- Aug 25, 2026NAC Max Elite Guarantee - First-year rate component rose5 bp
5.15% to 5.20% · First-year component · 5-year guarantee
- Aug 25, 2026NAC Max Elite Guarantee - Guarantee-period yield rose5 bp
4.55% to 4.60% · Guarantee-period yield · 3-year guarantee
- Aug 25, 2026NAC Max Elite Guarantee - First-year rate component rose5 bp
5.15% to 5.20% · First-year component · 5-year guarantee
- Aug 25, 2026NAC Max Elite Guarantee - First-year rate component rose5 bp
4.55% to 4.60% · First-year component · 3-year guarantee
Carrier change history
North American Company for Life and Health Insurance Rate Changes
Product-level CANNEX change events for this carrier, grouped into daily activity, field mix, and per-product change logs.
1 carrier and 7 products represented in the current results.
0 cuts, 3 additions, removals, or other contract-detail changes (changes to contract floors or guarantees count here, not as raises or cuts).
Count of numeric increases minus decreases; this does not compare movement sizes across different fields.
Most recent observation in the current results.
Events shown
Daily activity in the current results
1 carrier · 7 products
Current results
Carrier change activity in the events shown
North American Company for Life and Health Insurance
7 products · latest Aug 25, 2026
What Changed
Field mix in the events shown
109 up · 0 down · 3 availability/term events
51 up · 0 down · 0 availability/term events
31 up · 0 down · 0 availability/term events
6 up · 0 down · 0 availability/term events
Product histories
Per-product history in the events shown
- Aug 25, 2026NAC Guarantee Plus - Guarantee-period yield rose5 bp
5.45% to 5.50% · Guarantee-period yield · 5-year guarantee
- Aug 25, 2026NAC Guarantee Plus - Fixed rate rose5 bp
4.70% to 4.75% · Fixed account · Daily · 3-year term · Premium $0–$99,999.99
- Aug 25, 2026NAC Guarantee Plus - First-year rate component rose5 bp
5.45% to 5.50% · First-year component · 5-year guarantee
- Aug 25, 2026NAC Guarantee Plus - First-year rate component rose5 bp
5.20% to 5.25% · First-year component · 5-year guarantee
- Aug 25, 2026NAC VersaChoice 10 - Participation rate rose5.00%
75.00% to 80.00% · Goldman Sachs Equity TimeX Index · Annual · 1-year term · Premium $75,000 and up
- Aug 25, 2026NAC VersaChoice 10 - Participation rate rose15.00%
140.00% to 155.00% · Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $75,000 and up
- Aug 25, 2026NAC VersaChoice 10 - Participation rate rose20.00%
175.00% to 195.00% · Strategy Fee Included · Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0–$74,999.99
- Aug 25, 2026NAC VersaChoice 10 - Participation rate rose20.00%
270.00% to 290.00% · Strategy Fee Included · Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $75,000 and up
- Aug 25, 2026Performance Choice 8 - Participation rate rose20.00%
185.00% to 205.00% · Strategy Fee Included · Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0 and up
- Aug 25, 2026Performance Choice 8 - Participation rate rose15.00%
255.00% to 270.00% · Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $0 and up
- Aug 25, 2026Performance Choice 8 - Participation rate rose5.00%
45.00% to 50.00% · S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
- Aug 25, 2026Performance Choice 8 - Cap rate rose50 bp
8.40% to 8.90% · S&P 500 Index · Annual · 1-year term · Premium $0 and up
- Aug 25, 2026North American Secure Horizon Choice - Participation rate rose25.00%
110.00% to 135.00% · Year 4 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 4y
- Aug 25, 2026North American Secure Horizon Choice - Participation rate rose35.00%
75.00% to 110.00% · Year 2 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 2-Year
- Aug 25, 2026North American Secure Horizon Choice - Participation rate rose25.00%
65.00% to 90.00% · Strategy Fee Included · S&P 500 Distance Stabilizer TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
- Aug 25, 2026North American Secure Horizon Choice - Participation rate rose20.00%
120.00% to 140.00% · Year 3 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 3-Year
- Aug 25, 2026North American Secure Horizon Accelerator — crediting lineup restructured (Aug 25, 2026)
Removed: Strategy fee, Strategy guarantee · 0.95%–30.00%. Added: Participation rate · 90.00%–185.00% · 1-year term, 2-year term. · 18 underlying changes
Raw ledger
All North American Company for Life and Health Insurance events
Showing 200 of 522 available CANNEX events for this carrier.
