Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
Updated daily from CANNEX
Latest annuity rate, cap, participation, availability, and contract-field changes detected from the CANNEX daily refresh. The ledger shows matching events, while the analytics summarize the rows loaded on this page.
8 carriers and 34 products represented in the loaded rows.
4 cuts, 128 additions/removals or contract-field changes (contract-floor/guarantee-mechanic moves count here, not as raises or cuts).
Count of numeric increases minus decreases; this does not compare movement sizes across different fields.
Most recent observation in the loaded rows.
Loaded rows
4 carriers · 23 products
2 carriers · 5 products
2 carriers · 6 products
Loaded sample
5 products · latest Jul 13, 2026
18 products · latest Jul 15, 2026
3 products · latest Jul 14, 2026
2 products · latest Jul 15, 2026
2 products · latest Jul 14, 2026
2 products · latest Jul 15, 2026
1 product · latest Jul 15, 2026
1 product · latest Jul 13, 2026
What Changed
0 up · 0 down · 115 availability/term events
22 up · 4 down · 0 availability/term events
0 up · 13 down · 0 availability/term events
4 up · 0 down · 0 availability/term events
2 up · 0 down · 0 availability/term events
Product Logs
Surrender charge removed; previously 9.25%
Surrender charge removed; previously 8.25%
Surrender charge removed; previously 4.20%
Surrender charge removed; previously 2.10%
Strategy guaranteed min/max removed; previously 1.40%
Strategy guaranteed min/max removed; previously 1.00% across 2 options
Strategy guaranteed min/max added at 100.00% across 2 options
Strategy guaranteed min/max added at 2.00%
Declared rate added at 6.65% · US Daily Risk Managed 12 Index · Annual · 1-year term
Declared rate added at 6.45% · US Balanced Asset 10 Index · Annual · 1-year term
Declared rate added at 6.20% · S&P 500 Index · Annual · 1-year term
Declared rate added at 5.95% · US Daily Risk Managed 12 Index · Annual · 1-year term
Announced fixed rate removed; previously 4.45%
Announced fixed rate removed; previously 4.65%
Announced fixed rate removed; previously 4.85%
Announced fixed rate removed; previously 4.90%
Announced fixed rate removed; previously 4.75%
Announced fixed rate removed; previously 5.20%
Announced fixed rate removed; previously 5.40%
Announced fixed rate removed; previously 4.95%
4.50% to 5.00% · Daily · 1-year term
4.30% to 4.80% · Daily · 1-year term
12.00% to 12.50% · S&P 500 Index · Annual
11.50% to 12.00% · S&P 500 Index · Annual
Showing 160 of 160 matching CANNEX change events, including smaller tweaks that were previously hidden from the public page.
AuguStar Financial - Cap rate moved from 8.00% to 7.60%
Guaranteed Cap · S&P 500 Index · Annual · 7-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Cap rate moved from 9.50% to 9.80%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 8.50% to 8.80%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 8.00% to 7.60%
Guaranteed Cap · S&P 500 Index · Annual · 5-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 7.00% to 6.80%
Guaranteed Cap · S&P 500 Index · Annual · 5-year term · Premium under $150k
AuguStar Financial - Declared rate added at 6.65%
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Declared rate added at 6.45%
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Declared rate added at 6.20%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Declared rate added at 5.95%
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Declared rate added at 5.75%
US Balanced Asset 10 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Declared rate added at 5.35%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Cap rate moved from 7.00% to 6.80%
Guaranteed Cap · S&P 500 Index · Annual · 7-year term · Premium under $150k
Eagle Life Insurance Company - Income roll-up added at 12.00%
Eagle Life Insurance Company - Rider fee added at 1.00%
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Cap rate moved from 10.75% to 11.00%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 10-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.75% to 10.00%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 10-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 9.00% to 9.25%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 8.00% to 8.25%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Cap rate moved from 10.50% to 10.75%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 7-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.50% to 9.75%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 7-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 8.75% to 9.00%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 7.75% to 8.00%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Cap rate moved from 10.25% to 10.50%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 5-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.25% to 9.50%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 5-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 8.50% to 8.75%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 7.50% to 7.75%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max removed; previously 100.00% across 4 options
