Best 5-Year MYGA Rates

Top 5-year multi-year guaranteed annuity rates ranked by highest guaranteed rate. Sourced from CANNEX.

Rates as of May 15, 2026 — 25 products ranked

#	Carrier	Product	5-Year Rate	AM Best
1	Mountain Life Insurance Company	Alpine Horizon	6.35%	B+
2	Gulf Guaranty Life Insurance Company	Anchor MYGA	6.30%	B++
3	Wichita National Life Insurance	Security MYGA	6.25%	B+
4	Sentinel Security Life	Personal Choice Annuity	6.25%	B
5	Revol One Financial	DirectGrowth MYGA	6.00%	B++
6	Atlantic Coast Life	Safe Harbor Bonus Guarantee	5.91%	B
7	Revol One Financial	DirectGrowth MYGA California	5.90%	B++
8	Baltimore Life Companies	IQumulate Single Premium Deferred Annuity	5.80%	B++
9	NexAnnuity	Nex MYGA	5.75%	B+
10	Mountain Life Insurance Company	Secure Summit	5.75%	B+
11	Heartland National Life Insurance Company	Secure Rate MYGA	5.75%	B++
12	Axonic Insurance Services	Waypoint MYGA	5.70%	A-
13	Farmers Life Insurance Company	Safeguard Plus	5.65%	B++
14	Knighthead Life	Staysail	5.63%	A-
15	Axonic Insurance Services	Incline MYGA	5.55%	A-
16	CL Life and Annuity Insurance Company	CL Sundance	5.50%	B++
17	Aspida Life Insurance Company	Aspida Advisory MYGA	5.50%	A-
18	Sagicor Life Insurance Company	Milestone Max MYGA	5.40%	A-
19	ELCO Mutual Life and Annuity	Guardian Eagle	5.40%	B++
20	Midland National Life Insurance Company	Oak ADVantage	5.40%	A+
21	American National Insurance Company	Palladium MYG Max	5.35%	A
22	Sagicor Life Insurance Company	Milestone MYGA	5.35%	A-
23	Atlantic Coast Life	Safe Haven Bonus Guarantee	5.31%	B
24	Aspida Life Insurance Company	Synergy Choice MYGA	5.30%	A-
25	Nationwide Life Insurance Company	Secure Growth	5.30%	A+

Rankings based on live CANNEX rate data. Subject to change. Verify rates directly with carriers.

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