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Registered index-linked annuities

MassMutual Ascend Life Insurance Company RILA Products

Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.

4 verified products · lineup incomplete

Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of October 23, 2026.

Product Lineup

RILA products in the catalog

Source: CANNEX RILA data. Rates as of October 23, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.

Rates as of October 23, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.

RILA data status: Rates as of October 23, 2026

Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.

RILA data is temporarily incomplete.

Verified products remain visible, but some details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.

RILA

Index Achiever

Indexes

1

Cap: 13.5%
S&P 500 Index · 1-year term · Performance Lock Available · Annual · Floor -10%

Index Achiever is MassMutual Ascend's commission accumulation RILA, with a fixed account and annual indexed choices using distinct buffer or floor downside rules.

What stands out

The current menu includes a fixed account and indexed segments across several published market measures.

What to watch

Every indexed segment can lose value; a buffer absorbs only the first stated portion of a loss, while a floor caps the segment loss at the stated amount.

View RILA strategy details

RILA

Index Achiever Advisory

Indexes

1

Trigger rate: 9.5%
S&P 500 Index · 1-year term · Dual Performance Trigger · Annual · Buffer 10%

Index Achiever Advisory is MassMutual Ascend's advisory accumulation RILA, with a fixed account and a broad menu of indexed mechanics and downside designs.

What stands out

The current advisory menu includes a fixed account and indexed segments across several published market measures.

What to watch

Every indexed segment can lose value; buffer, floor, and downside-participation rules are different and must be read with the exact row.

View RILA strategy details

RILA

Index Summit 6

Indexes

1

Trigger rate: 8%
S&P 500 Index · 1-year term · Dual Performance Trigger · Annual · Buffer 10%

Index Summit 6 is a MassMutual Ascend accumulation RILA with a fixed account, a broad indexed menu, and a six-year withdrawal-charge schedule.

What stands out

The current menu includes a fixed account and a broad set of indexed segments across several published market measures.

What to watch

Every indexed segment can lose value; buffer, floor, and downside-participation rules are not interchangeable.

View RILA strategy details

RILA

Index Summit 6 Pro

Indexes

1

Trigger rate: 10%
S&P 500 Index · 1-year term · Dual Performance Trigger · Annual · Buffer 10%

Index Summit 6 Pro is a MassMutual Ascend accumulation RILA with a broad indexed menu, no published fixed account, and a six-year withdrawal-charge schedule.

What stands out

The current menu contains a broad set of indexed segments across several published market measures and does not publish a fixed account.

What to watch

Every indexed segment can lose value; buffer, floor, and downside-participation rules are not interchangeable.

View RILA strategy details

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