AuguStar Financial - Strategy guaranteed min/max added at 10.00% across 10 options
Eagle Life Insurance Company - Rider fee added at 1.00%
Eagle Life Insurance Company - Income roll-up added at 12.00%
AuguStar Financial - Strategy guaranteed min/max added at 1.00% across 4 options
AuguStar Financial - Strategy guaranteed min/max added at 0.25% across 2 options
AuguStar Financial - Participation rate added at 100.00% across 6 options
Multiple crediting options
Wichita National Life Insurance - State availability added at 1.00%
State MD
Brighthouse Financial - Announced fixed rate removed; previously 4.75%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.20%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.40%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.95%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.45%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.65%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.85%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.90%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.10%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.50%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 5.15%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.20%
Premium under $100k
Knighthead Life - Cap rate moved from 5.00% to 5.50% across 3 options
Multiple crediting options
Knighthead Life - Fixed rate moved from 4.50% to 5.00%
Daily · 1-year term · Premium $100k+
Knighthead Life - Fixed rate moved from 4.30% to 4.80%
Daily · 1-year term · Premium under $100k
Knighthead Life - Cap rate moved from 12.00% to 12.50%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 11.50% to 12.00%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 9.75% to 10.25% across 3 options
Multiple crediting options
Knighthead Life - Cap rate moved from 9.25% to 9.75% across 3 options
Multiple crediting options
Knighthead Life - Fixed rate moved from 2.50% to 3.00%
Daily · 1-year term · Premium $100k+
Knighthead Life - Fixed rate moved from 2.30% to 2.80%
Daily · 1-year term · Premium under $100k
Knighthead Life - Cap rate moved from 6.75% to 7.25%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 6.25% to 6.75%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 5.50% to 6.00% across 3 options
Multiple crediting options
Pacific Life Insurance Company - Announced fixed rate added at 5.35% across 2 options
Premium $200k+
Pacific Life Insurance Company - Announced fixed rate added at 4.35%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.45%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.60%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.85%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 4.90%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 4.95%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 5.10% across 2 options
Premium under $200k
Pacific Life Insurance Company - Announced fixed rate added at 4.55%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.65%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.75%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate added at 4.95%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 5.00%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 5.10%
Premium $100k+
Lincoln Financial - Strategy guaranteed min/max added at 100.00%
Lincoln Financial - Surrender charge added at 3.00%
Lincoln Financial - Surrender charge removed; previously 8.00%
Lincoln Financial - Fixed rate removed; previously 5.10%
Daily · 1-year term · Premium $100k+
Lincoln Financial - Fixed rate added at 5.15%
Daily · 1-year term · Premium $100k+
Lincoln Financial - Declared rate removed; previously 8.75%
5 Year Lock · S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 5-year term · Premium $100k+
Lincoln Financial - Strategy guaranteed min/max removed; previously 1.40%
Lincoln Financial - Strategy guaranteed min/max removed; previously 1.00% across 2 options
Lincoln Financial - Strategy guaranteed min/max added at 100.00% across 2 options
Lincoln Financial - Strategy guaranteed min/max added at 2.00%
Lincoln Financial - Strategy guaranteed min/max added at 0.00%
Lincoln Financial - Participation rate removed; previously 100.00%
5 Year Lock · S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 5-year term · Premium $100k+
Lincoln Financial - Participation rate added at 100.00% across 2 options
Multiple crediting options · Premium under $100k
Lincoln Financial - Fixed rate added at 3.75%
Daily · 1-year term · Premium under $100k
Lincoln Financial - Declared rate removed; previously 7.00%
S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Declared rate removed; previously 6.25%
5 Year Lock · S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 5-year term · Premium under $100k
Lincoln Financial - Declared rate removed; previously 6.00%
Dual Trigger · S&P 500 Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Declared rate added at 8.75%
S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Declared rate added at 6.50% across 2 options
Multiple crediting options
Lincoln Financial - Declared rate added at 5.50%
