Annuity rate data updated daily

Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates

Fixed Indexed Annuity

BonusRev Fixed Indexed Annuity with Max Premium Bonus

Revol One Financial

Get my rate report

7.75%

Best S&P 500 Annual Cap

10%

Free W/D

49

Available jurisdictions

Product data status: September 18, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what BonusRev Fixed Indexed Annuity with Max Premium Bonus would do for you

Set your numbers and switch between growth strategies and liquidity scenarios. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of September 18, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$354,486
Est. value at age 80 (BonusRev Fixed Indexed Annuity with Max Premium Bonus)
22%
Premium bonus offered
S&P 500 Index — 7.75% Cap (Annual)
✦
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies BonusRev Fixed Indexed Annuity with Max Premium Bonus's published cap rate (7.75% on S&P 500 Index) to a standard benchmark hypothetical index path (~5.4%/yr average, including down years) with a 0% floor over 20 years. Growth starts from a bonus-adjusted illustrative account value: $100,000 premium + $22,000 premium bonus (22%) = $122,000. Bonus vesting and withdrawal treatment follow the contract. Not a projection, quote, or guarantee. Live CANNEX rates as of September 18, 2026.

Free Comparison Report

Get a BonusRev Fixed Indexed Annuity with Max Premium Bonus rate report

See how BonusRev Fixed Indexed Annuity with Max Premium Bonus compares for your age, state, premium, and income goals alongside other Revol One Financial fixed indexed annuity options.

Get my rate report

rate data

Run numbers for BonusRev Fixed Indexed Annuity with Max Premium Bonus

rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Revol One Financial product.

Live product data

Rates as of September 18, 2026, from AdvisorWorld and CANNEX.

S&P 500 annual point-to-point cap rate

7.75% cap on S&P 500

A ten-year-surrender max-bonus fixed indexed annuity from Revol One Financial that pays the largest premium bonus tier in the lineup on initial premium while still publishing higher current S&P 500 cap and participation rates than the base BonusRev sibling, across recognizable and volatility-controlled indexes, with no income rider and a multi-state footprint excluding California, Hawaii, Massachusetts, Montana, New Mexico, New York, North Carolina, Rhode Island, Vermont, and West Virginia.

1-year term10-year surrenderDoes not vary by premiumAdvisorWorld + CANNEX data

Best fit

Buyers in one of the available states who want the largest day-one bonus available from this carrier, plan to hold for the full ten-year surrender term so the bonus isn't clawed back, and are comfortable diligencing the bonus vesting schedule and bonus-recovery terms in the carrier brochure before purchase.

AM Best

B++ Good

Surrender period

10 years

Free withdrawal

10%/yr

Availability

49 jurisdictions (excl. California, New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

7.75% cap rate

Annual cap

1-year term · 10-year surrender · Does not vary by premium

S&P 500

S&P 500 Index

45% participation rate

Participation

1-year term · 10-year surrender · Does not vary by premium

S&P 500

S&P 500 Index

65% participation rate + 5% spread

Participation

1-year term · 10-year surrender · Does not vary by premium

S&P 500

S&P 500 Index

105% participation rate + 10% spread

Participation

1-year term · 10-year surrender · Does not vary by premium

S&P 500

S&P 500 Index

Guaranteed Cap Rate

7.25% cap rate

Annual cap

5-year term · 10-year surrender · Does not vary by premium

Fixed Account

Fixed Account

3.9% declared rate

Fixed account

1-year term · 10-year surrender · Does not vary by premium

+ 5 additional crediting options (S&P 500...)

