American Equity GuaranteeShield
American Equity Investment Life Insurance Company
10%
Free W/D
50
Available jurisdictions
Rates as of August 6, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
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Data date: August 6, 2026. Information is refreshed regularly when the source is available.
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Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Carrier Ratings
Free Comparison Report
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See how American Equity GuaranteeShield compares for your age, state, premium, and income goals alongside other American Equity Investment Life Insurance Company MYGA options.