4.4%
5-yr guarantee
Rates as of July 21, 2026 · dated last-known-good data. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run dated numbers for Smartselect
Dated guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Western-Southern Life Assurance Company product.
Free Comparison Report
Get a Smartselect rate report
See how Smartselect compares for your age, state, premium, and income goals alongside other Western-Southern Life Assurance Company MYGA options.
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 4.1% |
| 5-Year | 4.4% |
| 7-Year | 4.15% |
Free Comparison Report
Get a Smartselect rate report
See how Smartselect compares for your age, state, premium, and income goals alongside other Western-Southern Life Assurance Company MYGA options.