Annuity carrier
Fidelity and Guaranty
AM Best A · 4 MYGA · 2 FIA in live feed
Best MYGA rate · 7-year guaranteed rate
5.2%
CANNEX via AdvisorWorld · as of July 14, 2026
Live carrier comparison
Fidelity and Guaranty vs North American Company for Life and Health Insurance
Carrier-level comparison using current AM Best ratings, live MYGA rates and FIA caps, product-lineup depth, and sourced disclosures.
Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source, with as-of timing when the live feed provides it.
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VS
Annuity carrier
North American Company for Life and Health Insurance
AM Best A+ · 2 MYGA · 1 FIA in live feed
Best MYGA rate · 5-year guaranteed rate
5.35%
CANNEX via AdvisorWorld · as of July 14, 2026
Auto-verdict
Fidelity and Guaranty leads on MYGA lineup in the live feed, S&P 500 annual cap, FIA lineup in the live feed; North American Company for Life and Health Insurance leads on carrier strength, best available MYGA rate. This compares current live-feed metrics only and is not a personalized recommendation.
- On MYGA lineup in the live feed, Fidelity and Guaranty has the higher figure (4 MYGA products in live feed vs 2 MYGA products in live feed); North American Company for Life and Health Insurance is lower.
- On S&P 500 annual cap, Fidelity and Guaranty has the higher figure (13.25% · S&P 500 annual cap · FG AccumulatorPlus 10 vs 12.5% · S&P 500 annual cap · NAC Guaranteed Allocation); North American Company for Life and Health Insurance is lower.
- On FIA lineup in the live feed, Fidelity and Guaranty has the higher figure (2 FIA products in live feed vs 1 FIA product in live feed); North American Company for Life and Health Insurance is lower.
- On carrier strength, North American Company for Life and Health Insurance has the higher figure (A+ AM Best vs A AM Best); Fidelity and Guaranty is lower.
- On best available MYGA rate, North American Company for Life and Health Insurance has the higher figure (5.35% · 5-year guaranteed rate · NAC Guarantee Plus vs 5.2% · 7-year guaranteed rate · F&G Secure MYGA® MVA); Fidelity and Guaranty is lower.
Auto-generated from live data, current-feed metrics only, not a recommendation.
Live side by side
Compare on the numbers
Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.
| Metric | Fidelity and Guaranty | North American Company for Life and Health Insurance |
|---|---|---|
| AM Best ratingCarrier financial strength from the live rate feed; higher rating rank is highlighted. | A AM Best CANNEX via AdvisorWorld · as of July 14, 2026 | A+ AM BestLeading CANNEX via AdvisorWorld · as of July 14, 2026 |
| Best MYGA rate in live feedHighest guaranteed rate currently returned for each carrier; terms can differ, so check the term shown in each cell. | 5.2% · 7-year guaranteed rate · F&G Secure MYGA® MVA CANNEX via AdvisorWorld · as of July 14, 2026 | 5.35% · 5-year guaranteed rate · NAC Guarantee PlusLeading CANNEX via AdvisorWorld · as of July 14, 2026 |
| MYGA products in live feedDistinct MYGA products returned by the live rate feed; the full shelf may be larger. | 4 MYGA products in live feedLeading CANNEX via AdvisorWorld · as of July 14, 2026 | 2 MYGA products in live feed CANNEX via AdvisorWorld · as of July 14, 2026 |
| Best S&P 500 annual capHighest annual point-to-point S&P 500 cap returned for each carrier in the live FIA feed. | 13.25% · S&P 500 annual cap · FG AccumulatorPlus 10Leading CANNEX via AdvisorWorld · as of July 14, 2026 | 12.5% · S&P 500 annual cap · NAC Guaranteed Allocation CANNEX via AdvisorWorld · as of July 14, 2026 |
| FIA products in live feedDistinct FIA products returned by the live rate feed; the full shelf may be larger. | 2 FIA products in live feedLeading CANNEX via AdvisorWorld · as of July 14, 2026 | 1 FIA product in live feed CANNEX via AdvisorWorld · as of July 14, 2026 |
Current lineups
Top products from each carrier
Fidelity and Guaranty
Top MYGA products in live feed
Top FIA products in live feed
Rates: CANNEX via AdvisorWorld · as of July 14, 2026
North American Company for Life and Health Insurance
Top MYGA products in live feed
Top FIA products in live feed
Rates: CANNEX via AdvisorWorld · as of July 14, 2026
Product-level matchups
Compare their products head to head
Common questions
Decision FAQs from the same numbers
Is Fidelity and Guaranty or North American Company for Life and Health Insurance rated higher by AM Best?
On carrier strength, North American Company for Life and Health Insurance has the higher figure (A+ AM Best vs A AM Best); Fidelity and Guaranty is lower. AM Best measures the insurer's claims-paying ability, not product value, so pair it with the rate rows above.
Does Fidelity and Guaranty or North American Company for Life and Health Insurance have higher MYGA rates right now?
On best available MYGA rate, North American Company for Life and Health Insurance has the higher figure (5.35% · 5-year guaranteed rate · NAC Guarantee Plus vs 5.2% · 7-year guaranteed rate · F&G Secure MYGA® MVA); Fidelity and Guaranty is lower. Rates vary by state, premium band, and term, so confirm on each product page.
Does Fidelity and Guaranty or North American Company for Life and Health Insurance have the higher S&P 500 cap?
On S&P 500 annual cap, Fidelity and Guaranty has the higher figure (13.25% · S&P 500 annual cap · FG AccumulatorPlus 10 vs 12.5% · S&P 500 annual cap · NAC Guaranteed Allocation); North American Company for Life and Health Insurance is lower. Caps and participation rates can change and vary by state and premium band.
Who offers more annuity products, Fidelity and Guaranty or North American Company for Life and Health Insurance?
On MYGA lineup in the live feed, Fidelity and Guaranty has the higher figure (4 MYGA products in live feed vs 2 MYGA products in live feed); North American Company for Life and Health Insurance is lower. On FIA lineup in the live feed, Fidelity and Guaranty has the higher figure (2 FIA products in live feed vs 1 FIA product in live feed); North American Company for Life and Health Insurance is lower. These counts cover products in the current live rate feed, not every contract the carrier has ever issued.
How to read this comparison
Compare the carrier, then the contract.
A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.
Financial strength
Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings sit next to the rate rows.
Rate context
Best-rate rows show each carrier's strongest current offer; individual products vary by term, state, and premium band.
Lineup depth
Product counts reflect the current live rate feed, a proxy for shelf breadth rather than a complete catalog.
Keep comparing
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Disclosures and sources
Live carrier and product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Rows are shown only for product types both carriers sell in the live feed; missing applicable values show unavailable and are not backfilled with stale figures.
The verdict is auto-generated from current live-feed metrics only and is not a recommendation. Product counts and best rates describe the current rate feed, not every contract each carrier issues.
Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the carrier comparison as a starting point.
Then open each carrier profile for ratings history and the full live lineup, or go back to the market-wide rate tables.