Product analyst notes

How to think about this contract

Why it can stand out

  • Largest premium bonus tier in Revol One's lineup — a meaningful step above the base BonusRev bonus and the Enduris 10 Bonus tier — and meaningfully boosts the contract's accumulation value from day one. The exact bonus rate and any state or premium-band variations are published on the page.
  • Current S&P 500 annual cap and participation rates on this max-bonus filing are HIGHER than on the base BonusRev, which is unusual for bonus FIAs (the typical trade is bigger bonus → tighter ongoing rates). On this chassis the max-bonus version gives the buyer both: a larger bonus AND a richer ongoing cap.
  • Two index families are supported — the recognizable S&P 500 and the proprietary S&P 500 Dynamic Intraday TCA volatility-controlled index — and each is offered in both cap and participation designs, including a spread-bearing high-participation variant for a buyer who wants the highest upside in exchange for a published spread.
  • Broad multi-state filing footprint covers most of the country — meaningfully wider than the carrier's narrow-state Enduris 6 / Enduris 10 filings — with state-by-state exclusions published on the page so a buyer in an unavailable state is routed elsewhere.

What to confirm

  • The headline premium bonus is paid on initial premium, but a buyer should always confirm whether the bonus vests immediately or over a vesting schedule, and how the bonus interacts with the surrender ladder — bonus FIAs typically recover the bonus via surrender charges if the contract is surrendered before the bonus fully vests. Consult the carrier brochure for vesting and bonus-recovery terms before purchase.
  • This contract is not a guaranteed-lifetime-withdrawal product. There is no GLWB income rider attached — the live feed shows an empty income-rider list — and the only contract-level enhancements are surrender-charge waivers (nursing home, terminal illness, RMD). Do not compare its payout side-by-side with a rider-led income FIA.
  • The S&P 500 Dynamic Intraday TCA index is a proprietary volatility-controlled benchmark. Participation rates on TCA strategies can look high in absolute terms — particularly the spread-bearing high-participation variant — but are not directly comparable to an uncontrolled S&P 500 cap, and the spread further reduces realized crediting. Evaluate each strategy on its own merits and don't headline the TCA participation rate as if it were an S&P 500 cap.
  • Carrier financial strength is rated B++ by A.M. Best ('Good'), which sits one notch below the A-/A range that underpins most large-carrier FIA shelves. This is the only rating disclosed on the feed — there is no independent S&P or Moody's view to triangulate against. Buyers prioritizing top-tier carrier strength should weigh that explicitly. Buyers in California, Hawaii, Massachusetts, Montana, New Mexico, New York, North Carolina, Rhode Island, Vermont, or West Virginia should note that this contract is not available in those states.

Not ideal for

Buyers who need contract liquidity in the first half of the surrender ladder, buyers who need a GLWB-rider withdrawal rate, buyers who are unwilling to verify bonus vesting terms outside the live feed, or buyers outside the multi-state filing footprint.

Free Comparison Report

Get a BonusRev Fixed Indexed Annuity with Max Premium Bonus rate report

See how BonusRev Fixed Indexed Annuity with Max Premium Bonus compares for your age, state, premium, and income goals alongside other Revol One Financial fixed indexed annuity options.

Get my rate report

All crediting strategies

View rate listings (22 strategies)

These are the current crediting strategies available for this product. Use the filters to narrow by index, term, premium band, or rate type.

Par: 120% + Spread: 10% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 120% + Spread: 10% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 105% + Spread: 10% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Par: 105% + Spread: 10% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Par: 80% + Spread: 5% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 80% + Spread: 5% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 65% + Spread: 5% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Par: 65% + Spread: 5% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Par: 60% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 60% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

