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Fixed Indexed Annuity

Accelerator Plus 14

F&G Annuities and Life

28

Jurisdictions

Product data status: July 1, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Live rate data

Run live numbers for Accelerator Plus 14

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this F&G Annuities and Life product.

Available only in Arkansas, Arizona, Colorado, District of Columbia, Florida, Georgia, Hawaii, Iowa, Illinois, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Missouri, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Rhode Island, South Dakota, Tennessee, Virginia, Wisconsin, West Virginia, Wyoming

Live rates shown when this state is selected. This filing is state-restricted, and the current request did not return rate rows for the selected scenario.

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All crediting strategies

Crediting strategies not available for this product

Current crediting strategy details were not returned for this product on this request. Confirm available strategies with the carrier or check back as data refreshes.

Income riders

Optional GLWB rider not returned on this row

This contract is positioned as an income product but the live data row does not currently surface a guaranteed-lifetime-withdrawal rider. Confirm rider availability and current rates with the carrier before comparing lifetime income.

Linked review

Accelerator Plus 14 review notes

Learn why the F&G Accelerator Plus annuity is perfect for growth-focused investors. Detailed review of this top fixed indexed annuity.

Review rating details3.8/5
Financial strength4/5
Return potential4/5
Income and benefits3/5
Free benefits, liquidity, and costs4/5
Transparency and service4/5

CFA take

In my view, the F&G Accelerator Plus is one of the more aggressive accumulation-oriented FIAs in the market, particularly for investors willing to actively optimize indexing strategies rather than simply defaulting to traditional S&P 500 allocations. The product stands out because of its unusually broad range of crediting options, uncapped participation-based strategies, competitive performance enhancement features, and an upfront premium bonus. In favorable market conditions, some of the uncapped volatility-controlled indices, have the potential to generate stronger long-term credits than many traditional FIAs. At the same time, the product comes with trade-offs that investors should understand clearly. The enhanced indexing options require additional rider fees, and the surrender schedule is relatively aggressive. The product also relies heavily on proprietary volatility-controlled indices, which can reduce upside participation during strong equity bull markets despite producing smoother returns over time. Still, for accumulation-focused investors comfortable with more sophisticated index structures and longer holding periods, I would view F&G Accelerator Plus as one of the stronger growth-focused FIA options currently available in the market.

Common questions about Accelerator Plus 14

Can I lose money in Accelerator Plus 14?

A negative index return by itself does not reduce the contract's account value: Accelerator Plus 14 credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

Surrender schedule

Surrender schedule not available for this product

A surrender-charge schedule was not returned for this product on this request. Surrender terms often vary by state — confirm with the carrier before purchase.

Documents

Carrier documents not available for this product

Brochures, product guides, or contract disclosures were not returned for this product on this request. Request the state-specific brochure or specimen contract from the carrier before purchase.

Carrier Ratings

AM BestA

Contract notes from product data

Verification note

Use carrier materials as term evidence, then confirm the current version

This page uses the current structured product data returned for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

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