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Compare family-verified FIA income-rider rows returned for age 65, a 0-year deferral, and California, ordered by A.M. Best rating.
The answer below is baked into this static page from the cached, family-verified FIA income feed.
First by selected lens
Allianz Life Insurance Company of North America
Retirement Foundation ADV
Lifetime withdrawal rate
8.05%
Contractual withdrawal mechanic—not a yield or return.
Disclosed annual rider fee
1.25%
No fee is inferred when AW omits it.
Ordering lens: A.M. Best rating, then withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee lens.
#1 by selected lens
Retirement Foundation ADV
Source-described rider
RFA Income Benefit - Level Income · GLWB
#2 by selected lens
Capital Income
Source-described rider
GLWB Level Payouts · GLWB
#3 by selected lens
Power 7 Protector Plus Income
Source-described rider
Lifetime Income Choice - Max Income · GLWB
#4 by selected lens
Power 10 Protector Plus Income
Source-described rider
Lifetime Income Choice - Max Income · GLWB
#5 by selected lens
ForeIncome II
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
#6 by selected lens
ForeIncome II Advisory
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
#7 by selected lens
Power Select Advisory
Source-described rider
Lifetime Income Plus Flex · GLWB
#8 by selected lens
F&G SecureIncome® 7
Source-described rider
SecureIncome EGMWB · GLWB
A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.
CANNEX-via-AdvisorWorld FIA income rows are filtered to the exact age, deferral, and state query. Declared cross-family rows and unverified families fail closed. Withdrawal rates above 20% and rider fees outside 0%–5% are quarantined. The selected ordering lens changes rank order only.
For permanent market context, cite the statistics hub’s tracked MYGA and FIA market coverage. That count is context only and never substitutes an accumulation rate for this FIA-income result.
“AnnuityRatesHQ, FIA income strategies at age 65 by carrier rating in California, family-verified CANNEX FIA income-rider data via AdvisorWorld, ordered by A.M. Best rating, then withdrawal rate, CANNEX scan July 15, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.
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Data freshness: July 15, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.