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Registered index-linked annuity · SEC-registered · defined downside design

Athene Amplify 2.0 NF

Issued by Athene Annuity and Life Company

AM Best A+Can lose value
Segment terms1-year · 2-year · 6-year
Downside choices10% buffer · 20% buffer · 30% buffer
FeeNot published
Surrender period6 yrs
Free withdrawal10%per year
Issue ages0–84 (annuitant and owner) · age limits based on the older person
Available jurisdictions50published in the feed
Market value adj.None
Get my rate reportAll 28 rate rowsVerified Sep 11, 2026 · CANNEX via AdvisorWorld
Headline segment · S&P 500 Index · 1-year · 10% buffer17% cap · 10% buffer

The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.

The buffer absorbs the first 10% of segment loss; losses beyond it can still apply. This is not an FIA.

Every segment, by index and downside design

Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.

Strategy fee is not published; outcome figures are suppressed unless another published fee applies.

Swipe horizontally to compare every protection level.

Index · term10% buffer20% buffer30% buffer
S&P 500
1-yearPoint-to-point
17% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
11.75% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 20%
1-yearDual Direction
13.75% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
1-yearPerformance trigger
11% trigger rate
Segment detailsMinimum trigger rate: 0.5%Minimum participation: 100%Minimum buffer: 10%
1-yearDual Trigger
9.5% trigger rate
Segment detailsMinimum trigger rate: 0.25%Minimum participation: 100%Minimum buffer: 10%
7% trigger rate
Segment detailsMinimum trigger rate: 0.25%Minimum participation: 100%Minimum buffer: 20%
2-yearPoint-to-point
45% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
27% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 20%
6-yearPoint-to-point
102% participation
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
105% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
75% cap
Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 30%
6-yearAnnual reset
28% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
6-yearDual Direction
75% cap
Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 20%
6-yearDual Trigger
54% trigger rate
Segment detailsMinimum trigger rate: 1.5%Minimum participation: 100%Minimum buffer: 10%
47% trigger rate
Segment detailsMinimum trigger rate: 1.5%Minimum participation: 100%Minimum buffer: 20%
41% trigger rate
Segment detailsMinimum trigger rate: 1.5%Minimum participation: 100%Minimum buffer: 30%
Nasdaq-100
1-yearPoint-to-point
19.5% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
42% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
6-yearPoint-to-point
120% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
Shiller Barclays CAPE US Mid-Month Sector TR Net
1-yearPoint-to-point
11.75% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
27% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
6-yearPoint-to-point
75% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
Russell 2000
1-yearPoint-to-point
25.5% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
70% cap
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
MSCI EAFE
1-yearPoint-to-point
18.5% cap
Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 10%
2-yearPoint-to-point
110% participation
Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 10%
Blend (index not published)
6-yearPerformance Blend
90% cap
Segment detailsMinimum cap: 0%Minimum participation: 0%Minimum buffer: 0%
Fixed account
1-year · Declared rate3% fixed
Segment detailsMinimum fixed-account rate: 2.7%

Showing 27 of 27 indexed segments.

Menu combined from 2 published rate instances (18 + 9 segments). Published share classes: B Share; the source does not map each rate instance to a share class.

Outcome simulator unavailable

The current feed does not publish a strategy fee for every eligible segment. No zero fee is assumed, so outcome figures are suppressed.

What the carrier can change at renewal

Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.

