Annuity rate data updated daily

Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates

Registered index-linked annuity · SEC-registered · defined downside design

Athene Amplify 2.0 NF NY

Issued by Athene Annuity and Life Company

AM Best A+Can lose value
Segment terms1-year · 2-year · 6-year
Downside choices10% buffer · 20% buffer · 30% buffer
FeeNot published
Surrender period6 yrs
Free withdrawal10%per year
Issue ages0–84 (annuitant and owner) · age limits based on the older person
Available jurisdictions1published in the feed
Market value adj.None
Get my rate reportAll 22 rate rowsVerified Sep 11, 2026 · CANNEX via AdvisorWorld
Headline segment · S&P 500 Index · 1-year · 10% buffer17% cap · 10% buffer

The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.

The buffer absorbs the first 10% of segment loss; losses beyond it can still apply. This is not an FIA.

Every segment, by index and downside design

Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.

Strategy fee is not published; outcome figures are suppressed unless another published fee applies.

Swipe horizontally to compare every protection level.

Index · term10% buffer20% buffer30% buffer
S&P 500
1-yearPoint-to-point
17% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
12.5% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 20%
1-yearPerformance trigger
10.75% trigger rate
Segment detailsMinimum trigger rate: 5%Minimum participation: 100%Minimum buffer: 10%
1-yearDual Trigger
9.25% trigger rate
Segment detailsMinimum trigger rate: 5%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
40% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
25% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20%
6-yearPoint-to-point
102% participation
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
105% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
65% cap
Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 30%
6-yearDual Direction
70% cap
Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 20%
6-yearDual Trigger
50% trigger rate
Segment detailsMinimum trigger rate: 30%Minimum participation: 100%Minimum buffer: 10%
44% trigger rate
Segment detailsMinimum trigger rate: 24%Minimum participation: 100%Minimum buffer: 20%
38% trigger rate
Segment detailsMinimum trigger rate: 18%Minimum participation: 100%Minimum buffer: 30%
Nasdaq-100
1-yearPoint-to-point
22% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
43% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
6-yearPoint-to-point
125% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
Russell 2000
1-yearPoint-to-point
25% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
60% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
MSCI EAFE
1-yearPoint-to-point
19% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
110% participation
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
Blend (index not published)
6-yearPerformance Blend
75% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
Fixed account
1-year · Declared rate3% fixed
Segment detailsMinimum fixed-account rate: 2.7%

Showing 21 of 21 indexed segments.

Outcome simulator unavailable

The current feed does not publish a strategy fee for every eligible segment. No zero fee is assumed, so outcome figures are suppressed.

What the carrier can change at renewal

Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.

Declared, no index · 1-year2.7%Minimum fixed-account rate
Dual Direction · 6-year4%Minimum cap
Dual Direction · 6-year100%Minimum participation rate
Dual Trigger · 1-year100%Minimum participation rate
Dual Trigger · 1-year5%Minimum trigger rate
Dual Trigger · 6-year100%Minimum participation rate
Dual Trigger · 6-year18%Minimum trigger rate
Performance Blend · 6-year0%Minimum cap
Performance Blend · 6-year0%Minimum participation rate
Performance trigger · 1-year100%Minimum participation rate
Performance trigger · 1-year5%Minimum trigger rate
Point-to-point · 1-year1%Minimum cap
Point-to-point · 1-year100%Minimum participation rate
Point-to-point · 2-year2%Minimum cap
Point-to-point · 2-year100%Minimum participation rate
Point-to-point · 6-year0%Minimum cap
Point-to-point · 6-year0%Minimum participation rate
Minimum published buffer0%Lowest value across the published segment limits

Read the minimum buffer twice. A renewed segment may carry no buffer at all. Today’s buffer is a declared term and is not fixed for the life of the contract.

Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.

Getting money out

Surrender charge · full schedule

Year 18%
Year 28%
Year 37%
Year 46%
Year 55%
Year 64%
After0%
Annual free withdrawal10%
Systematic withdrawalsAvailable
Nursing-home / terminal-illness waiverNursing home · Terminal illness
BailoutNot available
Return of premiumNot available
Death benefitStandard Death BenefitThe public product feed does not describe the calculation; the prospectus governs

Analyst notes

Where it stands out

  • This contract version gives New York buyers access to Athene's no-fee buffered RILA chassis.
  • The live menu includes recognizable indexes and several annual and multi-year segment designs.
  • The non-New York contract version is cross-linked as the state-regulatory counterpart.

What to confirm

  • The contract version is available only in New York.
  • Losses beyond the selected buffer reduce contract value, and early withdrawals can disrupt segment outcomes.
  • Segment terms renew and can change; use the live New York options for current caps, participation, and buffer levels.
Best fitNew York buyers seeking no-fee buffered market-linked accumulation from an A-plus-rated carrier.
Not ideal forBuyers outside New York or anyone who cannot accept loss or needs a lifetime-income rider.

Expanded contract facts

Contract details beyond the headline rate

Fresh CANNEX source

Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.

Contract ledger statusAvailable · version 2.0
Product familyRILA
Share classesB Shareapplicable_rule · product_profile
PremiumNot published in feed
Issue ages0–84 (annuitant and owner) · age limits based on the older person
Joint age rulesannuitant: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published · owner: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published
Funding typesNon-qualified · Qualified
Annuitant typesJoint · Single
OwnershipCorporation · Joint · Single · Trust
Joint contractAvailable
Free-look periodAvailable
Annuitization maximum age95 years
Annuitization optionsOptions not published
Profile feesNot published
Premium bonusNot published
Systematic withdrawalsYes
Minimum-withdrawals rule appliesYes
BailoutNo
Market value adjustmentNone
Return of premiumNot available
Free-withdrawal tiersTier 1: 10% · Available
CDSC schedule6 years · applies to the selected contract
Surrender ledger statusAvailable
Contract sourceCANNEXNormalized public contract facts; source XML and internal identifiers are not displayed.
Source vintagefreshObserved Sep 11, 2026 · generated Sep 13, 2026
Income rider optionsNone published — accumulation only
Death benefitStandard Death BenefitThe public product feed does not describe the calculation; the prospectus governs
Contract open dateJun 2, 2025

Source and vintage: normalized public product facts from CANNEX, observed Sep 11, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.

Prospectus and SEC filings

A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.

RegistrantAthene

SEC CIK0000837332

File numbers333-270463 · 333-270465

Open filings on EDGAR ↗

No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.

State availability

1 published jurisdiction. This contract version is available only in New York.

NY
Rates are sourced from CANNEX via AdvisorWorld and updated daily. Rates vary by state, premium band, and issue age. A registered index-linked annuity can lose value; a buffer, floor, or downside-participation rule limits specified losses but does not guarantee principal or surrender value. Upside rates and downside-protection terms can change on new segments. Educational only — not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier’s claims-paying ability and are not FDIC-insured.

Machine-readable citation contract

Cite this

Cite this page for its methodology or interpretation. Current figures may refresh, so this canonical page URL is not a frozen data citation. To quote a market statistic, use the citation showing its observed as-of date and immutable JSON verification URL published by the Annuity Rate Statistics hub. Bulk product-level CANNEX records are not licensed for redistribution.

Page citation: Source: AnnuityRatesHQ · https://annuityrateshq.com/providers/athene/rila/athene-amplify-2-0-nf-ny
<a href='https://annuityrateshq.com/rate-index'>Rate data: AnnuityRatesHQ Annuity Rate Index</a>

Full attribution terms and copy-ready HTML: annuityrateshq.com/cite-us