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.15% to 5.20%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.60%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.15% to 5.20%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.60%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.55% to 4.60%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.60%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 4.85%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 4.85%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.80% to 4.85%
Fixed account · Daily · 7-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.60%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.15% to 5.20%
Fixed account · Daily · 5-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.05% to 5.10%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.85% to 4.90%
Fixed account · Daily · 3-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.90% to 4.95%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 4.85%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.15% to 5.20%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 4.85%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.05% to 5.10%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.90% to 4.95%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.85% to 4.90%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.90% to 4.95%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.05% to 5.10%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.90% to 4.95%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.15% to 5.20%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.05% to 5.10%
Fixed account · Daily · 7-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.05% to 5.10%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.85% to 4.90%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.90% to 4.95%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.85% to 4.90%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.85% to 4.90%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.45% to 5.50%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.70% to 4.75%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.45% to 5.50%
First-year component · 5-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.20% to 5.25%
First-year component · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.20% to 5.25%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.10% to 5.15%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.20% to 5.25%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.10% to 5.15%
Fixed account · Daily · 3-year term · Premium $100,000 and up · Premium $100k+
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.70% to 4.75%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.70% to 4.75%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.20% to 5.25%
First-year component · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.45% to 5.50%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.10% to 5.15%
First-year component · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.20% to 5.25%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.45% to 5.50%
Fixed account · Daily · 5-year term · Premium $100,000 and up · Premium $100k+
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.45% to 5.50%
First-year component · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.10% to 5.15%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.70% to 4.75%
First-year component · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.70% to 4.75%
First-year component · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.10% to 5.15%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.05% to 5.15%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.45% to 4.55%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.05% to 5.15%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.45% to 4.55%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.45% to 4.55%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.45% to 4.55%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.75% to 4.80%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.75% to 4.80%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.75% to 4.80%
Fixed account · Daily · 7-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.45% to 4.55%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.05% to 5.15%
Fixed account · Daily · 5-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.00% to 5.05%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.75% to 4.85%
Fixed account · Daily · 3-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 4.90%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.75% to 4.80%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.05% to 5.15%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.75% to 4.80%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.00% to 5.05%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.80% to 4.90%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.75% to 4.85%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 4.90%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.00% to 5.05%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 4.90%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.05% to 5.15%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.00% to 5.05%
Fixed account · Daily · 7-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.00% to 5.05%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.75% to 4.85%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 4.90%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.75% to 4.85%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.75% to 4.85%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.60% to 4.70%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.10% to 5.20%
First-year component · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.35% to 5.45%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.60% to 4.70%
First-year component · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.35% to 5.45%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.10% to 5.20%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.35% to 5.45%
First-year component · 5-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.00% to 5.10%
Fixed account · Daily · 3-year term · Premium $100,000 and up · Premium $100k+
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.10% to 5.20%
First-year component · 5-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.60% to 4.70%
First-year component · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.10% to 5.20%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.10% to 5.20%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.60% to 4.70%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.60% to 4.70%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 5.35% to 5.45%
Fixed account · Daily · 5-year term · Premium $100,000 and up · Premium $100k+
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.00% to 5.10%
First-year component · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.00% to 5.10%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.00% to 5.10%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.00% to 5.10%
First-year component · 3-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.35% to 5.45%
First-year component · 5-year guarantee
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 185.00% to 205.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 255.00% to 270.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 45.00% to 50.00%
S&P 500 Index · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 8.40% to 8.90%
S&P 500 Index · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 100.00% to 115.00%
Goldman Sachs Equity TimeX Index · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 205.00% to 225.00%
Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 175.00% to 190.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 205.00% to 220.00%
Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 265.00% to 285.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 70.00% to 75.00%
Goldman Sachs Equity TimeX Index · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 2.55% to 2.95%
S&P 500 Index · Monthly · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 195.00% to 220.00%
S&P MARC 5% Excess Return · 2-Year · 2-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 140.00% to 160.00%
S&P MARC 5% Excess Return · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.00% to 4.75%
Daily · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 135.00% to 150.00%
Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $0 and up
Performance Choice 8 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 140.00% to 160.00%
Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0 and up
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 75.00% to 80.00%
Goldman Sachs Equity TimeX Index · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 140.00% to 155.00%
Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 175.00% to 195.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 270.00% to 290.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 45.00% to 50.00%
S&P 500 Index · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 3.75% to 4.50%
Daily · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 120.00% to 140.00%
S&P MARC 5% Excess Return · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 9.60% to 10.10%
S&P 500 Index · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 2.30% to 2.70%
S&P 500 Index · Monthly · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 190.00% to 210.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 120.00% to 140.00%
Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 235.00% to 250.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 185.00% to 205.00%
Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 200.00% to 225.00%
S&P MARC 5% Excess Return · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 115.00% to 130.00%
Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.00% to 4.75%
Daily · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 65.00% to 70.00%
Goldman Sachs Equity TimeX Index · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 210.00% to 225.00%
Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 210.00% to 230.00%
Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 175.00% to 200.00%
S&P MARC 5% Excess Return · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 165.00% to 180.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 180.00% to 195.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 145.00% to 165.00%
Morgan Stanley Dynamic Global Index · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 8.60% to 9.10%
S&P 500 Index · Annual · 1-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 105.00% to 120.00%
Goldman Sachs Equity TimeX Index · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 90.00% to 105.00%
Goldman Sachs Equity TimeX Index · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 185.00% to 200.00%
Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 245.00% to 265.00%
Strategy Fee Included · Morgan Stanley Dynamic Global Index · 2-Year · 2-year term · Premium $0–$74,999.99 · Premium under $75k
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 145.00% to 165.00%
S&P MARC 5% Excess Return · Annual · 1-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 50.00% to 55.00%
S&P 500 Index · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 260.00% to 275.00%
Strategy Fee Included · Fidelity Multifactor Yield Index 5% ER · 2-Year · 2-year term · Premium $75,000 and up · Premium $75k+
NAC VersaChoice 10 - Cap rate rose
North American Company for Life and Health Insurance - Cap rate moved from 2.60% to 3.00%
S&P 500 Index · Monthly · 1-year term · Premium $75,000 and up · Premium $75k+
North American Secure Horizon Accelerator — crediting lineup restructured (Aug 25, 2026)
North American Company for Life and Health Insurance - Removed: Strategy fee, Strategy guarantee · 0.95%–30.00%. Added: Participation rate · 90.00%–185.00% · 1-year term, 2-year term.
