Annuity carrier
Athene Annuity and Life Company
AM Best A+ · 3 MYGA · 2 FIA in feed
Comparable MYGA rate · 5-year guaranteed rate
6.05%
CANNEX via AdvisorWorld · rates as of October 21, 2026
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carrier comparison
Athene Annuity and Life Company vs Global Atlantic - Forethought Life Insurance Company
Carrier-level comparison using AM Best ratings, MYGA rates and FIA caps, product-lineup depth, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
View carrier profile
VS
Annuity carrier
Global Atlantic - Forethought Life Insurance Company
AM Best A · 3 MYGA · 2 FIA in feed
Comparable MYGA rate · 5-year guaranteed rate
6%
CANNEX via AdvisorWorld · rates as of October 21, 2026
Auto-verdict
Athene Annuity and Life Company leads on carrier strength, 5-year MYGA rate, 3-year MYGA rate; Global Atlantic - Forethought Life Insurance Company leads on S&P 500 annual cap; MYGA lineup in the feed and FIA lineup in the feed are tied. This compares the displayed metrics only and is not a personalized recommendation.
- On carrier strength, Athene Annuity and Life Company has the higher figure (A+ AM Best vs A AM Best); Global Atlantic - Forethought Life Insurance Company is lower.
- On 5-year MYGA rate, Athene Annuity and Life Company has the higher figure (6.05% · 5-year guaranteed rate · Athene MaxRate vs 6% · 5-year guaranteed rate · SecureFore); Global Atlantic - Forethought Life Insurance Company is lower.
- On 3-year MYGA rate, Athene Annuity and Life Company has the higher figure (5.75% · 3-year guaranteed rate · Athene MaxRate vs 5.65% · 3-year guaranteed rate · SecureFore); Global Atlantic - Forethought Life Insurance Company is lower.
- On S&P 500 annual cap, Global Atlantic - Forethought Life Insurance Company has the higher figure (15.75% · S&P 500 annual cap · ForeAccumulation II Advisory vs 12.75% · S&P 500 annual cap · Athene Performance Elite 7); Athene Annuity and Life Company is lower.
- On MYGA lineup in the feed, Athene Annuity and Life Company and Global Atlantic - Forethought Life Insurance Company are effectively tied.
- On FIA lineup in the feed, Athene Annuity and Life Company and Global Atlantic - Forethought Life Insurance Company are effectively tied.
Auto-generated from the displayed data only, not a recommendation.
side by side
Compare on the numbers
Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.
| Metric | Athene Annuity and Life Company | Global Atlantic - Forethought Life Insurance Company |
|---|---|---|
| AM Best ratingCarrier financial strength from the rate feed; higher rating rank is highlighted. | A+ AM BestLeading CANNEX via AdvisorWorld · rates as of October 21, 2026 | A AM Best CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| Best 5-year MYGA rateHighest 5-year guaranteed rate for each carrier at the same guarantee period. | CANNEX via AdvisorWorld · rates as of October 21, 2026 | CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| Best 3-year MYGA rateHighest 3-year guaranteed rate for each carrier at the same guarantee period. | CANNEX via AdvisorWorld · rates as of October 21, 2026 | CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| Best 7-year MYGA rateHighest 7-year guaranteed rate for each carrier at the same guarantee period. | CANNEX via AdvisorWorld · rates as of October 21, 2026 | CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| MYGA products in feedDistinct MYGA products in the rate feed; the full shelf may be larger. | 3 MYGA products in feedTie CANNEX via AdvisorWorld · rates as of October 21, 2026 | 3 MYGA products in feedTie CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| Best S&P 500 annual capHighest annual point-to-point S&P 500 cap for each carrier in the FIA feed. | CANNEX via AdvisorWorld · rates as of October 21, 2026 | CANNEX via AdvisorWorld · rates as of October 21, 2026 |
| FIA products in feedDistinct FIA products in the rate feed; the full shelf may be larger. | 2 FIA products in feedTie CANNEX via AdvisorWorld · rates as of October 21, 2026 | 2 FIA products in feedTie CANNEX via AdvisorWorld · rates as of October 21, 2026 |
lineups
Top products from each carrier
Athene Annuity and Life Company
Top MYGA products in feed
Top FIA products in feed
Rates: CANNEX via AdvisorWorld · rates as of October 21, 2026
Global Atlantic - Forethought Life Insurance Company
Top MYGA products in feed
Top FIA products in feed
Rates: CANNEX via AdvisorWorld · rates as of October 21, 2026
Common questions
Decision FAQs from the same numbers
Is Athene Annuity and Life Company or Global Atlantic - Forethought Life Insurance Company rated higher by AM Best?
