Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
9.25%
Best S&P 500 Annual Cap
10%
Free W/D
49
Available jurisdictions
Product data status: updated regularly
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
Model this product
Set your numbers and switch between growth strategies and liquidity scenarios. Index losses credit 0% — the floor — so a down market never reduces your value.
Free Comparison Report
See how Blueprint Annuity compares for your age, state, premium, and income goals alongside other Security Benefit Life fixed indexed annuity options.
rate data
rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Security Benefit Life product.
Live product data
Rates as of September 4, 2026, from AdvisorWorld and CANNEX.
S&P 500 annual cap rate
A Security Benefit accumulation FIA built around several S&P 500 crediting methods and no current income rider.
Best fit
Buyers who prefer a recognizable-index FIA menu and want to choose among cap, trigger, and participation mechanics.
AM Best
A- Excellent
Surrender options
3 and 5 years
Free withdrawal
10%/yr
Availability
49 jurisdictions (excl. California, New York)
Caps, participation rates, and declared rates are shown separately.
S&P 500
S&P 500 Index
8% cap rate
Annual cap
1-year term · 3-year surrender · Does not vary by premium
1-year term
3-year surrender
Does not vary by premium
S&P 500
S&P 500 Index
9.25% cap rate
Annual cap
1-year term · 5-year surrender · Does not vary by premium
1-year term
5-year surrender
Does not vary by premium
S&P 500
S&P 500 Index
6.5% trigger rate
Performance trigger
1-year term · 3-year surrender · Does not vary by premium
1-year term
3-year surrender
Does not vary by premium
S&P 500
S&P 500 Index
7.25% trigger rate
Performance trigger
1-year term · 5-year surrender · Does not vary by premium
1-year term
5-year surrender
Does not vary by premium
S&P 500
S&P 500 Index
7.75% cap rate
Annual cap
3-year term · 3-year surrender · Does not vary by premium
3-year term
3-year surrender
Does not vary by premium
S&P 500
S&P 500 Index
9% cap rate
Annual cap
5-year term · 5-year surrender · Does not vary by premium
5-year term
5-year surrender
Does not vary by premium
Fixed Account
Fixed Account
4% declared rate
Fixed account
1-year term · 3-year surrender · Does not vary by premium
1-year term
3-year surrender
Does not vary by premium
Fixed Account
Fixed Account
4.25% declared rate
Fixed account
1-year term · 5-year surrender · Does not vary by premium
1-year term
5-year surrender
Does not vary by premium
Fixed Account
Fixed Account
4.6% declared rate
Fixed account
3-year term · 3-year surrender · Does not vary by premium
3-year term
3-year surrender
Does not vary by premium
Fixed Account
Fixed Account
5% declared rate
Fixed account
5-year term · 5-year surrender · Does not vary by premium
5-year term
5-year surrender
Does not vary by premium
Product analyst notes
Not ideal for
Buyers seeking guaranteed lifetime income, New York availability, or unrestricted liquidity.
Free Comparison Report
See how Blueprint Annuity compares for your age, state, premium, and income goals alongside other Security Benefit Life fixed indexed annuity options.
These are the current crediting strategies available for this product. Use the filters to narrow by index, term, premium band, or rate type.
Cap: 8% · 1-yr
S&P 500 Index
cap
Trigger: 6.5% · 1-yr
S&P 500 Index
trigger
Fixed: 4% · 1-yr
Fixed Account
fixed
Cap: 7.75% · 3-yr
S&P 500 Index
cap
Fixed: 4.6% · 3-yr
Fixed Account
fixed
Cap: 9.25% · 1-yr
S&P 500 Index
cap
Trigger: 7.25% · 1-yr
S&P 500 Index
trigger
Fixed: 4.25% · 1-yr
Fixed Account
fixed
Cap: 9% · 5-yr
S&P 500 Index
cap
Fixed: 5% · 5-yr
Fixed Account
fixed
Accumulation-focused contract
The CANNEX information identifies this product as tax-deferred accumulation. Compare cap, participation rate, fees, liquidity, and surrender terms; use a separate payout-focused contract when guaranteed payout mechanics are required.
A negative index return by itself does not reduce the contract's account value: Blueprint Annuity credits 0% — the floor — for that indexed period. The account value can still decrease from withdrawals, surrender charges, other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.
Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 5 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.
Use "Compare against" in the analyzer to overlay another available Blueprint Annuity strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.
Annual amount that may be available without surrender charges, subject to contract terms.
Nursing home waiver, Terminal illness waiver
Beneficiary value depends on contract terms, withdrawals, and rider elections.
Minimum guaranteed cap for cap-based indexed strategies.
Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.
Guaranteed minimum interest rate for the fixed account.
Minimum guaranteed participation rate for participation-rate indexed strategies.
Published payout options from the normalized contract facts.
Availability can vary by state and product terms.
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
After
0%
Nursing home waiver, Terminal illness waiver
Carrier documents not available for this product
Brochures, product guides, or contract disclosures are currently unavailable for this product. Request the state-specific brochure or specimen contract from the carrier before purchase.
Crediting design
Blueprint Annuity currently shows 10 indexed or fixed crediting options, including S&P 500 Index. These choices matter because caps, participation rates, fixed accounts, spreads, and renewal terms are different mechanics and should not be ranked as one simple rate list.
Liquidity terms
A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.
Verification note
This page uses the current structured product information for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
See how Blueprint Annuity compares for your age, state, premium, and income goals alongside other Security Benefit Life fixed indexed annuity options.
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