Annual reset · 6-year0%Minimum cap
Annual reset · 6-year0%Minimum participation rate
Declared, no index · 1-year2.7%Minimum fixed-account rate
Dual Direction · 1-year2%Minimum cap
Dual Direction · 1-year100%Minimum participation rate
Dual Direction · 6-year4%Minimum cap
Dual Direction · 6-year100%Minimum participation rate
Dual Trigger · 1-year100%Minimum participation rate
Dual Trigger · 1-year0.25%Minimum trigger rate
Dual Trigger · 6-year100%Minimum participation rate
Dual Trigger · 6-year1.5%Minimum trigger rate
Performance Blend · 6-year0%Minimum cap
Performance Blend · 6-year0%Minimum participation rate
Performance trigger · 1-year100%Minimum participation rate
Performance trigger · 1-year0.5%Minimum trigger rate
Point-to-point · 1-year1%Minimum cap
Point-to-point · 1-year100%Minimum participation rate
Point-to-point · 2-year2%Minimum cap
Point-to-point · 2-year100%Minimum participation rate
Point-to-point · 6-year0%Minimum cap
Point-to-point · 6-year0%Minimum participation rate
Minimum published buffer0%Lowest value across the published segment limits

Read the minimum buffer twice. A renewed segment may carry no buffer at all. Today’s buffer is a declared term and is not fixed for the life of the contract.

Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.

Getting money out

Surrender charge · full schedule

Year 18%
Year 28%
Year 37%
Year 46%
Year 55%
Year 64%
After0%
Annual free withdrawal10%
Systematic withdrawalsAvailable
Nursing-home / terminal-illness waiverNursing home · Terminal illness
BailoutNot available
Return of premiumNot available
Death benefitCash Surrender ValueCash surrender value is the amount available on surrender after applicable charges and value adjustments

Analyst notes

Where it stands out

  • No-fee buffered segments are available across several recognizable equity indexes.
  • The menu includes annual and multi-year point-to-point, dual-direction, and trigger-style structures.
  • A separate New York contract version covers the state excluded from this contract.

What to confirm

  • Losses beyond the selected buffer reduce contract value; the buyer retains market-loss risk.
  • A no-fee label does not remove surrender charges or market loss risk.
  • Segment caps, participation terms, and buffer levels reset; compare the live state-specific options at purchase.
Best fitBuyers who want no-fee buffered market exposure and can accept losses beyond the selected buffer.
Not ideal forNew York buyers, buyers who cannot accept loss, or buyers who need a lifetime-income rider.

Expanded contract facts

Contract details beyond the headline rate

Fresh CANNEX source

Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.

Contract ledger statusAvailable · version 2.0
Product familyRILA
Share classesB Shareapplicable_rule · product_profile
PremiumNot published in feed
Issue ages0–84 (annuitant and owner) · age limits based on the older person
Joint age rulesannuitant: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published · owner: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published
Funding typesNon-qualified · Qualified
Annuitant typesJoint · Single
OwnershipCorporation · Joint · Single · Trust
Joint contractAvailable
Free-look periodAvailable
Annuitization maximum age95 years
Annuitization optionsOptions not published
Profile feesNot published
Premium bonusNot published
Systematic withdrawalsYes
Minimum-withdrawals rule appliesYes
BailoutNo
Market value adjustmentNone
Return of premiumNot available
Free-withdrawal tiersTier 1: 10% · Available
CDSC schedule6 years · applies to the selected contract
Surrender ledger statusAvailable
Contract sourceCANNEXNormalized public contract facts; source XML and internal identifiers are not displayed.
Source vintagefreshObserved Sep 11, 2026 · generated Sep 13, 2026
Income rider optionsNone published — accumulation only
Death benefitCash Surrender ValueCash surrender value is the amount available on surrender after applicable charges and value adjustments
Contract open dateNot published in feed

Source and vintage: normalized public product facts from CANNEX, observed Sep 11, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.

Prospectus and SEC filings

A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.

RegistrantAthene

SEC CIK0000837332

File numbers333-270463 · 333-270465

Open filings on EDGAR ↗

No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.

State availability

50 published jurisdictions. New York uses the separate NF NY contract.

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Rates are sourced from CANNEX via AdvisorWorld and updated daily. Rates vary by state, premium band, and issue age. A registered index-linked annuity can lose value; a buffer, floor, or downside-participation rule limits specified losses but does not guarantee principal or surrender value. Upside rates and downside-protection terms can change on new segments. Educational only — not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier’s claims-paying ability and are not FDIC-insured.

Machine-readable citation contract

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