Dual Trigger · S&P 500 Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Cap rate removed; previously 5.50%
5 Year Lock · S&P 500 Index · Annual · 5-year term · Premium under $100k
Lincoln Financial - Cap rate added at 7.50%
S&P 500 Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Surrender charge removed; previously 9.25%
Lincoln Financial - Surrender charge removed; previously 8.25%
Lincoln Financial - Surrender charge removed; previously 4.20%
Lincoln Financial - Surrender charge removed; previously 2.10%
Lincoln Financial - Surrender charge removed; previously 1.05%
Lincoln Financial - Surrender charge added at 9.00% across 2 options
Lincoln Financial - Surrender charge added at 8.00%
Lincoln Financial - Surrender charge added at 7.00%
Lincoln Financial - Surrender charge added at 6.00%
Lincoln Financial - Surrender charge added at 5.00%
Lincoln Financial - Surrender charge added at 4.00%
Lincoln Financial - Surrender charge added at 3.00%
Lincoln Financial - Surrender charge added at 1.00%
Lincoln Financial - Strategy guaranteed min/max removed; previously 0.00% across 2 options
Lincoln Financial - Strategy guaranteed min/max added at 100.00%
Lincoln Financial - Strategy guaranteed min/max added at 10.00%
Lincoln Financial - Strategy guaranteed min/max added at 1.40%
Lincoln Financial - Declared rate added at 6.00%
Dual Trigger · S&P 500 Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Cap rate removed; previously 8.75%
S&P 500 Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Cap rate removed; previously 6.50%
5 Year Lock · S&P 500 Index · Annual · 5-year term · Premium under $100k
Lincoln Financial - Cap rate added at 8.25%
S&P 500 Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Cap rate added at 7.70%
5 Year Lock · S&P 500 Index · Annual · 5-year term · Premium $100k+
Lincoln Financial - Cap rate added at 7.05%
5 Year Lock · S&P 500 Index · Annual · 5-year term · Premium under $100k
Lincoln Financial - Income roll-up moved from 9.00% to 10.00%
Lincoln Financial - Income roll-up moved from 9.00% to 10.00%
Allianz Life Insurance Company of North America - Surrender charge added at 6.75%
Lincoln Financial - Strategy guaranteed min/max added at 1.00%
Lincoln Financial - Strategy guaranteed min/max added at 0.10%
Lincoln Financial - Participation rate removed; previously 150.00%
S&P 500 Daily Risk Control 10% USD Excess Return Index · 5-Year · 5-year term · Premium under $100k
Lincoln Financial - Participation rate removed; previously 115.00%
Nasdaq Priva Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Participation rate removed; previously 105.00%
Nasdaq Priva Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Participation rate removed; previously 100.00% across 3 options
Multiple crediting options · Premium $100k+
Lincoln Financial - Participation rate removed; previously 80.00%
S&P 500 Index · 5-Year · 5-year term · Premium $100k+
Lincoln Financial - Participation rate removed; previously 53.00% across 2 options
Multiple crediting options · Premium $100k+
Lincoln Financial - Participation rate removed; previously 45.00%
Capital Group Dividend Value ETF · Annual · 1-year term · Premium under $100k
Lincoln Financial - Participation rate added at 170.00%
S&P 500 Daily Risk Control 10% USD Excess Return Index · 5-Year · 5-year term · Premium $100k+
Lincoln Financial - Participation rate added at 160.00%
S&P 500 Daily Risk Control 10% USD Excess Return Index · 5-Year · 5-year term · Premium under $100k
Lincoln Financial - Participation rate added at 100.00%
S&P 500 Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Participation rate added at 55.00%
Capital Group Dividend Value ETF · Annual · 1-year term · Premium $100k+
Lincoln Financial - Fixed rate added at 4.50%
Daily · 1-year term · Premium $100k+
Lincoln Financial - Declared rate removed; previously 9.25%
S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Declared rate removed; previously 8.25%
S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Declared rate removed; previously 8.10%
5 Year Lock · S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 5-year term · Premium $100k+
Lincoln Financial - Declared rate removed; previously 7.35%
S&P 500 Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Declared rate removed; previously 6.50%
S&P 500 Index · Annual · 1-year term · Premium under $100k
Lincoln Financial - Declared rate added at 9.55%
S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 1-year term · Premium $100k+
Lincoln Financial - Declared rate added at 7.00% across 2 options
Multiple crediting options
Lincoln Financial - Declared rate added at 6.85%
5 Year Lock · S&P 500 Daily Risk Control 10% USD Excess Return Index · Annual · 5-year term · Premium under $100k
Carrier histories linked from this hub become more useful as CANNEX records more events. Sparse carrier logs stay grouped with the market ledger until there is enough history for a substantial standalone view.
Rate-change data is sourced from CANNEX Financial Exchanges through AdvisorWorld's public CANNEX mirror. Rates can change, may vary by state and premium band, and should be verified before purchase.