participation

10-yr surrenderDoes not vary by premium

Par: 45% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Par: 45% · 1-yr

S&P 500 Index

participation

10-yr surrenderDoes not vary by premium

Cap: 11.25% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

cap

10-yr surrenderDoes not vary by premium

Cap: 11.25% · 1-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

cap

10-yr surrenderDoes not vary by premium

Cap: 7.75% · 1-yr

S&P 500 Index

cap

10-yr surrenderDoes not vary by premium

Cap: 7.75% · 1-yr

S&P 500 Index

cap

10-yr surrenderDoes not vary by premium

Fixed: 3.9% · 1-yr

Fixed Account

fixed

10-yr surrenderDoes not vary by premium

Fixed: 3.9% · 1-yr

Fixed Account

fixed

10-yr surrenderDoes not vary by premium

Cap: 11% · 5-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

Guaranteed Cap Rate · cap

10-yr surrenderDoes not vary by premium

Cap: 11% · 5-yr

S&P 500 Dynamic Intraday TCA Index (USD) ER

Guaranteed Cap Rate · cap

10-yr surrenderDoes not vary by premium

Cap: 7.25% · 5-yr

S&P 500 Index

Guaranteed Cap Rate · cap

10-yr surrenderDoes not vary by premium

Cap: 7.25% · 5-yr

S&P 500 Index

Guaranteed Cap Rate · cap

10-yr surrenderDoes not vary by premium

Accumulation profile

Accumulation-focused contract

The CANNEX information identifies this product as tax-deferred accumulation. Compare cap, participation rate, fees, liquidity, and surrender terms; use a separate payout-focused contract when guaranteed payout mechanics are required.

Common questions about BonusRev Fixed Indexed Annuity with Max Premium Bonus

● Can I lose money in BonusRev Fixed Indexed Annuity with Max Premium Bonus?

A negative index return by itself does not reduce the contract's account value: BonusRev Fixed Indexed Annuity with Max Premium Bonus credits 0% — the floor — for that indexed period. The account value can still decrease from withdrawals, surrender charges, other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

● When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 10 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

● How do BonusRev Fixed Indexed Annuity with Max Premium Bonus's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another available BonusRev Fixed Indexed Annuity with Max Premium Bonus strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

3

Nursing home waiver, RMD waiver, Terminal illness waiver

Premium bonus

22%

Bonus terms can vary by state, premium band, and rider election.

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Fixed account guarantee

0.25%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Maximum spread

1.00%

Maximum spread: 1.00%

Annuitization options

Certain period, Single life

Published payout options from the normalized contract facts.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

10%

Yr 2

9%

Yr 3

8%

Yr 4

7%

Yr 5

6%

Yr 6

5%

Yr 7

4%

Yr 8

3%

Yr 9

2%

Yr 10

1%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver

Documents

Carrier documents not available for this product

Brochures, product guides, or contract disclosures are currently unavailable for this product. Request the state-specific brochure or specimen contract from the carrier before purchase.

Carrier Ratings

AM BestB++

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

BonusRev Fixed Indexed Annuity with Max Premium Bonus currently shows 22 indexed or fixed crediting options, including S&P 500 Index, with 10 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, and renewal terms are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 7.75% annual cap, 0% annual strategy fee
  • S&P 500 Index: 7.75% annual cap
  • S&P 500 Index: 45% annual participation rate, 0% annual strategy fee
  • S&P 500 Index: 65% annual participation rate, 0% annual strategy fee

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 10 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

This page uses the current structured product information for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a BonusRev Fixed Indexed Annuity with Max Premium Bonus rate report

See how BonusRev Fixed Indexed Annuity with Max Premium Bonus compares for your age, state, premium, and income goals alongside other Revol One Financial fixed indexed annuity options.

Get my rate report

Related Resources

Machine-readable citation contract

Cite this

Cite this page for its methodology or interpretation. Current figures may refresh, so this canonical page URL is not a frozen data citation. To quote a market statistic, use the citation showing its observed as-of date and immutable JSON verification URL published by the Annuity Rate Statistics hub. Bulk product-level CANNEX records are not licensed for redistribution.

Page citation: Source: AnnuityRatesHQ · https://annuityrateshq.com/providers/revol-one-financial/fia/bonusrev-fixed-indexed-annuity-with-max-premium-bonus
<a href='https://annuityrateshq.com/rate-index'>Rate data: AnnuityRatesHQ Annuity Rate Index</a>

Full attribution terms and copy-ready HTML: annuityrateshq.com/cite-us