On carrier strength, Athene Annuity and Life Company has the higher figure (A+ AM Best vs A AM Best); Global Atlantic - Forethought Life Insurance Company is lower. AM Best measures the insurer's claims-paying ability, not product value, so consider it with the rates above.
Does Athene Annuity and Life Company or Global Atlantic - Forethought Life Insurance Company have higher MYGA rates right now?
On 5-year MYGA rate, Athene Annuity and Life Company has the higher figure (6.05% · 5-year guaranteed rate · Athene MaxRate vs 6% · 5-year guaranteed rate · SecureFore); Global Atlantic - Forethought Life Insurance Company is lower. On 3-year MYGA rate, Athene Annuity and Life Company has the higher figure (5.75% · 3-year guaranteed rate · Athene MaxRate vs 5.65% · 3-year guaranteed rate · SecureFore); Global Atlantic - Forethought Life Insurance Company is lower. On 7-year MYGA rate, Athene Annuity and Life Company has the higher figure (6.15% · 7-year guaranteed rate · Athene MaxRate vs 6% · 7-year guaranteed rate · SecureFore); Global Atlantic - Forethought Life Insurance Company is lower. Rates vary by state, premium band, and term, so confirm on each product page.
Does Athene Annuity and Life Company or Global Atlantic - Forethought Life Insurance Company have the higher S&P 500 cap?
On S&P 500 annual cap, Global Atlantic - Forethought Life Insurance Company has the higher figure (15.75% · S&P 500 annual cap · ForeAccumulation II Advisory vs 12.75% · S&P 500 annual cap · Athene Performance Elite 7); Athene Annuity and Life Company is lower. Caps and participation rates can change and vary by state and premium band.
Who offers more annuity products, Athene Annuity and Life Company or Global Atlantic - Forethought Life Insurance Company?
On MYGA lineup in the feed, Athene Annuity and Life Company and Global Atlantic - Forethought Life Insurance Company are effectively tied. On FIA lineup in the feed, Athene Annuity and Life Company and Global Atlantic - Forethought Life Insurance Company are effectively tied. These counts cover products in the rate feed, not every contract the carrier has ever issued.
How to read this comparison
Compare the carrier, then the contract.
A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.
Financial strength
Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings appear beside the rates.
Rate context
MYGA winners use the same guarantee term on both sides. First-year or step rates can still be inspected by product, but never decide a cross-term carrier verdict.
Lineup depth
Product counts reflect the rate feed, a proxy for shelf breadth rather than a complete catalog.
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Disclosures and sources
Carrier and product figures are sourced from CANNEX via AdvisorWorld and labeled with their true source date. Comparisons are shown only for product types both carriers sell in the data; missing applicable values show unavailable.
The verdict is auto-generated from the displayed metrics only and is not a recommendation. MYGA rate winners compare the same guarantee period on both sides; a higher first-year or step rate is not ranked against a longer guarantee term. Product counts describe the feed, not every contract each carrier issues.
Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the carrier comparison as a starting point.
Then open each carrier profile for ratings history and the available lineup, or go back to the market-wide rate tables.
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