LunarLock Prime
Fixed rate
MVA applies · 7-year term · Premium $100,000 and up · Included CA
5.95%→6.1%+15 bpsFixed rate
MVA applies · 7-year term · Premium $0–$99,999.99 · Included CA
5.75%→5.9%+15 bpsFixed rate
MVA applies · 5-year term · Premium $100,000 and up · Included CA
6.05%→6.1%+5 bpsFixed rate
MVA applies · 5-year term · Premium $0–$99,999.99 · Included CA
5.85%→5.9%+5 bpsFixed rate
MVA applies · 7-year term · Premium $100,000 and up · Included: 50 specified states
5.95%→6.1%+15 bpsFixed rate
MVA applies · 7-year term · Premium $0–$99,999.99 · Included: 50 specified states
5.75%→5.9%+15 bpsFixed rate
MVA applies · 5-year term · Premium $100,000 and up · Included: 50 specified states
6.05%→6.1%+5 bpsFixed rate
MVA applies · 5-year term · Premium $0–$99,999.99 · Included: 50 specified states
5.85%→5.9%+5 bpsSurrender-period rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$2M · Included states: CA
5.95%→6.1%+15 bpsGuarantee-period yield
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$2M · Included states: CA
5.95%→6.1%+15 bpsFirst-year rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Schedule year: 1 · Premium: $100k–$2M · Included states: CA
5.95%→6.1%+15 bpsSurrender-period rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $10k–under $100k · Included states: CA
5.75%→5.9%+15 bpsGuarantee-period yield
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $10k–under $100k · Included states: CA
5.75%→5.9%+15 bpsFirst-year rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Schedule year: 1 · Premium: $10k–under $100k · Included states: CA
5.75%→5.9%+15 bpsSurrender-period rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$2M · Included states: CA
6.05%→6.1%+5 bpsGuarantee-period yield
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$2M · Included states: CA
6.05%→6.1%+5 bpsFirst-year rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Schedule year: 1 · Premium: $100k–$2M · Included states: CA
6.05%→6.1%+5 bpsSurrender-period rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $10k–under $100k · Included states: CA
5.85%→5.9%+5 bpsGuarantee-period yield
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $10k–under $100k · Included states: CA
5.85%→5.9%+5 bpsFirst-year rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Schedule year: 1 · Premium: $10k–under $100k · Included states: CA
5.85%→5.9%+5 bpsSurrender-period rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6.05%→6.1%+5 bpsGuarantee-period yield
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6.05%→6.1%+5 bpsFirst-year rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Schedule year: 1 · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6.05%→6.1%+5 bpsSurrender-period rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.85%→5.9%+5 bpsGuarantee-period yield
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.85%→5.9%+5 bpsFirst-year rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Schedule year: 1 · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.85%→5.9%+5 bpsSurrender-period rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bpsGuarantee-period yield
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bpsFirst-year rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Schedule year: 1 · Premium: $100k–$2M · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bpsSurrender-period rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.75%→5.9%+15 bpsGuarantee-period yield
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.75%→5.9%+15 bpsFirst-year rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Schedule year: 1 · Premium: $10k–under $100k · Included states: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.75%→5.9%+15 bpsCurrent crediting rate
Guarantee term: 5 years · Premium: under $100k
5.85%→5.9%+5 bpsCurrent crediting rate
Guarantee term: 5 years · Premium: $100k+
6.05%→6.1%+5 bpsCurrent crediting rate
Guarantee term: 7 years · Premium: $100k+
5.95%→6.1%+15 bpsCurrent crediting rate
Guarantee term: 7 years · Premium: under $100k
5.75%→5.9%+15 bps