Best available rate
5.75%
5-yr guarantee · $10,000+ premium
Highest current rate across the available 3-year, 5-year, 7-year, and 10-year guarantee terms.
View all rates and terms ↓10%
Free W/D
47
Available jurisdictions
Rates as of August 12, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Nex MYGA
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this NexAnnuity product.
Live product data
Rates as of August 12, 2026, from AdvisorWorld and CANNEX.
5-year guaranteed rate
5.75% guaranteed for 5 years
Current guaranteed terms are shown from live rate records. Surrender details are omitted because an exact contract schedule is not linked in the current data.
Best fit
Buyers comparing the currently published guarantee terms who will confirm the applicable surrender schedule before purchase.
Available guarantee terms
3, 5, 7, and 10 years
AM Best
B+ Good
Free withdrawal
10%/yr
Availability
47 jurisdictions (excl. Connecticut, Maine, New York, Vermont)
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Guaranteed Rates by Term
CANNEX identifies each state, MVA, and liquidity-rider version below. Compound-equivalent annual rates are the primary comparison measure; the carrier's quoted simple-interest rate remains visible beneath each value.
| Contract version | Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|---|
| California · MVA · Free Withdrawal Rider | 3-Year | Not available | Apr 1, 2026 | 5.35%Rate convention not stated |
| California · MVA · Free Withdrawal Rider | 5-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| California · MVA · Free Withdrawal Rider | 7-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| California · MVA · Free Withdrawal Rider | 10-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| California · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.2%Rate convention not stated |
| California · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.35%Rate convention not stated |
| California · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.5%Rate convention not stated |
| California · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.45%Rate convention not stated |
| California · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| California · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.75%Rate convention not stated |
| California · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 4.7%Rate convention not stated |
| California · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| California · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 5%Rate convention not stated |
| California · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 4.7%Rate convention not stated |
| California · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| California · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 5%Rate convention not stated |
| Most states · MVA · Free Withdrawal Rider | 3-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| Most states · MVA · Free Withdrawal Rider | 5-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| Most states · MVA · Free Withdrawal Rider | 7-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| Most states · MVA · Free Withdrawal Rider | 10-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| Most states · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.45%Rate convention not stated |
| Most states · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| Most states · MVA · No liquidity rider | 3-Year | Not available | Apr 1, 2026 | 5.75%Rate convention not stated |
| Most states · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.45%Rate convention not stated |
| Most states · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.6%Rate convention not stated |
| Most states · MVA · No liquidity rider | 5-Year | Not available | Apr 1, 2026 | 5.75%Rate convention not stated |
| Most states · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 4.7%Rate convention not stated |
| Most states · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| Most states · MVA · No liquidity rider | 7-Year | Not available | Apr 1, 2026 | 5%Rate convention not stated |
| Most states · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 4.7%Rate convention not stated |
| Most states · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 4.85%Rate convention not stated |
| Most states · MVA · No liquidity rider | 10-Year | Not available | Apr 1, 2026 | 5%Rate convention not stated |
Key Features
Death benefit
Death Benefit RiderBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
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