18 underlying changes
North American Secure Horizon Plus — crediting lineup restructured (Aug 25, 2026)
North American Company for Life and Health Insurance - Removed: Participation rate, Strategy guarantee, Surrender charge · 6.00%–195.00% · 1-year term, 2-year term. Added: Surrender charge · 2.00%–7.50%.
28 underlying changes
North American Secure Horizon Choice — crediting lineup restructured (Aug 25, 2026)
North American Company for Life and Health Insurance - Removed: Strategy fee · 0.95%. Added: Participation rate · 50.00%–165.00% · 1-year term.
8 underlying changes
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 110.00% to 135.00%
Year 4 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 4y
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 75.00% to 110.00%
Year 2 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 2-Year
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 65.00% to 90.00%
Strategy Fee Included · S&P 500 Distance Stabilizer TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 120.00% to 140.00%
Year 3 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 3-Year
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 50.00% to 75.00%
Year 1 · S&P 500 Distance Stabilizer TCA Index (USD) ER · Annual
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 100.00% to 130.00%
Year 2 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 2-Year
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 125.00% to 150.00%
Year 5 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 5-Year
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 50.00% to 75.00%
S&P 500 Distance Stabilizer TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 65.00% to 90.00%
Year 1 · S&P 500 Distance Stabilizer TCA Index (USD) ER · Annual
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 140.00% to 165.00%
Year 4 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 4y
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 90.00% to 115.00%
Year 3 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 3-Year
North American Secure Horizon Choice - Participation rate rose
North American Company for Life and Health Insurance - Participation rate moved from 165.00% to 190.00%
Year 5 · S&P 500 Distance Stabilizer TCA Index (USD) ER · 5-Year
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.85% to 5.05%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.25% to 4.45%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.85% to 5.05%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.25% to 4.45%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.25% to 4.45%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.25% to 4.45%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.75%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.75%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.55% to 4.75%
Fixed account · Daily · 7-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.25% to 4.45%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.85% to 5.05%
Fixed account · Daily · 5-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 5.00%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.55% to 4.75%
Fixed account · Daily · 3-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.60% to 4.80%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.75%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.85% to 5.05%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.75%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 5.00%
Guarantee-period yield · 7-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.60% to 4.80%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.75%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.60% to 4.80%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 5.00%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.60% to 4.80%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.85% to 5.05%
Guarantee-period yield · 5-year guarantee
NAC Max Elite Guarantee - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.80% to 5.00%
Fixed account · Daily · 7-year term · Premium $100,000 and up · Premium $100k+
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.80% to 5.00%
First-year component · 7-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.75%
Guarantee-period yield · 3-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.60% to 4.80%
First-year component · 5-year guarantee
NAC Max Elite Guarantee - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.55% to 4.75%
First-year component · 3-year guarantee
NAC Max Elite Guarantee - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.55% to 4.75%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 5.15% to 5.35%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.40% to 4.60%
Fixed account · Daily · 3-year term · Premium $0–$99,999.99 · Premium under $100k
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 5.15% to 5.35%
First-year component · 5-year guarantee
NAC Guarantee Plus - First-year rate component rose
North American Company for Life and Health Insurance - First-year rate component moved from 4.90% to 5.10%
First-year component · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.90% to 5.10%
Guarantee-period yield · 5-year guarantee
NAC Guarantee Plus - Guarantee-period yield rose
North American Company for Life and Health Insurance - Guarantee-period yield moved from 4.80% to 5.00%
Guarantee-period yield · 3-year guarantee
NAC Guarantee Plus - Fixed rate rose
North American Company for Life and Health Insurance - Fixed rate moved from 4.90% to 5.10%
Fixed account · Daily · 5-year term · Premium $0–$99,999.99 · Premium under $100k
Carrier change logs are sourced from CANNEX Financial Exchanges through AdvisorWorld's public CANNEX mirror. Values can vary by state, premium band, index strategy, and product version.