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carrier comparison

Prudential Financial vs Minnesota Life Insurance Company - A Securian Co.

Carrier-level comparison using AM Best ratings, MYGA rates, product-lineup depth, and sourced disclosures.

CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.

Annuity carrier

Prudential Financial

AM Best A+ · 2 MYGA in feed

Comparable MYGA rate · 5-year guaranteed rate

5.55%

CANNEX via AdvisorWorld · rates as of August 24, 2026

View carrier profile

Annuity carrier

Minnesota Life Insurance Company - A Securian Co.

AM Best A+ · 2 MYGA in feed

Comparable MYGA rate · 5-year guaranteed rate

5.2%

CANNEX via AdvisorWorld · rates as of August 24, 2026

View carrier profile

Auto-verdict

Prudential Financial leads on 5-year MYGA rate, 3-year MYGA rate, 7-year MYGA rate; carrier strength and MYGA lineup in the feed are tied. This compares the displayed metrics only and is not a personalized recommendation.

  • On 5-year MYGA rate, Prudential Financial has the higher figure (5.55% · 5-year guaranteed rate · Prudential WealthGuard vs 5.2% · 5-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower.
  • On 3-year MYGA rate, Prudential Financial has the higher figure (5% · 3-year guaranteed rate · Prudential WealthGuard vs 4.9% · 3-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower.
  • On 7-year MYGA rate, Prudential Financial has the higher figure (5.55% · 7-year guaranteed rate · Prudential WealthGuard vs 5.25% · 7-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower.
  • On carrier strength, Prudential Financial and Minnesota Life Insurance Company - A Securian Co. are effectively tied.
  • On MYGA lineup in the feed, Prudential Financial and Minnesota Life Insurance Company - A Securian Co. are effectively tied.

Auto-generated from the displayed data only, not a recommendation.

side by side

Compare on the numbers

Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.

MetricPrudential FinancialMinnesota Life Insurance Company - A Securian Co.
AM Best ratingCarrier financial strength from the rate feed; higher rating rank is highlighted.
A+ AM BestTie
CANNEX via AdvisorWorld · rates as of August 24, 2026
A+ AM BestTie
CANNEX via AdvisorWorld · rates as of August 24, 2026
Best 5-year MYGA rateHighest 5-year guaranteed rate for each carrier at the same guarantee period.
CANNEX via AdvisorWorld · rates as of August 24, 2026
CANNEX via AdvisorWorld · rates as of August 24, 2026
Best 3-year MYGA rateHighest 3-year guaranteed rate for each carrier at the same guarantee period.
CANNEX via AdvisorWorld · rates as of August 24, 2026
CANNEX via AdvisorWorld · rates as of August 24, 2026
Best 7-year MYGA rateHighest 7-year guaranteed rate for each carrier at the same guarantee period.
CANNEX via AdvisorWorld · rates as of August 24, 2026
CANNEX via AdvisorWorld · rates as of August 24, 2026
MYGA products in feedDistinct MYGA products in the rate feed; the full shelf may be larger.
2 MYGA products in feedTie
CANNEX via AdvisorWorld · rates as of August 24, 2026
2 MYGA products in feedTie
CANNEX via AdvisorWorld · rates as of August 24, 2026

lineups

Top products from each carrier

Common questions

Decision FAQs from the same numbers

Is Prudential Financial or Minnesota Life Insurance Company - A Securian Co. rated higher by AM Best?

On carrier strength, Prudential Financial and Minnesota Life Insurance Company - A Securian Co. are effectively tied. AM Best measures the insurer's claims-paying ability, not product value, so consider it with the rates above.

Does Prudential Financial or Minnesota Life Insurance Company - A Securian Co. have higher MYGA rates right now?

On 5-year MYGA rate, Prudential Financial has the higher figure (5.55% · 5-year guaranteed rate · Prudential WealthGuard vs 5.2% · 5-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower. On 3-year MYGA rate, Prudential Financial has the higher figure (5% · 3-year guaranteed rate · Prudential WealthGuard vs 4.9% · 3-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower. On 7-year MYGA rate, Prudential Financial has the higher figure (5.55% · 7-year guaranteed rate · Prudential WealthGuard vs 5.25% · 7-year guaranteed rate · SecureOption Choice); Minnesota Life Insurance Company - A Securian Co. is lower. Rates vary by state, premium band, and term, so confirm on each product page.

Who offers more annuity products, Prudential Financial or Minnesota Life Insurance Company - A Securian Co.?

On MYGA lineup in the feed, Prudential Financial and Minnesota Life Insurance Company - A Securian Co. are effectively tied. These counts cover products in the rate feed, not every contract the carrier has ever issued.

How to read this comparison

Compare the carrier, then the contract.

A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.

Financial strength

Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings appear beside the rates.

Rate context

MYGA winners use the same guarantee term on both sides. First-year or step rates can still be inspected by product, but never decide a cross-term carrier verdict.

Lineup depth

Product counts reflect the rate feed, a proxy for shelf breadth rather than a complete catalog.

Keep comparing

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Disclosures and sources

Carrier and product figures are sourced from CANNEX via AdvisorWorld and labeled with their true source date. Comparisons are shown only for product types both carriers sell in the data; missing applicable values show unavailable.

The verdict is auto-generated from the displayed metrics only and is not a recommendation. MYGA rate winners compare the same guarantee period on both sides; a higher first-year or step rate is not ranked against a longer guarantee term. Product counts describe the feed, not every contract each carrier issues.

Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the carrier comparison as a starting point.

Then open each carrier profile for ratings history and the available lineup, or go back to the market-wide rate tables.