Best available rate
4.95%
7-yr guarantee · $100,000+ premium
Up to 4.95% depending on guarantee term and premium band.
View all rates and terms ↓10%
Free W/D
51
Available jurisdictions
Rates as of August 11, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for F&G Secure MYGA® ROP
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this F&G Annuities and Life product.
Live product data
Rates as of August 11, 2026, from AdvisorWorld and CANNEX.
5-year guaranteed rate
4.8% guaranteed for 5 years
Current guaranteed terms are shown from live rate records. Surrender details are omitted because an exact contract schedule is not linked in the current data.
Best fit
Buyers comparing the currently published guarantee terms who will confirm the applicable surrender schedule before purchase.
Available guarantee terms
3, 5, and 7 years
AM Best
A Excellent
Free withdrawal
10%/yr
Availability
51 jurisdictions (excl. New York)
Free Comparison Report
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See how F&G Secure MYGA® ROP compares for your age, state, premium, and income goals alongside other F&G Annuities and Life MYGA options.
Guaranteed Rates by Term
| Term | Surrender term | Rate effective | $20,000–$99,999Premium · comparable annual rate | $100,000+Premium · comparable annual rate |
|---|---|---|---|---|
| 3-Year | Not available | Aug 11, 2026 | 3.95%Rate convention not stated | 4.2%Rate convention not stated |
| 5-Year | Not available | Aug 11, 2026 | 4.6%Rate convention not stated | 4.8%Rate convention not stated |
| 7-Year | Not available | Aug 11, 2026 | 4.7%Rate convention not stated | 4.95%Rate convention not stated |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
3Activities of daily living, Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
Get a F&G Secure MYGA® ROP rate report
See how F&G Secure MYGA® ROP compares for your age, state, premium, and income goals alongside other F&G Annuities and Life MYGA options.