 Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
Franklin US Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 1-yr
S&P 500 Engle 12% VT Index (ER)
Point-to-point
Rate unavailable for this rider selection · 1-yr
Nasdaq-100 Agile 15% Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
PIMCO Balanced Index
Point-to-point
Rate unavailable for this rider selection · 2-yr
J.P. Morgan Cross-Asset Strategy Index
Point-to-point
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Income rider
GLWB
Linked review
Learn about Global Atlantic ForeIncome II Annuity's features, rates, riders, and company details. Make informed retirement decisions.
CFA take
“In my view, the Global Atlantic ForeIncome II is better suited for annuitants who prioritize dependable lifetime income over aggressive accumulation. The product does a good job balancing three key retirement objectives: principal protection, tax-deferred growth, and guaranteed lifetime withdrawals through its optional GLWB rider. Another interesting feature to note is the flexibility in how the withdrawal base grows, with policyholders able to choose between a guaranteed 12% roll-up approach and a multiplier-based strategy tied to actual indexed performance. That gives the product broader appeal across both conservative and moderately growth-oriented retirees. Another positive is the product’s relatively diversified lineup of index options, especially the S&P 500 and MSCI EAFE indexes, as well as multiple crediting methods, including caps, spreads, participation rates, and performance-trigger strategies. However, you should recognize that the rider fees are calculated on the withdrawal base rather than the actual account value, which can make the effective cost feel higher over time. Overall, I would view ForeIncome II as a decent retirement income-focused FIA for investors seeking predictability, downside protection, and income sustainability.”
The available data does not support a standalone accumulation projection for this selection. Published portfolio components and contract terms remain listed on this page. Confirm the complete allocation and current crediting terms with the carrier.
It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the published roll-up (10%/yr · simple · for up to 15 years) and 7.25% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.
Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 10 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.
Annual amount that may be available without surrender charges, subject to contract terms.
Nursing home waiver, Terminal illness waiver
Beneficiary value depends on contract terms, withdrawals, and rider elections.
Minimum guaranteed cap for cap-based indexed strategies.
Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.
Guaranteed minimum interest rate for the fixed account.
Minimum guaranteed participation rate for participation-rate indexed strategies.
Published payout options from the normalized contract facts.
Availability can vary by state and product terms.
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver, Terminal illness waiver
product guide
Direct link not published — request the document from the carrier.
Income rider language
Lifestyle Guaranteed Income Builder Benefit is the main income rider listed for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.
Liquidity terms
A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.
Verification note
Carrier materials such as FIA1886-2 (02-26) ForeIncome Brochure.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 8, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
See how ForeIncome II compares for your age, state, premium, and income goals alongside other Global Atlantic fixed indexed annuity options.
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